Gil Rubio is a CFP® with 26 years of experience in the financial services industry. He is currently with Raymond James & Associates, where he has worked since 2021. His prior experience includes roles at Wells Fargo Clearing and Merrill, spanning nearly two decades. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Julene Richards Scilingo is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning, portfolio management, and a broad range of capital markets services.

Claudia Bernaola is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and nine years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and Bank of America, N.A., including time with Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program incorporates centralized due diligence and offers access to a broad range of investment strategies, including ESG considerations.

Scott Cutliff is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Raymond James since 2012 and was involved with Beachbody in a non-operational supporting role from 2019 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a variety of portfolio management strategies supported by in-house research and a broad affiliate network.

Meryl Charnow serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in assisting clients with their finances as they navigate through life changes. She manages custom investment strategies on a discretionary basis, utilizing a wide range of Merrill model portfolios and third-party investment options. Her approach integrates wealth management planning, investments, and credit and banking services, providing clients with a single point of contact to simplify their financial needs. Meryl works closely with clients to understand their unique goals and develops personalized financial strategies tailored to pursue those objectives. She collaborates with clients' attorneys, CPAs, and other advisors to better serve their interests. Her expertise encompasses areas such as college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Master's Degree from Boston University and a Bachelor's Degree from the University of Massachusetts, along with professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Meryl engages with her community through involvement in organizations such as Best Foot Forward, Tri-County Humane Society, Jewish Federation, Beach Clean Up, Soroptimist, and events like Boating and Beach Bash for Special Needs. Her personal interests include gardening, music, reading, spending time with family, and swimming.

Bryan Jacobs is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads a team of investment industry professionals, providing clients with personalized wealth plans and access to banking solutions from Bank of America. Bryan has been with Merrill since 2015 and brings 12 years of experience in the financial services industry. His expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. Bryan specializes in areas including executive compensation, family wealth management strategies, retirement planning, philanthropic planning, and services for endowments, foundations, and non-profits. He focuses on helping corporate executives integrate their benefits into comprehensive long-term financial strategies. Bryan holds a Bachelor's Degree from Florida Gulf Coast University and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, he enjoys adventure sports, basketball, drawing, fishing, football, music, photography, skiing, traveling, and spending time with his family.

Omar Fathallah is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Ameriprise, MSI Financial Services, and Chase Investment Services Corp., before joining J.P. Morgan Securities in 2012. He has also been associated with JPMorgan Chase Bank, N.A. since 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Sumaya Musa is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds Series 63 and Series 66 designations and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

John Hagadorn Jr. is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual plans and corporate financial planning agreements.

John Duford is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment services.

Watt Korattana is a Series 66 licensed financial advisor with Equitable Advisors in Ft. Lauderdale, FL, and has four years of industry experience. Prior to joining Equitable Advisors in 2022, he held several roles in the restaurant industry, including at Koji Sushi and Thai Restaurant and Jasmine Thai and Chinese. Equitable Advisors serves a range of clients from individuals to institutional entities, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes various third-party advisory models and offers services across mutual funds, ETFs, separately managed accounts, and alternative investments.

John Piotrowski is a CFP® with 21 years of experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He worked at Ameriprise for 18 years prior to joining Raymond James in 2023. Outside of advising, he owns and manages several marine-related businesses including The Dock Experts and Expert Pile Drivers. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by risk profiling and analytical modeling tools.

Jack Cohen is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley Private Bank and HSBC Securities (USA) Inc. Outside of his advisory role, he manages a family business related to property maintenance in Miami. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Robert Regent is a financial advisor with Raymond James & Associates holding Series 63 and Series 65 licenses and 34 years of industry experience. He joined Raymond James in 2018 after nine years with Ameriprise Financial Services, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a variety of portfolio management styles and affiliated research resources.

Adam Spiro is a financial advisor at Morgan Stanley in Aventura, FL, holding Series 63 and Series 66 licenses with six years of industry experience. His prior roles include positions at Merrill, Raymond James & Associates, and AXA Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Ronald Mckenzie is a financial advisor with Wells Fargo Advisors in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and 27 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC. He has partial ownership in McKenzie Riedel Wealth Management, LLC, based in Wheeling, WV. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients meeting certain net-worth criteria, utilizing Wells Fargo research and tools to develop customized recommendations.

Joseph Doganieri is a financial advisor at OSAIC Wealth, Inc. with one year of industry experience. He holds a Series 66 designation and has worked in various roles, including financial representation and marketing at Aspire Financial Partners. His prior experience includes positions at Amazon and the Hard Rock Seminole Hotel & Casino. OSAIC Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a variety of managed account programs delivered through an extensive multi-advisor platform.

Anh Nguyen is a financial advisor with MassMutual Investors Services in Ft. Lauderdale, FL, holding the CFP® and CFA® designations with 14 years of industry experience. Prior to joining MassMutual Investors Services in 2017, Nguyen worked at MetLife Securities Inc. from 2011 to 2017. Outside of advisory work, Nguyen owns AV Wealth Group LLC. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm’s approach includes detailed client data analysis and collaborative annual planning engagements supported by firm-approved tools.

Rodny Baez is a financial advisor at UBS Financial Services in Fort Lauderdale, FL, holding a Series 66 designation with 18 years of industry experience. He has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Janet Scheer is a Series 66 licensed advisor with Merrill in Fort Lauderdale, FL, and has 27 years of industry experience. She has been with Merrill since 1996 and started at Bank of America, N.A. in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.