Julien Hall is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Charles Schwab in various roles since 2019. Outside of his advisory work, Hall is involved in market research and technology service roles with companies like Fieldwork Phoenix, Uber Eats, Doordash, and Instacart. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and models but generally acts only in an advisory capacity for retirement accounts unless otherwise engaged.

Christopher Travelle is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he worked at Morgan Stanley in various capacities from 2007 to 2024. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu that includes cash-flow, retirement, education, risk, wealth transfer, and specialized planning services. The firm integrates advisory services with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Tracy Eckman is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding a Series 66 designation and possessing 21 years of industry experience. Prior to joining Raymond James in 2024, she spent 16 years at RBC Capital Markets. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alaina Brenner is a Series 66-registered financial advisor with Morgan Stanley in Scottsdale, AZ, with four years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC, as well as time spent in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides financial planning services alongside broader investment and trading activities.

Edward Curtin III is a CERTIFIED FINANCIAL PLANNER™ with 13 years of industry experience, currently serving at OSAIC since 2026. His prior roles include positions at The Leaders Group, Inc., Diversified Brokerage Services Inc., and John Hancock Distributors. OSAIC is a large wealth management firm serving retail and institutional clients through a network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party solutions to construct diversified portfolios across a range of investment types.

Erik Scharff is a CFP® with 19 years of industry experience, currently serving at Vanguard Advisers since 2011. He also works as an adjunct faculty member at Apollo Group/University of Phoenix. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach uses a goal-based, algorithm-driven methodology with portfolios constructed largely from Vanguard funds and ETFs.

Gavin Moeller is a financial advisor at Wells Fargo Advisors in Scottsdale, AZ, holding a Series 66 designation with two years of industry experience. His prior work includes roles at TSG Wealth Management and several non-financial positions in retail and higher education. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and fee-based financial planning services, using proprietary research and planning tools to develop tailored recommendations.

Jeffrey Miller is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, with portfolio implementation tailored to various strategies and tax considerations.

Oscar Lopez Garcia is a CFP® with seven years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, as well as prior positions at Research Triangle Institute, Headway, and Arizona State University. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios, largely constructed from Vanguard funds and ETFs.

Cody Roe is a CFP® professional with 25 years of experience, currently affiliated with Vanguard Advisers where he has worked since 2013. His career includes multiple periods of self-employment and a long tenure with The Vanguard Group and Vanguard Marketing Corporation beginning in 2000. Outside of his advisory work, he performs as a guitarist and singer in a local band in Scottsdale, AZ. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing Vanguard funds and ETFs, offering a wide range of customization options through its large-scale digital platform.

Jason Robinson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, United Services Automobile Association (USAA), and Abide Consulting Group LLC. He also serves as a FINRA non-public arbitrator. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and mainly invests in Vanguard funds and ETFs, offering a range of customization options.

Andrea Martins is a financial advisor at OSAIC with six years of industry experience. She holds a Series 66 designation and has worked in various capacities at Securities America Advisors, SECURITIES AMERICA, Inc., and EMS, Inc. since 2005. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth investors and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary accounts across multiple investment types.

Tina Anne Mc Donald is a financial advisor with Ameriprise in Mesa, AZ, holding a Series 63 designation and 21 years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors. Outside of finance, she maintains a cosmetology license. Ameriprise serves clients primarily through a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, employing a research-driven, algorithm-supported approach combined with personalized advisory support.

David Gray is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. He acts as trustee for two irrevocable trusts established for his children. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services supported by various model portfolios and research resources.

Yolanda Arrington is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, with a focus on assets managed within Ameriprise accounts.

Benjamin Mitchell is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and has prior experience with Securities America Inc. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage diversified portfolios that include a wide range of investment products.

Vanessa Gutierrez is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 25 years of industry experience. She has been with OSAIC since 2012. Outside of her advisory role, she serves as trustee of her own living trust. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and managed account solutions.

Jacob Cercone is a financial advisor at LPL Financial with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Kestra Advisory Services LLC and Kestra Investment Services LLC. Cercone is also the business owner of Watermark Wealth Planning, LLC, which provides trust services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Thomas Beatie is a CFP® certificant with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. Prior to his current role, he worked at Endemol Productions and has been the sole proprietor of Define Normal, a media, public speaking, and retail clothing business, since 1997. Based in Scottsdale, AZ, he is involved in public speaking and media activities through Define Normal. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and a team servicing model.

Eric Fairbanks is a financial advisor with Ameriprise in Fort McDowell, AZ, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is involved in managing a business that oversees real estate and office costs. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning through a collaborative, non-discretionary process supported by proprietary research and algorithmic tools.