Paul Charles is a financial advisor at Merrill in Jacksonville, FL with 20 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Taras is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding Series 63 and Series 66 credentials with 13 years of industry experience. His prior roles include positions at UBS Financial Services, Lincoln Investment, Capital Analysts of Jacksonville, and Merrill. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a range of portfolio management styles and affiliated research resources.

John Roque is a financial advisor with Fidelity Investments holding a Series 66 designation. He has been with Fidelity since 2024 and has prior experience in various roles outside the investment industry. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory and fund management through a systematic, research-driven approach utilizing quantitative analysis, algorithmic portfolio construction, and oversight of affiliated sub-advisers.

Mack Mcshut is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and two years of industry experience. He previously worked at Trinity Wealth Securities, LLC and Florida Financial Advisors. Outside of finance, he is the owner of Jacksonville Electric Vehicle On-Demand LLC, an on-demand transportation business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model wealth portfolios, combining advisory programs with a range of financial products and an integrated platform.

Ryan Osborne is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party teams.

Valerie Kiernan is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2022. Prior to her advisory role, she held various positions including roles at Instacart, Shipt, and Brinker International. Fidelity Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Kevin Peffer is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 credentials and has been associated with Fidelity Brokerage Services since 2014. Outside of his financial advisory role, he works as a wedding DJ and emcee in Jacksonville, Florida. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios, and it serves in advisory roles including oversight of multiple registered investment companies.

Dorinda Hawk is a Financial Consultant at Fidelity Investments, where she works closely with clients to develop tailored financial plans aimed at building, managing, protecting, and transitioning their wealth. Her approach emphasizes understanding clients' personal and family priorities, conducting thorough plan analyses, and implementing strategies aligned with their goals, with continual reviews to ensure clients feel secure and confident throughout the process. She has experience in various roles within the financial services industry, including positions as a Trust Officer at Arvest Wealth Management and multiple roles at Fidelity Investments, such as Relationship Manager and Workplace Planning Consultant II. Dorinda holds insurance licenses in Arkansas and California. Outside of her professional work, Dorinda enjoys baseball, beach activities, kayaking, swimming, and spending time with pets.

William Reade is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2013. He is also affiliated with Bank of America, N.A., where he has worked since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Landry is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His career includes roles at Fidelity Brokerage Services from 2011 to 2022 and at Bank of America and Merrill since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Matthew Schwarz is a Wealth Management Advisor at Merrill Lynch Wealth Management based in the Ponte Vedra Beach, Florida office. He began his career in banking and investments in 2006 and joined Merrill Lynch Wealth Management in 2010. Matthew works with a team of professionals to develop and tailor wealth management strategies that align with each client's individual circumstances and goals. He regularly reviews client progress and assists in planning for future financial objectives. Matthew holds a Bachelor's Degree in Business Management from the University of Colorado at Boulder and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and Personal Investment Advisor (PIA) designations. He focuses on areas including family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. In addition to his professional work, Matthew serves as a board member at WeCareJax, an organization dedicated to advancing and coordinating community-wide compassionate specialty care for the uninsured. He resides in Florida with his wife, Tamara, and their two daughters, Reagan and Brinley, and they enjoy spending time at local beaches and in the North Carolina mountains.

Gregory Fuchsluger is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2017, and previously spent two years with Heritage Financial Consultants, LLC. Outside of finance, he has experience with Merritt Athletics Clubs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Campioni is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, bringing nine years of industry experience. He has been with Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Skees is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has a total of 15 years with Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

William Williams III is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, Morgan Stanley, and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm leverages research from Wells Fargo Investment Institute and third-party data, applying diversification principles and modern portfolio theory in its investment approach.

Melissa Korkes is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and four years of industry experience. She has worked with PFS Investments and Mike L Wrotén Inc. and has roles involving sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies and discretionary separately managed accounts supported by third-party asset managers and custodians. The firm operates on a large scale with over 3,900 advisors and approximately $15.5 billion in assets under management.

Dalton Cleveland is a Series 66-registered financial advisor with Fidelity in Jacksonville, FL, with one year of industry experience. His work history includes roles in educational institutions and a prior position with Scott Toth before joining Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary accounts, fund advisory services, and model portfolios, with noted capabilities in algorithmic methods and advisory roles to registered investment companies.

Tyler Coe is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at LPL Financial since 2016 and concurrently serves at Vystar Credit Union since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Joseph Bruno is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding Series 66, 63, and 65 credentials and bringing 23 years of industry experience. Prior to joining Ameriprise in 2025, he worked at Bruno and Associates, LLC, Wells Fargo Clearing, and Wells Fargo Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Daniel Marcon is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he held various roles including positions at The Capital Grille and Aruza Marketing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.