Siu Lam William Tung is a financial advisor at Merrill with a Series 66 credential and over one year of industry experience. His prior work includes roles at Intuit, LPL Enterprise, Pruco Securities LLC, and Win Pont Investment Inc., as well as a five-year tenure at Hui Bang Investment Group Co. Ltd. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sarah Hines is a CFP® professional with 11 years of industry experience, currently with Cetera since 2019. Her prior roles include positions at Foresters Advisory Services LLC and Foresters Financial Services. Cetera Investment Advisers LLC serves a nationwide client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, providing access to affiliated and third-party managers with various program structures and custodial relationships.

Cody Despain is a financial advisor at Cetera with nine years of industry experience. He holds the Series 66 designation and has worked at Cetera and its affiliated entities since 2017. In addition to his advisory role, he is involved with Canyon Oak Financial, where he provides wealth management, tax preparation, and bookkeeping services. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party managers across multiple program structures.

Grant Gochin is a CFP® with 29 years of experience working at Raymond James Financial in Woodland Hills, CA. He has served as President of Grant Arthur & Associates Wealth Services, LLC since 2011 and holds the position of Honorary Consul for the Republic of Togo. Gochin also serves on his local homeowners association board and has authored a book. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and supports its clients through a large advisor network and various advisory programs.

Jason Lee is a financial advisor with LPL Financial in Northridge, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at LPL Financial since 2008 and was previously with Wamu Investments, Inc. from 2006 to 2009. Outside of his advisory role, he is a co-owner of JAZ Enterprises LLC and serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions supported by advisor-facing tools, serving a network of more than 22,800 advisors and overseeing over $819 billion in discretionary assets.

Jeremy Forman is a CFP® with six years of experience currently serving as a Wealth Advisor at J.P. Morgan Securities in Toluca Lake, CA. His career includes roles at JPMorgan Chase Bank, N.A. and FirstBank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a manager solutions team.

Savannah Pincus is a financial advisor with Stifel, holding a Series 66 designation and bringing nine years of industry experience. Prior to joining Stifel in 2025, she worked at Oppenheimer for nine years. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Ernesto Guray Diaz is a financial advisor at Edward Jones in Valencia, CA, holding Series 66 and Series 63 designations with 14 years of industry experience. He previously worked at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. and has been self-employed in a separate venture since 2007. Diaz serves as president of TEAM Legacy SFV, a regional chapter of the TEAM Referral Network, a business networking group. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a range of segments, including high-net-worth households and corporate clients. The firm offers a variety of advisory programs and investment strategies, managing over $1 trillion in assets through a large nationwide network of advisors and branch offices.

Eric Stever is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on integrating technology and diverse investment strategies.

Dennis Samade is a Series 66-licensed financial advisor with 11 years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Simply Derivative. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Randall Long is a financial advisor at Cetera with 43 years of industry experience. He holds a Series 63 designation and has worked across several affiliated firms, including Cetera Advisors LLC and Sageview Wealth Management. Outside of his advisory role, he is the president of the Sageview Foundation, a nonprofit agency that handles charitable donations, and owns an actuarial consulting firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of discretionary and non-discretionary portfolio management options, providing access to both affiliated and third-party managers.

Gregory Vojtanek is a CFP® and holds a Series 65 license with five years of industry experience. He is the sole advisor at Fade In Financial in Burbank, CA, and has previously worked at Incline Wealth Advisors and Christopher V Haro, CPA. Fade In Financial is an independent advisory firm serving individual clients and households, managing approximately $4.5 million across about 20 client relationships. The firm incorporates derivatives into separately managed accounts alongside conventional portfolio management and offers client communications through newsletters, educational seminars, and regular account reviews.

Henry Hache is the sole advisor at Ai Financial, Inc. in Simi Valley, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Ai Financial since its founding in 2004. In addition to advisory services, he provides tax preparation and accounting services through Ai Financial. Ai Financial, Inc. manages approximately $6 million in assets for a small client base that includes individuals and a range of institutional clients, such as sovereign wealth funds and municipal governments. The firm offers portfolio management with ongoing account reviews and maintains affiliations with an accounting firm, supporting its unique client mix.

Robert Bagarotti is the sole advisor at Granada Capital Management, LLC, an independent investment advisory firm based in Granada Hills, CA. He holds a Series 65 designation and has 21 years of industry experience. In addition to his advisory work, he serves as Controller for Jons Marketplace, a supermarket, where he is responsible for finance and accounting. Granada Capital Management provides portfolio management and investment advisory services primarily to individual clients, operating with a very small client base and assets under management.

Max Kramer is a financial advisor at Kramer Investment Advisors, Inc. in Topanga, CA, with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Kramer Investment Advisors since 2015. Outside of his advisory role, he serves as a financial executive involved in fixed insurance products. Kramer Investment Advisors focuses on selecting and referring third-party money managers and providing financial planning without continuous portfolio management. The firm primarily acts as an intermediary, assisting clients with onboarding and liaising with third-party managers while not executing trades or managing assets directly.

Cheyzel De Leon is a financial advisor at Investment Management Solutions, Inc. with a Series 65 credential and one year of industry experience. Prior to joining the firm, De Leon worked in audit and assurance at EDC, CPA Audit & Assurance Co and was self-employed for three years. Investment Management Solutions, Inc. serves individuals, businesses, charities, and retirement plans by recommending and monitoring third-party investment advisers and providing non-fiduciary retirement plan consulting. The firm operates primarily as a co-advisor, conducting due diligence on model portfolio managers and overseeing performance while third-party advisers handle portfolio management and trading.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 23 years of industry experience. He holds a Series 66 designation and has operated his own accounting firm, Kramer Accountancy Corporation, since 1993. In addition to his advisory work, he is involved in insurance services through Kramer Insurance Services and other related business activities, including accounting, tax, and business management. Kramer Investment Advisors offers advisory services primarily by selecting and referring third-party money managers and providing financial planning at no additional charge. The firm serves individuals, trusts, retirement plans, and institutions, acting as an intermediary rather than directly managing client assets or executing trades.

Cathlyn Jade Junio is a financial advisor at Investment Management Solutions, Inc. with one year of industry experience. She holds a Series 65 credential and has previously worked in educational roles at La Crescent High School, La Sierra University, and Loma Linda University. Investment Management Solutions, Inc. serves individual clients, business entities, charities, and retirement plans by recommending and monitoring third-party investment advisers and providing non-fiduciary retirement plan consulting. The firm operates primarily as a co-advisor, conducting due diligence on third-party model portfolio managers and monitoring performance while the third-party adviser manages portfolio execution.

Hilal Yilmaz is a CFA® charterholder with two years of industry experience. She is currently an advisor at XYPN Sapphire and has previously worked at Insight Investment Counsel, Inspicio, LLC, Forward Wealth Management, and Quantitative Financial Strategies. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation strategy grounded in Modern Portfolio Theory and supports a range of portfolio management and planning services, including discretionary and non-discretionary management.