Caitlin Burgos is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. She has been with Vanguard and its affiliates since 2022, and previously worked in a variety of roles including positions at Randstad and American Campus Community. Vanguard Advisers offers a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, with various tax-aware and customization features.

Bryan Davidson is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and BMO Harris Financial Advisors. Outside of his advisory work, he is involved in managing vacation rental properties through an LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor client portfolios. The firm integrates institutional trading capabilities with wealth management, providing a diverse set of capital markets and financial planning services.

Ryan Mc Cormick is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 66 and Series 63 designations and one year of industry experience. His prior work includes roles at Morgan Stanley and several positions within Vanguard affiliates. Outside of finance, he has three years of involvement with Arcadia Lacrosse. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and a broad range of customization options, managing a large client base through its scale and digital delivery model.

Mason September is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has prior work experience at Loan Depot, Caliber Home Loans, and several other companies outside the financial sector. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sonja Ryan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 39 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a large network of over 14,000 financial advisors.

Jennifer Attwood is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2012. She holds a Series 63 license and is based in Scottsdale, AZ. Her entire advisory career has been with The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Lisa Jackson is a financial advisor with Cetera, holding a Series 66 credential and 27 years of industry experience. She has worked at multiple firms including Avantax Advisory Services and 1 St Global Advisors, and is also the owner of Whitman & Jackson CPAs PC, a CPA firm. Additionally, she serves as trustee for the Kaplan Living Trust. Cetera Investment Advisers LLC operates a large network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Ronald Davies is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and 23 years of industry experience. His career includes prior roles at Kestra Advisory Services, Kestra Investment Services, and SII Investments. He is involved in estate planning services through a separate entity outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through its extensive network of investment adviser representatives.

Scott Kauls is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a founding member of a Minneapolis-based wealth management team that assists individuals and families with retirement planning, wealth transitions, and long-term financial planning. His approach focuses on simplifying complex financial decisions through disciplined investment strategies and personalized guidance. Scott holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from Luther College. Outside of his professional work, Scott's personal interests include basketball, golfing, photography, pickleball, and yoga.

Matthew Welgat is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 66 and Series 63 credentials and over 22 years of industry experience. His prior work includes roles at Sigma Financial Corporation, Sigma Planning Corporation, and Welgat Wealth Management. Outside of advising, he is a licensed attorney affiliated with Welgat Law Offices, LLC, providing legal services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jennifer Pope is a financial advisor at UBS Financial Services with 35 years of industry experience. She has been with UBS since 2003. She holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and research resources.

Carole Hall is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 43 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 1994. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning utilizing firm-approved tools and strategies guided by the Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Dru Ashcraft is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and 19 years of industry experience. His career includes roles at Royal Alliance, Protective Wealth Management, LPL Financial, Associated Securities Corp., FSC Securities Corporation, and Placemark Investments. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach incorporates model-based asset allocation, portfolio optimization, and various managed account strategies, supported by a complex affiliate network and private-equity ownership.

Julien Hall is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Charles Schwab in various roles since 2019. Outside of his advisory work, Hall is involved in market research and technology service roles with companies like Fieldwork Phoenix, Uber Eats, Doordash, and Instacart. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and models but generally acts only in an advisory capacity for retirement accounts unless otherwise engaged.

Christopher Travelle is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he worked at Morgan Stanley in various capacities from 2007 to 2024. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad planning menu that includes cash-flow, retirement, education, risk, wealth transfer, and specialized planning services. The firm integrates advisory services with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Tracy Eckman is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding a Series 66 designation and possessing 21 years of industry experience. Prior to joining Raymond James in 2024, she spent 16 years at RBC Capital Markets. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alaina Brenner is a Series 66-registered financial advisor with Morgan Stanley in Scottsdale, AZ, with four years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC, as well as time spent in education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides financial planning services alongside broader investment and trading activities.

Edward Curtin III is a Certified Financial Planner® with 14 years of experience in the financial services industry. He has worked with multiple firms including The Leaders Group, Inc., Diversified Brokerage Services Inc., and John Hancock Distributors before joining OSAIC in 2026. Curtin holds Series 63 and CFP® designations. OSAIC Wealth serves a wide range of clients including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and provides a variety of investment programs supported by a complex affiliate network and private-equity ownership.

Erik Scharff is a CFP® with 19 years of industry experience, currently serving at Vanguard Advisers since 2011. He also works as an adjunct faculty member at Apollo Group/University of Phoenix. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach uses a goal-based, algorithm-driven methodology with portfolios constructed largely from Vanguard funds and ETFs.

Gavin Moeller is a financial advisor at Wells Fargo Advisors in Scottsdale, AZ, holding a Series 66 designation with three years of industry experience. His prior experience includes roles at TSG Wealth Management and a background in higher education. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions with a broad range of financial planning and investment services tailored to clients who meet a net-worth threshold. The firm offers specialized planning services and combines advisory offerings with other financial products and referral channels.