William Williams III is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, Morgan Stanley, and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm leverages research from Wells Fargo Investment Institute and third-party data, applying diversification principles and modern portfolio theory in its investment approach.

Melissa Korkes is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and four years of industry experience. She has worked with PFS Investments and Mike L Wrotén Inc. and has roles involving sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies and discretionary separately managed accounts supported by third-party asset managers and custodians. The firm operates on a large scale with over 3,900 advisors and approximately $15.5 billion in assets under management.

Dalton Cleveland is a Series 66-registered financial advisor with Fidelity in Jacksonville, FL, with one year of industry experience. His work history includes roles in educational institutions and a prior position with Scott Toth before joining Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary accounts, fund advisory services, and model portfolios, with noted capabilities in algorithmic methods and advisory roles to registered investment companies.

Tyler Coe is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2016 and concurrently serves at Vystar Credit Union since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Joseph Bruno is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding Series 66, 63, and 65 credentials and bringing 23 years of industry experience. Prior to joining Ameriprise in 2025, he worked at Bruno and Associates, LLC, Wells Fargo Clearing, and Wells Fargo Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Daniel Marcon is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he held various roles including positions at The Capital Grille and Aruza Marketing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sarah Barnett is a financial advisor at Fidelity with seven years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at Wells Fargo Clearing and Wells Fargo Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Carrie Spencer is a Financial Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with clients to understand their financial goals and develops comprehensive financial plans tailored to meet the unique needs of individuals and families. She emphasizes building strong and trusting relationships through transparent communication and leverages business partners and resources across Fidelity to support clients' financial journeys. Prior to her current role, Carrie gained experience at Fidelity Investments as an Investment Consultant from 2020 to 2022, Retirement Solutions Representative from 2017 to 2018, and Financial Representative from 2016 to 2017. She holds an Arkansas Insurance License, supporting her capabilities in advising clients on insurance matters. Outside of her professional career, Carrie is engaged in family activities and has interests that include football, military service, parenthood, skiing, and traveling.

Michelaine Almodovar is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her background includes roles at Year Up, Florida State College at Jacksonville, and several consumer service companies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a broad client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies supported by internal and third-party managers.

Merilyn Shad is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials and having 43 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Ryan Sweeney is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 18 years of industry experience. He has been with Merrill Lynch since 2004. Outside of his advisory role, he serves as a board member for the Jacksonville Beach Baseball Association, a volunteer-run youth baseball organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stacey Walker is a financial advisor at Fidelity with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2006, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves a broad client base and is noted for its use of systematic methodologies, AI-driven research, and its role advising multiple registered investment companies.

Kim Larkin is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. Prior to joining LPL Financial in 2026, she spent 11 years with Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. Additionally, she is involved in selling life and health insurance products through various independent insurance companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources across diversified and alternative strategies.

Jason Over is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2006, concurrently serving at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Oglesby is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Outside of his advisory role, he serves as a part-time backup boat captain for TowBoatUS Atlas Towing Salvage and Marine Services, providing on-water assistance to boaters. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing both model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rachel Higgins is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in delivering personalized wealth management strategies that consider each client's full financial picture. Rachel works closely with individuals, families, and businesses to develop strategies that align with their unique goals and changing market conditions. She provides access to investment insights from Merrill Lynch, as well as banking and lending solutions through Bank of America. Her expertise includes areas such as college education planning, family wealth management, legacy planning, tax minimization, and retirement income. Rachel approaches financial planning with a relationship-based philosophy, aiming to help clients navigate financial transitions with confidence. She holds the Personal Investment Advisor (PIA) designation. Rachel holds a Bachelor's Degree from the University of North Carolina System and a Master's Degree from the University of Miami. Outside of her professional work, she enjoys antiquing, fishing, golfing, interior decorating, painting, running, softball, spending time with her family, traveling, and following football.

Matthew Shroyer is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His background includes roles at Fidelity Investments since 2021 and prior work in the hospitality industry. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic portfolio construction, and it maintains distinctive roles such as commodity pool operator registration and advisory responsibilities for multiple registered investment companies.

Evelyn Chiang is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 2002 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves as an advisory board member for Hubbard House, a charitable organization in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Van Bever is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018 and Fidelity Investments since 2025. Prior to his financial career, he was affiliated with First Baptist Church of Winter Garden from 2014 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a mix of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methodologies, oversight of sub-advisers, and roles as a commodity pool operator and advisor to multiple registered investment companies.

Jamie Jezik is a financial advisor with Merrill, holding a Series 66 designation and over 20 years of industry experience. He has worked with Merrill since 2000 and has been affiliated with Bank of America, N.A. since 2012. He is based in Ponte Vedra Beach, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.