Patrick Oglesby is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Outside of his advisory role, he serves as a part-time backup boat captain for TowBoatUS Atlas Towing Salvage and Marine Services, providing on-water assistance to boaters. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing both model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rachel Higgins is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in delivering personalized wealth management strategies that consider each client's full financial picture. Rachel works closely with individuals, families, and businesses to develop strategies that align with their unique goals and changing market conditions. She provides access to investment insights from Merrill Lynch, as well as banking and lending solutions through Bank of America. Her expertise includes areas such as college education planning, family wealth management, legacy planning, tax minimization, and retirement income. Rachel approaches financial planning with a relationship-based philosophy, aiming to help clients navigate financial transitions with confidence. She holds the Personal Investment Advisor (PIA) designation. Rachel holds a Bachelor's Degree from the University of North Carolina System and a Master's Degree from the University of Miami. Outside of her professional work, she enjoys antiquing, fishing, golfing, interior decorating, painting, running, softball, spending time with her family, traveling, and following football.

Matthew Shroyer is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His background includes roles at Fidelity Investments since 2021 and prior work in the hospitality industry. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic portfolio construction, and it maintains distinctive roles such as commodity pool operator registration and advisory responsibilities for multiple registered investment companies.

Evelyn Chiang is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 2002 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves as an advisory board member for Hubbard House, a charitable organization in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Van Bever is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018 and Fidelity Investments since 2025. Prior to his financial career, he was affiliated with First Baptist Church of Winter Garden from 2014 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a mix of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methodologies, oversight of sub-advisers, and roles as a commodity pool operator and advisor to multiple registered investment companies.

Jamie Jezik is a financial advisor with Merrill, holding a Series 66 designation and over 20 years of industry experience. He has worked with Merrill since 2000 and has been affiliated with Bank of America, N.A. since 2012. He is based in Ponte Vedra Beach, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Colleen Newell is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Kestra Investment Services. Outside of her advisory role, she is involved with Solomon's RV & Boat Storage. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

Andrew Okey serves as Vice President and Financial Consultant at Fidelity Investments. In this role, he focuses on aligning appropriate tools and resources to support clients in working toward their financial goals. He has been with Fidelity Investments since 2019, progressing through various positions including Financial Consultant, PAS Portfolio Specialist, Investment Solutions Representative, and Workplace Planning Associate. Andrew holds insurance licenses in Arkansas and California.

Jack Buss is a Series 66-licensed financial advisor with two years of industry experience, currently practicing at Merrill in Jacksonville, FL. His prior experience includes roles at W&S Brokerage Services, Western Southern Life, Equity Services, Inc., National Life Group, and National Financial Services Group. He also worked at Palm Valley Fish Camp from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

John Galbraith is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. He previously worked at Raymond James & Associates and Bank of America. Outside of his advisory role, he serves as co-executor of a family estate and is involved in various personal trusts. He is also an investor and advisory board member of Progenitors, Inc. and the managing member of GLW Ventures LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Taylor Mccullers is a financial advisor with Morgan Stanley in Ponte Vedra Beach, FL, holding a Series 66 designation and having eight years of industry experience. Prior to his current role, he worked at Bank of America and Merrill Lynch, among other firms. He has also worked with the Universal Cheerleaders Association and the University of North Florida. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group and managing approximately $2.74 trillion in client assets.

Tristan Goldman is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. He has worked at Bank of America, Citi Personal Wealth Management, and Fidelity Investments. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bryan Mckinney is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016 and Bank of America, N.A. since 2019. Early in his career, he also had a brief role at The Cheesecake Factory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of client types including individuals, high-net-worth clients, and institutions.

John Davis is a CFP® professional with 30 years of industry experience, currently serving with Raymond James & Associates since 2010. He holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves as Vice President and Treasurer on the board of the 200 Club of Jacksonville, an organization that distributes funds to families of fallen law enforcement officers and firefighters. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

Timothy Feagan is a financial advisor at Merrill with 18 years at the firm and 9 years of industry experience. He holds the Series 66 designation and is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Adam Campbell is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, and charitable and governmental entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services supported by extensive research and a variety of portfolio management strategies.

Phyllis Levario is a financial advisor with J.P. Morgan Securities in Clearwater, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2002, with a brief hiatus from 2021 to 2022. Outside of her advisory role, she operates as an independent contractor for Melaleuca, offering nutritional supplements to friends and family. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large-scale advisory operations with brokerage and investment management capabilities. The firm delivers non-discretionary asset allocation advice and customized reporting through a centralized due-diligence framework.

Kara Gray is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their financial priorities and develop strategies tailored to pursue their short-, mid-, and long-term goals. Kara provides guidance on a range of financial topics, including investing, retirement planning, and savings for unexpected events. She also facilitates access to Bank of America specialists for additional banking, credit, home financing, and small business services. Kara holds the designation of Personal Investment Advisor (PIA), which supports her expertise in delivering investment advice and financial planning. Her approach emphasizes uncovering what matters to her clients and their families in order to create personalized financial strategies.

Melissa Gillespie is a CFP® certificant with nine years of industry experience, currently serving as a financial advisor at Raymond James & Associates. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing for eight years combined. Outside of her advisory role, she owns and manages JEM Restorations LLC, focusing on business administration and marketing. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, consulting, and municipal advisory services supported by a nationwide adviser network.

Matthew Barrett is a Series 66-credentialed advisor at Merrill with one year of industry experience. Prior to joining Merrill, he held various roles including serving on the University of North Florida Board of Trustees and working there in other capacities. Outside of finance, he was involved with 4 Star Customs Repair LLC for four years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.