Brandon Vecchio is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and has worked at Securities America Advisors and Securities America Inc prior to his current role. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a large network of affiliated advisers and multiple advisory platforms. The firm provides a range of brokerage and advisory services, utilizing asset-allocation tools and third-party managers to offer customized portfolio solutions.

Christine Gillespie is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she is involved with the Oakbrook Village North Condo Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm utilizes structured discovery processes and firm-approved tools in its planning approach and manages approximately $2.74 trillion in client assets.

Natalie Flamm Stutenroth is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 28 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Michael Caplice is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals. The firm offers a combination of non-discretionary and discretionary investment advisory services, integrating multi-asset model portfolios, alternative investments, and centralized custodial and supervisory arrangements.

Aaron Berger is a Wealth Management Advisor based in Arizona with a career in financial advisory services since 1994. He specializes in creating customized financial strategies aimed at helping clients simplify their financial lives and pursue long-term goals. Aaron works closely with clients' families across generations, as well as their attorneys and CPAs, to maintain collaborative support in managing wealth. His areas of focus include employee financial health, legacy planning, liquidity management, retirement income, tax minimization, philanthropic planning, and socially responsible investing. Aaron earned a Bachelor's Degree in Finance from Arizona State University in 1993 and a Master's Degree from the University of Phoenix. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Retirement Planning Counselor (CRPC) professional designations. He is also recognized as a Personal Investment Advisor (PIA). Aaron has been active in the Arizona community, serving on the Board of Directors for Lura Turner Homes and contributing as a Foundation Giving Member of the Delta Sigma Pi Leadership Foundation. He is an active distance runner and member of the Arizona Road Racers, volunteering regularly at trail races across the Southwest. Aaron’s professional approach focuses on developing personalized financial strategies through one-on-one collaboration, with a commitment to addressing clients' unique objectives and involving relevant advisors as needed.

Robert Beatty is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ, holding Series 63 and Series 66 designations and 33 years of industry experience. He has been with Osaic since 2018 and has prior experience with Vantage Financial Services, Signator Investors, Inc., and MH Financial LLC. In addition to his advisory role, he is the owner and CEO of C.O.R.E. Marketing, a firm specializing in marketing insurance products to financial professionals. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, and institutional clients, offering a range of brokerage and advisory services. The firm employs advanced portfolio construction tools and supports various investment platforms and third-party money managers, operating through a complex corporate structure with multiple mergers and private-equity ownership.

Cheri Keene is a financial advisor at LPL Financial with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at LPL Financial since 2015. Prior to and concurrently, she has been associated with the National Bank of Arizona since 2014. Keene also serves as a Trading Manager and Business Development Officer at Zions Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Nancy Huynh is a financial advisor at Fidelity with Series 65 and Series 63 licenses and eight years of industry experience. She has worked at Fidelity Investments since 2020 and previously held roles at Charles Schwab & Co., Inc. and USAA Financial Advisors Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Antonio Zapata is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior roles include positions at AssetMark Brokerage, AssetMark Financial Holdings, Financial Engines Advisors, Wells Fargo Clearing, and The Vanguard Group. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by centralized custody and operational resources.

Elanie Wilson is a financial advisor at Vanguard Advisers with two years of industry experience and holds the Series 66 designation. Her prior work history includes positions at Randstad, Porter Labs Inc., Ylopo LLC, and Yelp Inc. She is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware strategies and customization.

Kyle Ricker is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2011. The firm serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by comprehensive due diligence and centralized operational resources.

Richard Auck is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes six years at Optionsxpress, Inc., and over two decades at Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and Schwab’s Alternative Investments Select program.

Matthew Layman is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Fidelity Investments, Done Marketing Inc., and REV.COM, Inc. He is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized custody and order-routing services.

Jacob Hershberg is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2004. He holds a Series 63 license and is based in Scottsdale, AZ. Hershberg has spent his entire advisory career with The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary models and largely Vanguard funds and ETFs to create personalized portfolios.

Andrew Rowland is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Edward Jones Trust Company. He is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based and algorithm-driven approach that incorporates proprietary models and largely Vanguard fund portfolios. The firm serves a large client base with a digital delivery platform supported by more than 2,200 advisors.

Dane Kelly is a financial advisor with LPL Financial in Phoenix, AZ, holding the Series 66 designation and 11 years of industry experience. He has worked at LPL Financial since 2021 and is also involved with Siefer & Kelly Management, a business entity for tax and investment purposes. Kelly's career includes experience with various insurance carriers and Waddell & Reed, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolio options.

Ivaylo Dimov is a financial advisor at Charles Schwab with 12 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2013, including time at Charles Schwab Bank, SSB since 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale client base with a dual-registered broker-dealer and investment adviser structure, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Tyler Endersby is a financial advisor at Equitable Advisors with Series 66 credentials and one year of industry experience. His prior roles include a position at Ryleigh Wealth Management and various non-financial positions, including work in hospitality and contracting. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, relying on LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Kendall Palmer is a CFP®-designated financial advisor with Vanguard Advisers in Scottsdale, AZ, bringing 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering customization options including ESG preferences.

Joseph Costello is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard since 2006 in various roles, including his current position starting in 2020. Outside of his advisory work, he serves as a fiduciary agent and manages a 529 plan custodian role. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, employing proprietary methodologies to construct tax-aware portfolios largely composed of Vanguard funds and ETFs.