Yu Jiang is a financial advisor at Morgan Stanley in St. Paul, MN, holding Series 63 and Series 66 designations with nine years of industry experience. His prior work history includes roles at Raymond James & Associates, Wells Fargo Clearing Services, and Morgan Kenwood Advisors. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Douglas Bruce is a financial advisor at UBS Financial Services with 39 years of industry experience. He has been with UBS since 1986 and holds Series 63 and Series 65 designations. Outside of his advisory role, he serves on the investment committee for the Northern Star Council, an educational organization. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary capital market research with a range of portfolio management and wealth management offerings. The firm integrates institutional trading capabilities with comprehensive financial planning and investment solutions.

Jason Ledermann is a CFP®-certified financial advisor with 24 years of industry experience. He is currently with LPL Financial and has previously worked with The Lakeshore Group and Waddell & Reed, INC. He is involved with Cedar Rose Wild, LLC, a member-managed investment-related entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research and model portfolios.

Amy Bestler is a financial advisor with Ameriprise in Edina, MN, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she owns ALB Consulting, an independent advisory business. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Raana Grant is a financial advisor at LPL Financial with 42 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at NEXT Financial Group for 25 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning services, and employs both discretionary and non-discretionary management supported by research and various investment strategies.

Sean Picht is a CFP®-certified financial advisor with 12 years of industry experience, currently practicing at Edward Jones since 2013. He holds a Series 66 designation and is based in Eden Prairie, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Eric Nevermann is a financial advisor with Edward Jones in St Louis Park, MN, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, he serves as an election judge for the City of St Louis Park. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Garrett Meyer is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2022. He has been a part of Fidelity Investments since 2015, initially joining as a Financial Consultant. Prior to that, he worked as a Financial Advisor at Ameriprise Financial from 2010 to 2015, and as a Regional Private Banker at Wells Fargo Advisors from 2013 to 2014. As a CFP® practitioner, Garrett partners with clients to develop customized financial plans by setting goals, assessing risks, and making adjustments over time to help clients achieve their financial potential. He emphasizes the importance of building trust through honesty, integrity, and transparency, aiming to become his clients' most trusted advisor.

Akintomiwa Oduwaiye is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. Prior to joining Ameriprise, he held positions at Old National Bank, Farm Bureau Financial Services, and NIVO SOLAR. His background also includes work outside the financial industry in moving services and retail. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering personalized retirement income recommendations through a centralized consulting team.

Jacob Stark is a financial advisor with Ameriprise in St. Louis Park, MN, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, Stark is involved in business development and back office support for franchise advisors through MJW Group LLC. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated broker-dealer and insurance companies.

Tai Kotler is a financial advisor at LPL Financial with a Series 66 credential and four years of industry experience. His prior roles include positions at Arazon Financial Group and Orbis International. Kotler also works as a non-variable insurance agent at Peak Pro Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Ahndi Fridell is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and has previously worked in various roles including yoga instruction through her own business, Ahndi Fridell Yoga, which she operated for several years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Bret Farrington is a financial advisor with Wells Fargo Clearing in Bloomington, MN, holding Series 63, Series 65, and Series 66 licenses and bringing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nicholas Starosta is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Peter Kelly is a financial advisor with Cetera in Minnetonka, MN, holding a Series 63 designation and 20 years of industry experience. He has worked with Avantax Insurance Agency LLC and Avantax Advisory Services, among other firms, and is a partner at Kelly & Muehler, PLLP, an accounting and bookkeeping firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and a multi-manager platform with access to affiliated and third-party managers.

Joan Lessner is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. She has worked at several Cetera entities since 2023 and previously spent 13 years at Securian Financial Services and 16 years at Minnesota Life Insurance Company. Outside of her advisory role, she owns two Etsy shops where she makes and sells quilted items and head scarves for cancer patients. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Todd Terhorst is a financial advisor at OSAIC with 32 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Arbor Point Advisors and Securities America Advisors, Inc. Outside of his advisory work, he is a guitar player in a band called Empty Attic. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients, offering brokerage, advisory, and retirement plan consulting services. The firm provides a range of investment solutions using asset-allocation tools and supports discretionary and non-discretionary accounts with access to third-party money managers and model portfolios.

Brian Nieken is a financial advisor with Ameriprise in Edina, MN, holding Series 63 and Series 65 licenses and with four years of industry experience. His prior roles include positions at American Enterprise Investment Services and Equitable. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Melissa Olson is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds a Series 63 designation and has previously worked at The Oak Ridge Financial Services Group, Inc., Landmark Creations, RBC Capital Markets, and CH Robinson. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Clayton Harrison is a financial advisor with Ameriprise in Saint Paul, MN, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is a co-owner of Harrison Cycle LLC, a bicycle rental business. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions through its institutional platform.