John Arnold is a financial advisor with Robert W. Baird & Co. in Denver, Colorado, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He previously worked at Wells Fargo Advisors LLC for 13 years before joining Robert W. Baird in 2022. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations with tailored financial planning and portfolio management services. The firm offers a range of investment strategies, including traditional and alternative allocations, utilizing both in-house and third-party managers.

Jonathan Warkentin is a financial advisor with J.P. Morgan Securities in Denver, CO, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2007. Outside of his advisory role, he is a partner in Mount NOLA LLC, an entity formed to manage a short-term rental property with his wife. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing quantitative asset-allocation modeling and centralized due diligence. The firm’s offerings include asset-allocation advice, investment manager and fund searches, and customized performance reporting delivered on a non-discretionary basis.

Dylan Erhart is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He has been with Wells Fargo in various capacities since 2011. Outside of his advisory role, Dylan co-owns MTNSTYL, LLC, assisting with financial activities and operational tasks for his spouse’s interior design and real estate business. He also serves as treasurer for the Steamboat Springs Youth Baseball Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes a discretionary 3(38) option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Janet Jones is a financial advisor with Morgan Stanley in Denver, CO, holding a Series 66 designation and 19 years of industry experience. She has worked with Morgan Stanley since 2009 and with MS Services Group Inc. from 2017 to the present. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.

Cheyenne Renteria is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and seven years of industry experience. Her prior work includes roles at Charles Schwab Bank, SSB, Colorado Retina Associates, and Innovative Prosthetics Solutions, Inc. She is based in Denver, CO. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multi-asset model portfolios with institutional research and alternative investment options.

Christopher Lalli is a Financial Consultant at Fidelity Investments, where he focuses on building long-lasting relationships and assisting clients in working towards financial freedom through personalized financial planning. He collaborates with clients to analyze their unique financial situations and develop tailored financial plans. He has been with Fidelity Investments since 2021, holding positions including Planning Consultant and Relationship Manager before his current role. Prior to joining Fidelity, Christopher worked as a Registered Representative at Ameriprise Financial from 2018 to 2021.

Andrew Karnes is a Planning Consultant at Fidelity Investments, where he supports two books of clients and collaborates with two Financial Consultants as part of their Wealth Management Teams. In his role, he meets with new and existing clients to understand their financial goals and needs, assists in building and analyzing comprehensive financial analyses, and reviews strategies to improve their financial well-being. Andrew has been with Fidelity Investments since 2020, progressing through various roles including Workplace Planning Associate, Workplace Planning Consultant, Investment Consultant, and currently Planning Consultant. He holds licenses as an insurance agent in Arkansas and California, and is a registered investment advisor associate. Outside of his professional responsibilities, Andrew enjoys camping, fitness, golf, hiking, music, and spending time with his pets.

Lars Henrikson is a financial advisor at LPL Financial with four years of industry experience. He holds the CFP® designation and Series 65 license. Prior to joining LPL Financial, he worked at Parcion Private Wealth LLC, Pathstone, and Cornerstone Advisors Inc. Outside of his advisory career, he was affiliated with the Seattle Tennis Club for three years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Jesse Ellison is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He has worked at JPMorgan Chase Bank N.A. and JPMorgan Securities LLC since 2018, following prior roles at TD Ameritrade and Scottrade. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Alex Gallardo is currently a Financial Consultant I at Fidelity Investments, a role he has held since 2026. Prior to this, he served in various capacities within Fidelity Investments, including Planning Consultant, Investment Solutions Representative I, and Financial Representative between 2022 and 2026. Before joining Fidelity, he worked as a Universal Banker II at Bank of the West from 2015 to 2018. These roles have contributed to his experience in financial planning and investment solutions. Alex works with clients to understand their financial needs and goals in order to co-create and customize financial plans that align with their personal circumstances. He emphasizes building lasting relationships and adapting to clients' evolving needs throughout their financial journeys. Outside of his professional responsibilities, Alex has personal interests in baseball, football, hiking, pets, and tennis.

Melvina Carrick is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In her role, she provides financial guidance to clients with an emphasis on understanding their comprehensive financial situations to develop strategies that align with their personal values and long-term objectives. Her approach involves crafting tailored financial plans to help clients navigate life transitions and pursue their goals through a personalized wealth management framework. Melvina’s areas of expertise include family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, as well as retirement income and individual and corporate investment strategy. She holds a Bachelor’s degree from the California State University System and maintains the Professional Investment Advisor (PIA) designation. In addition to her professional responsibilities, Melvina engages with community organizations such as the American Heart Association, Leukemia & Lymphoma Society, and St. Cecilia Church.

James Muff is a financial advisor with Wells Fargo Clearing in Denver, CO, holding Series 63 and Series 65 licenses and 11 years of industry experience. He previously worked at LPL Financial and CUNA Brokerage Services, Inc., as well as CUNA Mutual Group. Outside of his advisory role, he owns a motorcycle coaching business and has a minority interest in a guided motorcycle tours company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Sprague is a financial advisor with LPL Financial in Arvada, CO, holding Series 63 and Series 66 credentials and 29 years of industry experience. He previously worked at Charles Schwab and Schwab Investment Advisory and is involved with On Tap Credit Union in an investment and wealth management capacity. Additionally, he operates Baldur Wealth Management as a home-based business for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, combining model portfolios, research, and advanced technology in its investment approach.

Alexa Magnino is a financial advisor at Morgan Stanley with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several firms, including Transamerica Investors Securities Corporation and Transamerica Life Insurance Company. Prior to her financial services career, she was employed at Goldsmith Gallery Jewelers and the University of Wyoming. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering financial planning services that utilize structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and supports a broad range of retail and institutional investment offerings.

Dana Brown is a financial advisor with Wells Fargo Clearing in Denver, CO, holding Series 65 and Series 63 licenses and having nine years of industry experience. She has been with Wells Fargo Clearing since 2017 and has over a decade of experience with Wells Fargo Bank, NA. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with a network of over 14,000 financial advisors and offers both brokerage and advisory solutions.

Morgan Ureel is a financial advisor with J.P. Morgan Securities in Denver, CO, holding a Series 66 designation and five years of industry experience. He has worked at J.P. Morgan entities in the U.S. and Switzerland since 2016, including JPMorgan Suisse SA and JPMorgan Chase Bank NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm’s approach includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework when recommending strategies.

Peter Mangold is a financial advisor with Morgan Stanley in Denver, CO, holding a Series 66 license and 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in rental property management as a sole proprietor and owner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery processes and proprietary financial modeling tools.

Jayna Palella is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 credentials and three years of industry experience. Her prior work experience includes roles at Legends and Envisage Wealth, as well as time spent at Ohio State University. Jayna is based in Denver, Colorado. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Andrew Kloppenburg is a financial advisor with Edward Jones in Denver, CO. He holds a Series 66 designation and has eight years of industry experience, having previously worked at Rosemann & Associates and The University of Kansas. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Jennifer Armstrong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank N.A. Outside of her advisory role, Armstrong serves as treasurer of the Timber Fox Condo Association in Winter Park, CO. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options including discretionary Plan Level Investment Selection 3(38) services and a broad range of financial products beyond typical institutional offerings.