Dustin Barrales is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2019. He has over 20 years of experience in the financial services industry, where he focuses on helping clients develop personalized financial plans aligned with their individual goals. Dustin emphasizes a relationship-first approach to understand clients' priorities and provide tailored strategies and guidance. His professional background includes positions such as Regional Planning Specialist at Cetera Financial Group from 2015 to 2019, Senior Regional Consultant at Deutsche Asset Management & Wealth Management from 2011 to 2015, and Retirement Plan Sales Associate at John Hancock Retirement Plans between 2009 and 2011. Earlier roles include Vice President of Trading at ThinkEquity LLC, Financial Manager and Co-Owner at Boss Concrete Construction, Financial Advisor at Morgan Stanley, and OTC Trader at Driehaus Capital Management. Dustin's extensive experience across various facets of financial services enables him to support clients in making informed decisions with confidence.

Megan Berning is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 14 years of industry experience. She has been with Raymond James since 2016 and is also a certified notary public since 2013. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Ethan De Valk is a financial advisor with Equitable Advisors in Oak Brook, IL, holding a Series 66 designation and two years of industry experience. Before joining Equitable Advisors in 2024, he worked in member services at the University of Illinois Activities and Recreation and held roles at Dick’s Sporting Goods and Medinah Country Club. He is also involved as a sales associate in businesses related to tax accounting programs and health and ancillary insurance products. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management services through a network of Investment Adviser Representatives, utilizing third-party asset managers and a variety of advisory programs.

Debra Masters is a financial advisor at Edward Jones in Homer Glen, IL, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, she worked at Mariano's and held various roles in banking and retail. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Christen Plotkin is a financial advisor at UBS Financial Services in Oakbrook Terrace, IL, with 15 years of industry experience. She holds a Series 66 designation and has been with UBS since 2010. Outside of her advisory role, she serves as an Associate Board Member for Urban Initiatives, a Chicago-based organization focused on youth programs that teach social emotional skills through play. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Kevin Webb is a financial advisor at OSAIC with 26 years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services for 19 years. Outside of his primary role, he is involved with several sole proprietorships through which he provides financial advisory and insurance services. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers across a variety of platforms. The firm uses advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Matthew Bingham is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Rahman Hemica is a Series 66 licensed financial advisor with Merrill, based in Orland Park, IL, and has one year of industry experience. His prior roles include positions at Bank of America and leadership experience at One Pharma, a pharmaceutical manufacturing company based in Bangladesh, where he serves as a director. He is also involved with Hemica's Angels for Humanity, a nonprofit providing healthcare and meals to underserved communities in Bangladesh, and founded No Chinta Home Healthcare, a platform offering comprehensive home medical services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutions.

Jessica Walton is a financial advisor at Merrill with Series 65 and Series 66 licenses and less than one year of industry experience. Her prior work includes roles at Bank of America, N.A., American Family Life Assurance Company, and Siebert Williams Shank & Co., LLC. Walton serves on the board of directors for Timeless Gifts, a nonprofit performing arts program in Chicago for youth and young adults. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Anna Bertha Stepanovic is a financial advisor at Osaic with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services Inc for nine years. She is also president of Plenitud, Inc., an S corporation through which she receives residual insurance payments. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, offering brokerage, investment advisory, financial planning, and retirement consulting services. The firm provides diversified portfolio management using various asset-allocation tools and supports multiple advisory platforms and third-party solutions.

Steven Hixon is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes long-term roles at various Cetera entities dating back to 2004, as well as prior experience at Premier Tax & Accounting. Outside of advisory work, he is involved in tax preparation and accounting services through Premier Tax & Accounting Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors, operating a multi-manager platform with access to affiliated and third-party managers and various program structures.

Carlos Gonzalez is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and its affiliated entities since 2009. Gonzalez is based in Lisle, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee insights.

Sean Graft is a financial advisor at Morgan Stanley in Oak Brook, IL, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and scenario modeling.

Vivian Morgan is a Series 66-licensed financial advisor with 26 years of industry experience. She is currently with Morgan Stanley, having joined in 2022 after roles at Citi and a long tenure at Fifth Third Securities and Fifth Third Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Michael Wiess is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. He has been with J.P. Morgan Securities since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Nicholas Pacenti is a financial advisor with J.P. Morgan Securities in Winfield, IL, holding Series 63 and Series 66 licenses with 14 years of industry experience. He has worked at J.P. Morgan Securities since 2012, including time at JPMorgan Chase Bank, N.A., and a brief tenure at BMO Harris Financial Advisors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework in its recommendations.

Bob Colville is a CFP® and holds a Series 66 license with 17 years of experience in the financial industry. He has been with J.P. Morgan Securities since 2012 and also works with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Francis Evans is a financial advisor at Mass Mutual Investors Services with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Park Avenue Securities and Guardian Life Insurance. He also operates Chicago Benefit Associates, a financial services marketing business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-oriented strategies.

Scott Webb is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch Pierce, Fenner & Smith, Inc. since 2011. Outside of his advisory work, he serves on the board of the Elmhurst Baseball and Softball League and acts as a commissioner for one of its leagues. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Nicolas Hoeppel is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He works closely with clients to understand their unique perspectives and priorities in order to develop personalized financial strategies. His client focus areas include family wealth management strategies, personal retirement planning, sports and entertainment, tax minimization, and retirement income. Nicolas holds a Bachelor's Degree from Indiana University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is a member of the Chicago District Golf Association and the Indiana University Alumni Association. Outside of his professional work, Nicolas enjoys cooking, golfing, music, pickleball, softball, spending time with his family, traveling, and watching movies.