Richard Loud is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has prior work experience at United Ground Express and Delta Global Services. He is based in Tampa, FL. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

Branden Sears is a CFP®-certified financial advisor with 12 years of experience at Raymond James Financial Services Advisors, Inc. He is based in Land O’Lakes, Florida, and has held his advisory roles there since 2014. Outside of this, he is also involved with Independent Financial Services, where he serves as an associate and portfolio technician in a financial advisory capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with a focus on municipal and public finance through a unique municipal advisor affiliation.

Andrew Kohl is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial priorities and develop strategies to address their short-, mid-, and long-term goals. His advisory services encompass general investing, retirement planning, and preparing for unforeseen financial needs. He also facilitates client access to Bank of America specialists for banking, credit, home financing, and small business solutions. Kohl’s areas of expertise include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and is registered with NMLS ID 2399358. His educational background includes a high school diploma from Harrison High School and attendance at Georgia Southern University without degree conferral. Outside of his professional role, Andrew Kohl is involved with Kiwanis International. He enjoys adventure sports, basketball, fishing, football, golfing, music, and spending time with his family. He is an enthusiastic NFL football fan who follows games regularly with his wife and two young children.

Jillian Kane is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation. Prior to joining UBS, she worked in digital marketing and held various roles in hospitality and fitness. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor plans based on clients’ goals and risk tolerances.

Yoram Porat is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Cetera since 2005. In addition to his advisory role, he is the president and owner of ARU Business Services, a CPA firm specializing in accounting, tax preparation, and management consulting. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, employer-sponsored retirement plan, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, featuring discretionary and non-discretionary strategies and access to third-party managers.

Nereida Agosto is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with three years of industry experience. Her prior work includes roles at Suncoast and engagements as a private contractor, as well as involvement with Living Faith since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by analytical tools like Monte Carlo simulations and Global Investment Committee estimates.

Kyle Kelly is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and seven years of industry experience. He has been with Morgan Stanley since 2017. Outside of his advisory role, he works part-time for Westshore Pizza, assisting with store closing and customer orders. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Casey O'Connor is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 credential and has worked within Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and advisory programs. The firm employs structured planning tools and manages approximately $2.74 trillion in client assets.

John Mahoney Jr. is a financial advisor at LPL Enterprise with 33 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley, among other firms. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in model wealth portfolio programs.

Matthew Jobes is a financial advisor with Ameriprise Financial Services LLC in Tampa, FL. He holds a Series 66 designation and has been in the industry since 2026. Prior to Ameriprise, he worked at AmeriLife for four years and has held various roles including with the Lexington Legends. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines proprietary research, third-party data, and algorithmic tools to deliver personalized recommendations focused on income reliability and tax-aware withdrawal strategies.

Alexander Presing is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. Merrill offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesse Flatt is a CFA® charterholder and holds Series 63 and Series 66 licenses, with eight years of experience in the financial services industry. He currently works at UBS Financial Services and has previously been employed at Bank of America, City National Rochdale, Invesco Ltd., Fontanello, Duffield, & Otake LLP, Merrill, and Morgan Stanley. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Kenneth Speroni is a financial advisor with Mass Mutual Investors Services in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 2018, and previously with W&S Brokerage Services and Western Southern Life from 2016 to 2018. In addition to his advisory role, he serves as Director of Worksite Benefits, providing group life and disability plans not accessible through MassMutual. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Nathan Kilton is a CFP® and PFS™ credentialed financial advisor with 20 years of industry experience. He currently works at Cetera and has held prior roles at Avantax Advisory Services and 1ST Global Advisors. Kilton is also the owner of Sedita Kilton Life & Wealth Management, a financial services firm, and serves on the Plant City Public Safety Employees Pension Board as a board member. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

David De Vinney is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities since 2012 and J.P. Morgan Chase Bank, NA since 2017. He is based in Tampa, FL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The advisory process combines quantitative screening and qualitative research to build model asset allocations, incorporating an ESG eligibility framework where appropriate.

Ryan Cooper is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with four years of industry experience. His work history includes roles at Morgan Stanley, Charles Schwab & Co., DoorDash, and involvement with the Boy Scouts of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Oana Dunkel is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2014. Fidelity Strategic Advisers LLC, part of Fidelity Investments, provides a range of investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction using proprietary fundamental research combined with quantitative and algorithmic methods.

Drew Catanese is a financial advisor with Cetera holding a Series 66 license and 12 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Waddell & Reed. He is the author of "A Pathway to Financial Independence for Young Adults." Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through various program platforms and investment strategies.

Oliver Norton is a Planning Consultant at Fidelity Investments, where he works as part of a team to develop comprehensive and holistic financial plans for clients. He aims to connect with clients personally to understand their life goals and concerns in order to create tailored financial strategies that support their unique aspirations. Oliver has been with Fidelity Investments since 2021, initially serving as a Workplace Planning Consultant before advancing to his current role in 2024. His professional experience centers on financial planning and collaborating with clients to navigate the challenges and rewards of developing strong financial plans. Outside of his professional work, Oliver enjoys activities such as spending time at the beach, fitness, hiking, soccer, traveling, and exploring food.

Ildemaro Asprino is a financial advisor at Edelman Financial Engines with six years of industry experience. He holds the Series 65 designation and previously worked at Fisher Investments and Personal Capital. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services, and serves a large client base through both advisor-led and online platforms.