Jason Mochi is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley and Raymond James Financial. His career includes extensive roles at Morgan Stanley Private Bank and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning, asset management, and institutional platforms, utilizing both proprietary and third-party strategies supported by advanced operational tools.

Mark Marcelo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and five years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Investment Services, LLC before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative research, including ESG considerations, supported by centralized due diligence and a broad range of derivatives and commodities capabilities.

Michael Kelly is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He previously worked at SCF Investment Advisors, INC. and SCF Securities, INC. for eight years and has operated Kelly Financial since 1995. Outside of his advisory work, he owns a pet care business called Pampered Pooch. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management access, and institutional platforms, combining scale with a broad suite of financial and credit products.

Anthony Gee is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he supports clients in addressing a range of financial objectives, including retirement planning, funding education expenses, and developing customized strategies to meet long-term family goals. Anthony holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from San Diego State University. His approach emphasizes aligning financial planning with each client's unique priorities, aiming to simplify the investment process and enhance transparency throughout the wealth management journey.

Cristian Ardelean is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at T3 Trading Group, LLC and Hold Bros. Capital, LLC before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management options, including access to model portfolios, third-party asset managers, and institutional platforms.

Derek Hofeling is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. He joined LPL Financial in 2017 after working at TD Ameritrade for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, employing various model portfolios and customized strategies supported by technology tools.

Brooke Duchaney is a Series 66-licensed financial advisor with 11 years of industry experience. She has worked at LPL Financial since 2018 and was previously with Ameriprise Financial Services, Inc. from 2014 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a platform supported by technology and a large network of over 22,800 advisors.

Carlos Carrillo is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 credentials. His prior roles include positions at CUNA Mutual Group, Questar Capital Corporation, Cetera Investment Services, and Independent Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment management conducted through both discretionary and non-discretionary strategies.

Jeffrey Litel is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for eight years and spent 19 years with the Yucaipa-Calimesa Joint Unified School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of more than 22,800 advisors and oversight of over $819 billion in discretionary assets.

Daniel Cohn is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management, operating out of the Del Mar San Diego office. He collaborates with clients to create financial plans and investment strategies tailored to their personal goals, providing ongoing advice as their needs change. His expertise includes areas such as college education planning, equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, small business strategies, sports and entertainment, and tax minimization. Daniel holds a Bachelor of Science degree in Mathematical & Computational Science from Stanford University and maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Prior to joining Merrill Lynch, he accumulated experience on Wall Street in New York working with a large wealth management team, commodities and rates trading desks, and contributing to a large-cap value institutional mutual fund and equity research team covering several sectors. Outside of his professional responsibilities, Daniel enjoys fishing, golfing, pickleball, running, soccer, and tennis.

Arben Qirjazi is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. His prior experience includes 24 years at Waterhouse Securities, Inc. and a year at Charles Schwab and Co., Inc. He is based in San Diego, CA. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Donaven Yousif is a financial advisor at Edward Jones in La Mesa, CA, holding a Series 66 credential with eight years of industry experience. He previously worked at Wells Fargo Bank for one year before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nadine Allo is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at Bank of America from 2010 to 2021 before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Ryan Wickman is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. He has worked with LPL Financial since 2007 and previously spent one year at A. G. Edwards & Sons, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing various investment strategies and advisor-support tools.

Juan Cabanas Ramirez is an International Wealth Advisor and a member of the Cabanas-Malfavon team located in downtown San Diego. He began his career at Merrill Lynch Wealth Management in early 2023 and works with a select group of global families, executives, retirees, and entrepreneurs across the United States and Mexico. Juan focuses on creating personalized financial plans that encompass all aspects of wealth management, including investing, retirement planning, and behavioral finance education. His expertise lies in family wealth management strategies, international wealth management, and portfolio management services. Juan strives to provide research-backed investment guidance and navigates complex financial situations for his clients. He takes a personal approach to advising, aiming to be a key part of his clients' lives by helping them achieve their financial goals. Juan graduated in 2022 from the University of San Diego with a bachelor's degree in finance. He holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. He is proficient in both English and Spanish. In his free time, Juan enjoys music, playing pickleball, reading, skiing, and spending time with his family.

Li Tian is a CFP® professional with 13 years of industry experience, currently advising clients at LPL Financial since 2021. Prior to this, Li worked at Transamerica Financial Advisors and has been involved with several organizations including the Palomar College Foundation and Grand Line Consulting, Inc. Li is also the author of a memoir titled *Westbound: A Memoir: My Journey from Beijing to New York City*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, combining its scale and diverse financial activities with multiple portfolio management options and technology-enabled operational support.

Traci Sherrod is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 25 years of industry experience. Her career includes roles at multiple Cetera entities since 2013 and at Girard Securities, Inc. from 2013 to 2017. She also serves as a FINRA and NFA arbitrator, a role she has held since 2010 and 2012 respectively. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, operating at scale with over $256 billion in assets and more than 10,000 advisors.

Richard De Sola is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2020. Prior to that, he worked at JPMorgan Chase Bank, NA starting in 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Nicole Gilbert is a financial advisor with LPL Financial in La Mesa, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at Mass Mutual Investors Services and Massmutual Life Insurance Company. Gilbert is also a notary and co-trustee of a revocable trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by research and technology tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

John Prehatny is a financial advisor with LPL Financial based in San Diego, CA. He holds a Series 66 designation and has six years of industry experience, including roles at Axos Bank and work on an independent research project at California State University Channel Islands. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.