Michael Crotty is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley since 2009. Based in Lafayette, CO, he has worked in private banking and wealth management roles during his career. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Michael Sutton is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Ball Aerospace, Delivered Services LLC, and Bell Helicopter. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sean Horsley is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners with customized strategies for wealth accumulation, distribution, and preservation. His expertise spans family wealth management, legacy planning, retirement income, portfolio management, tax minimization, and both individual and corporate investment strategies. A native of Denver, Sean holds a Bachelor's Degree from the University of Colorado System. He is a Personal Investment Advisor (PIA) by designation. Outside of his professional role, Sean enjoys outdoor and recreational activities such as camping, skiing, golfing, tennis, and woodworking, and values spending time with his wife and two children.

Zachary Runberg is a financial advisor with Morgan Stanley in Denver, CO, holding Series 66 and Series 63 designations and seven years of industry experience. His prior roles include positions at Black Creek Capital Markets, Versus Capital Advisors, and Foreside Funds Distributors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Anita Lombri is Vice President and Financial Consultant at Fidelity, a position she has held since 2023. She partners with individuals and families to develop financial plans and investment strategies that align with their goals, aiming to enhance clients' financial well-being and provide peace of mind regarding their financial situations. Anita's experience at Fidelity spans several roles since 2018, including Financial Consultant, Investment Consultant, Investment Solutions Representative, and Client Relationship Advocate. Prior to joining Fidelity, she worked as an Investment Banking Analyst at GLC Advisors from 2016 to 2017. She holds an Arkansas Insurance License. Outside of her professional work, Anita enjoys cooking and baking, fitness, exploring food, outdoor adventures, skiing, and traveling.

Mark Tighe Jr. is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 designation and has worked with LPL Financial since 2021. Prior to this, he was involved with the Evergreen Chamber of Commerce and the Applewood Business Association, and he has experience with various insurance carriers and Waddell & Reed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options supported by in-house and third-party research.

Darin Hammerschmidt is a CFP® professional with 18 years of experience in the financial services industry. He is currently with LPL Financial and has held roles at Waddell & Reed, Inc. and various insurance agencies. Hammerschmidt has served on the Kiwanis Club of Lakewood Board since 2009 and is involved with local business organizations including the Wheat Ridge Business Association and West Chamber Serving Jefferson County. He is also president and sole owner of Hammer1 Holdings, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and technology-driven portfolio management.

Zachary Sherin is affiliated with Osaic Wealth and holds a Series 66 designation. He has one year of industry experience and previously worked at Deloitte Consulting LLP for three years. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through multiple advisory platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of investment types.

Carter Dammen is a financial advisor with Morgan Stanley in Denver, CO, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009, as well as having a long tenure with Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and committee-driven return estimates.

Matt Frederick is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 2 years of industry experience. He has been with Wells Fargo Clearing since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Claire McKee is a Planning Consultant at Fidelity Investments, a position she has held since 2022. She has been with Fidelity Investments since 2019, gaining experience in various roles including Relationship Manager, Managed Accounts Support Specialist, Investment Solutions Representative, and Customer Relationship Advocate. Throughout her career, Claire has focused on educating and assisting clients in finding strategies to pursue their personal and unique goals. Her experience at Fidelity Investments spans several areas of client support and investment solutions, contributing to her comprehensive understanding of financial planning and client relationship management. Outside of her professional life, Claire's interests include cooking and baking, spending time at the lake, reading, and traveling.

Clelio Boccato is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he began his financial advisory practice in 2011. He is a member of the JB Group, advising affluent client families nationally across diverse industries. Clelio collaborates with his teammates to deliver client-centric advisory experiences, focusing on strategic financial insights and customized wealth management strategies that align with clients' life narratives. Prior to his financial career, Clelio worked as a project manager on notable films such as Erin Brockovich, Traffic, Ocean's Eleven, and Ocean's Twelve. He brings his extensive collaborative experience and interest in narrative development to his advisory practice. His expertise encompasses areas including college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and socially responsible investing. A California native, Clelio attended Loyola High School of Los Angeles before earning a bachelor's degree from the University of California, Berkeley, where he was a football scholar-athlete. He holds an MBA from the University of Southern California's Marshall School of Business. He is a CERTIFIED FINANCIAL PLANNER4850975253 4)tM, Chartered SRI Counselor (CSRIC), and Chartered Advisor in Philanthropy (CAP) certificant. Clelio resides in Denver, Colorado, with his wife and children, and enjoys activities such as baseball, basketball, cooking, football, music, skiing, traveling, watching movies, and writing.

Mark Nicolet is a CFP®-designated financial advisor at Robert W. Baird & Co. in Denver, CO, with 12 years of industry experience. His prior roles include positions at LPL Financial, Trilogy Capital, and National Planning Corporation. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlays to meet diverse client goals and risk tolerances.

John Hiles is a financial advisor with Morgan Stanley in Denver, Colorado, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes through its Global Investment Committee's Secular Return Estimates and Monte Carlo simulations.

Amin Dabit is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines since 2023. His prior roles include positions at AD Capital, Alto Solutions, and Personal Capital Advisors. Outside of his advisory work, he is the owner of AD Capital, a holding company for industrial real estate. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Noel Wickwar is a financial advisor with Morgan Stanley in Denver, CO, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analytics.

Daniel Rothery is a Series 65-licensed financial advisor with Edelman Financial Engines, bringing experience from several prior roles including positions at Deutsche Bank Trust Company and Pathstone. He joined Edelman Financial Engines in 2026 and is based in Erie, Colorado. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through advisor-led and online platforms.

Thomas Blythe II is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Janus Management Holdings Corp and Janus Distributors LLC. His current roles include positions at both Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Chad Stimpson is a CFP® and Series 66-registered advisor with Equitable Advisors in Denver, CO, with nine years of industry experience. Prior to joining Equitable Advisors, he worked at AXA Advisors, LLC, and was employed at BB King's Blues Club for two years. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party program sponsors to deliver tailored investment solutions.

Aidan Cabraja is a financial advisor at Morgan Stanley in Denver, CO, holding a Series 66 designation with four years of industry experience. Prior to joining Morgan Stanley, he worked at Amazon and spent time in academic roles at Southern Methodist University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.