Mark Phillips is a financial advisor with Eagle Strategies (New York Life) and holds the Chartered Financial Consultant (ChFC®) designation along with a Series 63 license. He has 44 years of industry experience, including over 30 years at New York Life and Nylife Securities Inc., as well as more than 35 years with Business Men's Assurance. He is also a 7% owner of a family farm, Phillips Farm Inc., which is unrelated to his financial advisory work. Eagle Strategies serves a diverse client base, including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Stephen Gannon is a CFP® professional with 27 years of experience in the financial industry. He is currently with Empower Advisory Group and has previously worked at Personal Capital Advisors Corporation, Fifth Third Securities, and SunTrust. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Anthony Montoya is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Gwfs Equities, Inc. since 2016. Montoya also operates The Montoya Agency and has affiliations with Allstate Insurance Company and the National Guard. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage clients. The firm’s integrated model combines proprietary and third-party methodologies with services linked to Empower’s recordkeeping and administrative platforms.

Michael Geraghty Jr. is a financial advisor at Empower Advisory Group with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at GWFS Equities Inc., Fidelity Investments, and Fidelity Personal and Workplace Advisors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Bruce Bendell is a PFS™ credentialed advisor at Mercer Global Advisors Inc. with 26 years of industry experience. He previously worked at Transitions Wealth Management, LLC for 25 years and at Wenner, Silvestain & Co., CPAs for 25 years. Bendell serves as the Finance Chair for the Congregation Hebrew Educational Alliance and as Treasurer for the Southmoor Vista Homeowners Association. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and utilizes a range of implementation options including ETFs, mutual funds, and direct indexing.

Jeffrey Southern is a CFP® and CFA® with three years of industry experience, currently serving as a financial advisor at Kestra Advisory in Denver, CO. Prior to joining Kestra, he worked at Charles Schwab for five years and was affiliated with Colorado State University for four years. Outside of his advisory role, Jeffrey is the owner of Grayson Capital LLC, a company focused on assisting landlords with property management tasks. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers a range of services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, managing approximately $79.8 billion in assets.

Patrick Kelly is a financial advisor at SPC with 41 years of industry experience. He has held positions at SPC since 2008 and previously worked at Sigma Financial Corporation from 2008 to 2020. Kelly holds Series 63 and Series 66 licenses and serves as a financial secretary on the board of the Ancient Order of Hibernians in Highlands Ranch, Colorado. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisors and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services with a focus on discretionary management and client suitability.

David Hoover is a CFP® and CFA® with 12 years of industry experience. He has been with Charles Schwab and its affiliated firms, including Schwab Wealth Advisory, since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and research tools, with individualized recommendations reviewed at least annually.

Sean French is a financial advisor at TIAA-CREF with seven years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. His work history includes multiple roles within TIAA and TIAA-CREF since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund while operating within a vertically integrated group.

John Dilivio is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. His prior experience includes seven years at Personal Capital and a brief tenure at Empower Advisory Group. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a Modern Portfolio Theory-based approach, utilizing globally diversified, risk-appropriate portfolios through a variety of investment vehicles and offers specialized programs and client education initiatives.

Raena Sword is a financial advisor at Empower Advisory Group with four years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price and Progressive Insurance. Outside of her advisory role, she is a licensed barber, providing barbering services on a part-time basis. Empower Advisory Group offers financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients. The firm’s approach emphasizes long-term portfolio returns and annual rebalancing, delivering services through an integrated platform connected to Empower’s recordkeeping and administrative systems.

Patricia Ellerby is a financial advisor at TIAA-CREF with 27 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior experience includes positions with LPL Financial Corporation, First Interstate Bank, Great Western Investments and Insurance, Raymond James Financial Services, and Cetera Investment Services. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered retirement plan relationships.

Jenifer Velasco is a financial advisor at Empower Advisory Group with five years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at Accenture Philippines, Principal Securities Inc, Principal Life Insurance Company, and E*TRADE Securities LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach combines proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within employer-selected plan lineups.

Salko Sipic is a CFP® professional with four years of experience in the financial services industry. He is currently with Schwab Wealth Advisory and previously worked at TIAA and First Western Trust Bank. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on asset-allocation models and internal research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

Riley Lowe is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding a Series 66 designation and five years of industry experience. Prior to joining Empower Advisory Group, Riley worked at Fidelity Personal And Workplace Advisors and J.P. Morgan Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning, serving a large participant base relative to its advisor headcount.

Jonathan Fritsche is a Series 66-registered advisor with Schwab Wealth Advisory, bringing 22 years of industry experience. He has been with Charles Schwab and its affiliates since 2009, including roles at Charles Schwab Bank and Thrivent Investment Management. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select referred clients, utilizing Charles Schwab’s asset-allocation models and internal research tools. The firm does not exercise discretionary trading authority and emphasizes client authorization for transactions.

Jessica Gerdes is a financial advisor at Empower Advisory Group with 21 years of industry experience. She has held roles at TIAA and TIAA-CREF for 13 years before joining Empower Advisory Group and Empower Financial Services in 2024. Gerdes holds a Series 66 designation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select retail clients. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns alongside client savings rates.

John Schweitzer Jr. is a financial advisor with Eagle Strategies (New York Life) based in Denver, CO, holding Series 63 and 65 licenses and bringing 13 years of industry experience. His prior roles include positions at TD Ameritrade and Scottrade. Outside of his advisory work, he is a fiction writer. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services with an emphasis on tailored recommendations and a largely non-discretionary asset management approach.

Devin Heitman is a CFP® professional with 12 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at Charles Schwab & Co., Inc., Nuveen, and TIAA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services include guidance on asset allocation and investment selection using Charles Schwab’s proprietary research tools, with investment decisions executed only upon client authorization.

Brett Landstrom is a CFP®, ChFC®, and Series 66-registered advisor with 16 years of industry experience. He is currently with Mercer Global Advisors Inc. in Denver, where he has worked for several periods since 2016. Prior to Mercer, he was with MissionSquare Retirement and Mutual Of Omaha Investor Services. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of advisory services including investment management, financial, tax, retirement and estate planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory with globally diversified, risk-appropriate portfolios utilizing low-cost ETFs, index funds, separate account managers, and direct indexing, alongside specialized client education and integrated affiliated service lines.