Kristin Vonnes is a CFP® professional with 24 years of industry experience. She is currently with Edward Jones and previously held roles at Raymond James & Associates and Morgan Stanley. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, as well as pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Arthur Shad Jr. is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials with 31 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009. Outside of his advisory role, he serves as a board member of the Garden Club of Jacksonville. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning that utilizes firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate agreements.

Davida Carter is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 38 years of industry experience. She has worked with LPL Financial since 2014 and has been associated with VyStar Credit Union and VyStar Financial Group since 2005. Carter serves as a member of the VyStar Credit Union Retirement Plan Committee, a nonprofit board role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by internal and third-party research.

Raymond Norris IV is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at D&M Trim Inc and involvement with First Assembly Church of Clay County. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a variety of asset classes.

Matt Klenke is a Financial Consultant currently working at Fidelity Investments since 2024. He focuses on tailored strategies to help clients strengthen their financial well-being. Prior to his current role, Matt served as an Investment Consultant at Fidelity Investments from 2023 to 2024. Before joining Fidelity, he worked as a Financial Advisor at Morgan Stanley from 2018 to 2023. His earlier experience includes roles as a Financial Representative and Full Trader at Fidelity Investments between 2016 and 2018, and as a Financial Representative for Employer Sponsored Plans at Merrill Lynch from 2015 to 2016. Outside of his professional career, Matt has interests in fishing, food, football, golf, outdoor adventures, and pets.

Christopher Goodman is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2016. Outside of his advisory role, he is associated with a non-investment-related activity in Orange Park, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elaina Evans is a financial advisor at Edelman Financial Engines with two years of industry experience. She holds a Series 66 designation and previously worked at Fidelity Investments, Slight Edge Insurance and Financial Services, and Neora International. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large participant base through both advisor-led and online offerings.

Jessica Dorais is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2015, with additional roles at Fidelity Investments and Bank of America. Her background also includes ownership of a tree removal and stump grinding business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Quoc Bui is a financial advisor at Merrill in Jacksonville, FL, with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kenneth Temple is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2021. His prior work experience includes roles at Travel Centers Of America, Uber, and Save-A-Lot. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as a formal advisor to multiple registered investment companies and fund-of-funds.

David Keim is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked within various Fidelity entities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management as well as fund advisory services. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing model portfolios across mutual funds, ETFs, and ETPs.

Eric Day is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2019. His prior experience includes roles at Bank of America and Global Outreach Charter Academy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

David Zavoyski is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2007, working in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jane Fallaw is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 63 designation and five years of industry experience. She previously worked at Sanchez Wealth Management Group and Burkett Financial Services and was affiliated with the University of South Carolina. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its work with registered investment companies, model portfolio delivery, and use of algorithmic methods and AI in research.

Bart Reeder is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He has a comprehensive background in financial services, having held various roles within Fidelity since 2011, including positions such as Investment Management Consultant III, Workplace Planning Consultant, and Retirement Relationship Manager. Throughout his career, Bart has worked closely with individuals and families to develop financial plans that consider their goals and personal circumstances. He holds insurance licenses in Arkansas and California. Outside of his professional work, Bart enjoys family activities, fishing, football, golf, and outdoor adventures.

Zachary Fletcher is a financial advisor at Merrill with Series 66 and Series 63 credentials and three years of industry experience. Prior to joining Merrill, he worked at Citigroup Global Markets Inc. from 2023 to 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Caroline Hulick is a Financial Consultant at Fidelity Investments, where she has been working since 2025. Prior to her current role, she held various positions at Fidelity Investments including Investment Consultant from 2023 to 2025, Fixed Income Specialist from 2021 to 2023, and Customer Service Advocate from 2020 to 2021. Caroline is committed to partnering with her clients to understand their short- and long-term financial goals and to develop customized financial plans tailored to their unique needs. She emphasizes building strong relationships with her clients and their families based on trust, reliability, and competency. Caroline holds a California Insurance License. Outside of her professional responsibilities, Caroline enjoys beach activities, boating, family activities, photography, traveling, and volunteering.

Pavan Varshney is a financial advisor with Ameriprise in Jacksonville, FL, holding Series 65 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Patriot Rail, Omnipath Financial, Inc., and CSX Corporation. Outside of his advisory work, he has real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax-efficient strategies and adaptive withdrawals.

Chassidy Wendell is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies to help clients pursue their long-term financial goals. With 15 years of experience as a professional trader, Chassidy has developed expertise in financial market risks, asset allocation, diversification, and portfolio management tailored to individual investor objectives. Chassidy’s client focus areas include college education planning, executive and equity compensation services, family wealth management strategies, defined benefit plan services, retirement income planning, and individual and corporate investment strategy. Chassidy holds a Bachelor's Degree from the University of Michigan and maintains the Personal Investment Advisor (PIA) designation. Fluent in both Spanish and English, Chassidy is actively involved in the University of Michigan Crew Team and participates in community activities through Compass Church. Residing in the Chicago suburbs with wife Julie and their three children, Chassidy values communication, diverse perspectives, and enjoys a variety of personal interests including biking, cooking, football, painting, running, scuba diving, skiing, traveling, and volleyball.

Caden Napier is a financial advisor with J.P. Morgan Securities in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at The Vanguard Group, Shopify, Robinhood, eBay, and Uber. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.