Kristine Menko is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Merrill, Raymond James & Associates, Ameriprise Financial Services, and Cambridge Investment Research Advisors. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk assessment tools and various portfolio management strategies.

Eric Fenger is a financial advisor at Charles Schwab with 24 years of industry experience. He has held roles at firms including Fisher Investments, Swan Global Investments, Northern Lights Distributors, Franklin Templeton Distributors, and T. Rowe Price Advisory Services. Eric holds the Series 63, Series 65, and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management with multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Susan Craig is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and bringing 12 years of industry experience. She has been with Morgan Stanley since 2014, including roles at Morgan Stanley Private Bank, National Association. Outside of her advisory work, she is a published author of a children's photo book on African animals available in seven languages and serves on the Board of Directors for The Vanguard School, a private boarding school for children ages 6 to 12. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools and global market estimates in its services.

Jeremy Dunford is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 65 and Series 66 licenses and 26 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Luis Garcia is a financial advisor at Raymond James & Associates with a Series 66 designation and four years of industry experience. He has been with the firm since 2021, following his time as a full-time college student. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andrew Smith is a CFP® and CFA® with 14 years of experience in the financial industry. He is currently with J.P. Morgan Securities in Tampa, FL, returning to the firm in 2023 after previously working there from 2015 to 2019. His prior experience includes four years at Goldman Sachs and three years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process that combines quantitative and qualitative research.

Paul Willson is a financial advisor at Raymond James & Associates with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill and Wells Fargo Clearing. He is based in St. Petersburg, Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Michael Lehman is a CFP®-designated financial advisor with LPL Financial, based in Brandon, FL, and has 31 years of industry experience. His prior work includes roles at Investment Centers Of America, Inc. and Invest Financial Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of investment adviser representatives.

Robert Askew Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at various Morgan Stanley entities since 2009 and has involvement in a real estate business, REANIMAR. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets with a structured, firm-approved planning process.

Kjirsten Zellmer is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Cetera-affiliated firms and Securian Financial Services. Zellmer serves as President of Securian Trust Company, an affiliated trust company, and is a director on the board of a nonprofit supporting youth musical education. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and advisory services supported by extensive research and a broad affiliate network.

Joseph Zangerle is a financial advisor at Edelman Financial Engines in St. Petersburg, FL, holding Series 65 and Series 66 licenses with one year of industry experience. His previous roles include positions at RJX Partners, Jackson National Life Distributors, Allstate, Farmers Insurance, and State Farm. Outside of the financial industry, he owns and manages a short-term rental hospitality business in Nashville, TN. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary management options.

Steven Segrist is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at LPL Financial and Lucor. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, charitable organizations, and governmental entities—and offers a range of financial planning, investment consulting, and institutional fiduciary services.

Zhuo Wang is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at J.P. Morgan Securities and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers financial planning through its Financial Advisors and Estate Planning Strategies Group.

Anthony Scaglione is a financial advisor with Stifel in Tampa, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Stifel Nicolaus & Co. Inc. since 2015. Outside of his advisory role, he is involved with Rivercrest LLC, a personal care products company, where he serves as Vice President of Development, and he holds several leadership roles with the Ybor City Rotary Club, including Environmental Projects Chairman and trustee. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology from its Investment Strategy Group.

Edythe De Marco is a Wealth Management Advisor co-founder of The De Marco-McCarthy Group at Merrill Lynch Wealth Management, serving high and ultra-high net worth families. Based in offices in St. Petersburg, Florida, and Providence, Rhode Island, she focuses on goals-based planning, wealth preservation, and multi-generational strategies for business owners, retirees, and women investors. Her approach emphasizes a boutique-level, high-touch experience throughout clients' financial lives. With over 40 years of experience, Edythe holds a bachelor's degree in finance from Santa Clara University and a Certified Financial Planner (CFP) designation. She also earned a certificate in "Expanding Cognitive Capacity" from Harvard University. Her expertise includes college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, small business strategies, women and wealth, and tax minimization. Edythe is actively involved in her community, serving on the boards and investment committees of organizations such as Foster Forward and St. Mary's Episcopal Church, and participates with the University of Rhode Island Foundation & Endowment. She is a member of professional organizations including the Southcoast Estate Planning Council and the Tierra Verde Women's Club. Edythe is the adoptive mother of her son, Jason, and resides in Florida and Rhode Island.

Marshall Ames is a financial advisor at RBC Capital Markets with 42 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at RBC Capital Markets since 2009 and City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Lauren Silva is a CFP® with 21 years of industry experience, currently advising at Ameriprise since 2023. She previously worked at LPL Financial, LLC and Riversource Insurance. Silva serves on the Board of Directors and acts as Treasurer for the Tampa Theatre Foundation. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive written recommendations addressing income sources, Social Security options, and tax-efficient withdrawal strategies, supported by a centralized consulting team and algorithmic tools.

Chris Savorelli is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and has worked at Advisor Group since 2019. His prior roles include positions at MetLife, Van Eck Associates Corporation, Van Eck Securities Corporation, Saint Leo University, and Raymond James & Associates. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach supported by portfolio optimization tools and offers various advisory and brokerage services through a multi-advisor platform.

Arnold Yale Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and concurrently with Wells Fargo Bank, N.A. since 2018. Prior to his financial services career, he worked at Verizon Wireless for 15 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Jeffrey Spencer is a financial advisor with LPL Financial based in Tampa, FL, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. His career includes roles at South State Bank, Wells Fargo Clearing, Truist Investment Services, Fleishel Financial Associates, and Raymond James Financial Services. Outside of his advisory work, he serves on the board of a nonprofit middle school and works as a soccer referee. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.