Adrienne Radakovic is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. Her work history includes roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC, and she is the founder and senior investment advisor at Stella Wealth Advisors, LLC. Outside of advising, she consults on sales activities with executive leadership teams through More Fabrications. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options, including discretionary and non-discretionary services, model portfolios, and third-party money managers.

Philip Henry is a financial advisor at Osaic with 22 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at AE Wealth Management, Clear Solutions (Bergen Financial Group), and Sagepoint. In addition to his advisory role, he provides fixed annuities and life insurance services through Brayshaw Financial Group, LLC. Osaic Wealth, Inc. serves a diverse range of clients including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory services and uses multiple platforms and tools to construct portfolios across various asset classes while supporting both discretionary and non-discretionary account management.

Grant Peterson is a financial advisor at Ameriprise with 14 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Voya Financial Advisors. He serves on the Board of Directors for Aspiring Youth Academy and has been an active chair of the Phoenix 20-30 Club. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Ari Clarke is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 66 and Series 63 licenses and seven years of industry experience. Prior to joining Schwab in 2018, Ari worked with the Sorrentino and Fowler families and has held roles outside finance at Olive Garden and IHOP. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates brokerage, custody, and advisory services within a large-scale, centralized operational structure.

Montse Terepocki is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. She has worked at Cetera and its affiliated entities since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors. Outside of advisory work, she is a notary public. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and third-party managers to support diverse investment strategies.

Jensen Stine is a financial advisor with Cetera and holds a Series 66 designation. He has six years of industry experience and has worked with firms including Renaissance Financial and Minnesota Life Insurance Company. In addition to his advisory role, he maintains a retail sales position with Nordstrom. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients.

Mark Naprstek is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has worked at LPL Financial since 2012, with prior roles at Merrill, Mutual Service Corporation, OSAIC Services, Sunamerica Securities, and Invest Financial Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joseph Dever is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to develop personalized financial strategies focusing on retirement planning, investing, and long-term wealth management. Joseph provides comprehensive financial guidance and ongoing advice to help clients address their goals and adapt to changing needs. His expertise includes family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. Joseph emphasizes understanding what matters to his clients and their families to create tailored strategies that pursue their financial objectives. Joseph holds a Bachelor's Degree from Arizona State University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he has interests in adventure sports, baseball, and boating.

Terry Barber is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a notary public in Phoenix. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial products, such as insurance-related vehicles and bank deposit sweep options, than many institutional advisors.

Brian Carlin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and tax minimization. Brian holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Arizona State University.

Lisa Campbell is a financial advisor at Ameriprise with 26 years of industry experience. She holds a Series 63 designation and previously worked for UBS Financial Services for 15 years before joining Ameriprise in 2022. Based in Phoenix, AZ, she has worked in both brokerage and advisory roles throughout her career. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm serves a broad client base through a large institutional platform offering advisory, brokerage, and insurance solutions.

Daniel Baldwin is a CFP® professional with 11 years of experience in financial services, currently affiliated with MassMutual Investors Services in Phoenix, AZ. He has worked within various MassMutual entities since 2015, including MassMutual Life Insurance Company and MML Strategic Distributors LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements and a range of specialized services including estate and employer-sponsored planning.

Jon Peteuil is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His prior roles include positions at Questar Asset Management, Woodbury Financial Services, and OSAIC. He also operates Peteuil & Associates, LLC, a tax preparation and accounting firm, alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting both discretionary and non-discretionary investment strategies.

Yichen Sun is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Cambridge, he worked at Aegon Asset Management for four years and was affiliated with the University of Iowa for four years. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Dennis Lumm is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked at various Charles Schwab entities since 2013, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by the Schwab Center for Financial Research.

Robert Wade is a CFP® professional with 23 years of industry experience. He has been with LPL Financial since 2005. Wade also holds a role related to investments at Credit Union West. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of adviser representatives. The firm offers a variety of advisory services, including financial planning and access to third-party asset management, supported by extensive operational and research tools.

Andre Guntzel is a Wealth Management Planning Consultant at Fidelity Investments, based out of the Scottsdale, AZ Investor Center. He works with Fidelity's sophisticated clientele to provide personalized wealth planning that focuses on protecting, growing, and transferring assets in an integrated manner. Andre has held several roles in the financial industry, including Director and Retirement Planner at Fidelity Investments from 2022 to 2023, and Private Client Advisor, Vice President at JP Morgan Chase Bank, N.A. from 2019 to 2022. His professional experience centers on wealth management and retirement planning. Outside of his professional career, Andre enjoys golf, hiking, parenthood, soccer, and traveling.

Robert Gershkowitz is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He is also the co-founder of Allwealth Planning, a financial planning firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Paul Ruble Jr. is a financial advisor at Stifel with Series 63 and Series 65 licenses and 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a broad client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment process relies on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

Thomas Levin is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, alongside a long tenure at Citigroup Global Markets beginning in 1993. Outside of his advisory role, Levin serves as president of Saguaro Partners Holdings LLC, a private equity and venture capital firm. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.