Joseph Guanzon is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Morgan Stanley since 2011. Outside of his advisory role, he is employed with DoorDash in a customer service capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools to develop financial plans.

Delwin Frew is a financial advisor at Stifel with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus since 2008. Outside of his advisory work, he serves as a board member and fundraising ambassador for the Sutter Auburn Faith Hospital Foundation. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. Its investment approach uses proprietary methodologies based on forward-looking capital market assumptions and probabilistic modeling to support client decision-making.

Alexis Slade is a financial advisor with LPL Financial based in South Jordan, Utah. She holds the Series 63 and Series 65 designations and has one year of industry experience. Her background includes roles at UPS, Oakcrest Girls Camp, and Utah State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a large national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from both internal and third-party sources.

Paul Hill is a CFP®-certified financial advisor with 35 years of industry experience, currently affiliated with Cetera. He has been associated with Cetera Wealth Services, LLC since 2013 and Salt Lake Bsi, Inc. since 2006. Outside of his advisory work, Hill serves as president of multiple financial services firms and is a part-time ski instructor at a resort in Park City, Utah. Cetera Investment Advisers LLC is a large SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services across diverse program structures and custodial relationships.

Allison Kizzee is a financial advisor at Ameriprise Financial Services with seven years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Cody Fivecoat is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at E*TRADE Capital Management and E*TRADE Securities. He has also been affiliated with Utah State University since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Quinn Jensen is a financial advisor with RBC Capital Markets in Salt Lake City, UT, holding a Series 66 designation and 26 years of industry experience. His career includes roles at City National Bank, Bank of America, and Merrill Lynch, Pierce, Fenner & Smith. He is also the owner and manager of 2Shooting Star LLC, a fund family. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm utilizes a mix of in-house and third-party investment managers tailored to clients’ advisory risk profiles.

Mark Pyper is a CFP® professional with 22 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His prior experience includes one year with Wells Fargo Advisors, LLC. Outside of his advisory role, Pyper is an adjunct professor at the University of Utah Lifelong Learning program, where he teaches finance and legacy planning courses, and he serves on the finance committee of The Waterford School, a private K-12 institution. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement consulting services to individual, corporate, and institutional clients. The firm utilizes research and diversification principles to provide brokerage and advisory solutions across a broad client base.

James Shipp is a financial advisor with Ameriprise in Orem, Utah, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he manages Shipp Company LLC, a business unrelated to investments. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, utilizing a centralized consulting team to deliver tailored, research-driven recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Taylor Bottom is a financial advisor with LPL Financial in Salt Lake City, UT, holding a Series 66 designation and 12 years of industry experience. He has worked at LPL Financial since 2019 and has prior experience with Waddell & Reed, Inc. and various insurance carriers. Outside of his advisory role, he owns Ronin Bottom LLC, a non-investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, including retirement plan consulting and brokerage services, supported by model portfolios and research from multiple sources.

Jared Mitchell is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. He holds Series 63 and Series 66 licenses and operates out of Lehi, Utah. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Abraham Tarkeshian is a financial advisor at Morgan Stanley with 10 years of industry experience. He has been with Morgan Stanley since 2014 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Darel Crosby is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He previously spent 15 years with Next Financial Group Inc before joining LPL Financial in 2025. Crosby also operates Crosby Retirement Planning, LLC, an entity supporting his advisory business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations through a national network. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research and model portfolios from multiple sources.

Sam Moody is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2015 and JPMorgan Chase Bank since 2012. Outside of finance, he owns and operates a baseball glove repair business and manages an e-commerce store selling home goods. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Mason Cook is a CFP®-designated financial advisor with five years of industry experience, currently affiliated with Cetera. He has previously worked at Minnesota Life Insurance Co and Securian Financial Services Inc, among others. Mason is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and advisory services through a multi-manager platform with access to a broad array of modeling and investment strategies.

Ivana Ristic is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 65 credentials and nine years of industry experience. She has worked at Morgan Stanley since 2018 and previously at JPMorgan Securities LLC and JPMorgan Chase Bank from 2015 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Delwyn Cox is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has an extensive work history with Avantax and has been the owner of Delwyn Cox & Co since 1990. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Sean Pacheco is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds a Series 66 designation and is based in South Jordan, Utah. Outside of his advisory role, he is involved as an independent distributor for network marketing companies including Isagenix International and Unicity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices nationwide.

Daniel Cambra is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He has worked within various Wells Fargo entities since 2016, including Wells Fargo Clearing and Wells Fargo Bank. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored client recommendations.

Natcha Nussbaum is a financial advisor at Charles Schwab with seven years of industry experience. She holds the CFP® designation along with Series 66 and Series 63 licenses. Her prior work includes roles at Fidelity Brokerage Services, Wells Fargo, JPMorgan Chase Bank, and The Prudential Insurance Company of America. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and a centralized operational structure.