Lee Willaford is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC from 2013 to 2016. He holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Steven Sutton is a Series 66 licensed financial advisor with eight years of industry experience, currently affiliated with LPL Financial in Charlotte, NC. His prior roles include positions at Thomas Atkinson, Waddell & Reed, and various insurance agencies. Sutton has also worked as a self-employed advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Richard Harvey is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

William Osman is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to help them make informed financial decisions and pursue their long-term goals. His focus includes areas such as building wealth, retirement planning, asset preservation, legacy creation, and managing financial transitions. William takes a personalized approach, developing comprehensive strategies tailored to each client's unique circumstances, values, and objectives. He aims to provide thoughtful guidance, proactive communication, and a disciplined investment process to help clients stay focused on their priorities. William holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from the University of North Carolina System and a Master's Degree from East Carolina University.

Elizabeth Panos is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. She has been with Wells Fargo Clearing since 2016 and also has experience with Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, combining research from Wells Fargo Investment Institute with diversified investment strategies.

Kyle Garrison is a financial advisor at UBS Financial Services with four years of industry experience. He has held prior roles at Bank of America, Merrill, and Black River Wealth Management Ltd., and has work experience outside finance including positions at United Parcel Service and NitroFlex Gym. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based strategies to tailor plans according to clients' goals and risk tolerances.

Nicholas Cicci is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. He is based in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Shane Carter is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC and several financial and non-financial organizations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and model portfolios supported by proprietary and third-party research.

Karen Dunphy is a financial advisor at Merrill with Series 63 and Series 65 credentials and 32 years of industry experience. She has been with Merrill since 1993. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

David Mc Donald is a Series 66 licensed financial advisor with Edward Jones, based in Gastonia, NC, and has six years of industry experience. He has been with Edward Jones since 2019 and is also affiliated with the Gastonia Grizzlies. Outside of his advisory role, he occasionally drives for Uber on weekends. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors.

Judy Meyer is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She worked at J.P. Morgan Securities for six years before joining Wells Fargo Clearing in 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Cameron Voegele is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Northwestern Mutual Wealth Management Company, Mutual of Omaha Advisors, UBS, and Vanguard. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nathan Sessions is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to that, he was employed at Integra Choice and Control and attended the University of North Carolina at Chapel Hill. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Aisha Wall is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at Fidelity Investments, The Vanguard Group, and Brinks Incorporated. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Damien Supple is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation with 11 years of industry experience, all spent at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

William Purgason Jr. is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the Board of Directors for the Olde Providence Civic Association in Charlotte, NC. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Jacob Allen is a financial advisor with LPL Enterprise in Charlotte, NC, holding a Series 66 designation and starting his advisory career in 2025. Prior to joining LPL Enterprise, he worked in various municipal roles in North Carolina, including positions with Union County and several cities. Allen is also involved in non-variable insurance activities related to his advisory work. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, model portfolio management, and brokerage and insurance products through an integrated platform.

William Sullivan is a financial advisor with Wells Fargo Clearing in Hickory, NC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His career includes roles at Wells Fargo Advisors, LLC and Wells Fargo Bank NA, where he has worked for over two decades. Outside of his advisory work, he is involved as a landlord in a rental property business in Lenoir, NC. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary solutions. The firm’s investment approach is driven by investment policy statements and modern portfolio theory, with a broad offering that includes insurance-related vehicles and bank deposit sweep options.

Ileana Musmanni is a financial advisor at Robert Baird & Co. with three years of industry experience. She holds the Series 66 designation and has been with Baird since 2019. Prior to joining Baird, she operated a business under the name Ili Musmanni for eight years. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio management services using a variety of strategies and investment options.

Candace Wehr is a financial advisor at Merrill with a Series 66 designation and 18 years at the firm. She has two years of industry experience. Outside of her advisory role, she is a co-owner of a vacation rental property and serves as Vice President and Treasurer on a homeowners association board in Wilmington, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.