Timmy Nguyen is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and has worked at firms including J.P. Morgan Securities LLC, Merrill, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research and analytics with diversification principles and modern portfolio theory in its investment approach.

Thomas Wills is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds the Series 66 designation and previously worked with Oceanside and San Diego Unified School Districts. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic planning across a range of financial topics without managing client portfolios directly.

Erik Liodice is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has worked at several major firms, including JP Morgan Securities LLC for 11 years and TD Ameritrade from 2007 to 2013. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Andrew Norolahi is a financial advisor with Ameriprise in San Diego, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Duyen Tran is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 63 designation and 15 years of industry experience. Tran has been with Wells Fargo Bank, N.A. since 2006 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to guide investment decisions and provides both brokerage and advisory solutions through a large network of financial advisors.

John Page is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 16 years of industry experience. His prior roles include positions at Cetera, First Financial Equity Corporation, and a longstanding involvement with Family Trust. He is also associated with Life Style Financials, a business entity related to tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Edward Hawley is a financial advisor with LPL Financial in San Diego, CA, holding Series 65 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Homebridge Financial, Primeview Capital, and Salisbury Capital Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm employs a variety of investment approaches, including model portfolios and customized strategies, supported by operational tools and research, and oversees over $819 billion in discretionary assets through its extensive network of advisors.

Rachel Chryssostomides is a CFP® professional with 12 years of experience in the financial services industry. She is currently with LPL Financial and previously worked at Ameriprise and FSC Securities. She also has experience with The Root Cellar LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Avyn Strahlendorff is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in college education planning, personal retirement planning, and focuses on serving women and wealth management needs. Avyn approaches financial planning by working closely with clients to align their finances with their values, goals, and vision for the future. With professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA), Avyn brings expertise in developing personalized financial strategies. She emphasizes the importance of understanding each client's unique circumstances to provide thoughtful and relationship-based guidance. Avyn holds a Bachelor's Degree from San Diego State University. Outside of her professional work, she enjoys activities such as baseball, basketball, cooking, golfing, music, photography, pickleball, running marathons, softball, and spending time with her family.

Daniel Gunderson is the Vice President and Branch Leader at Fidelity Investments, where he leads a team focused on client-first strategies. He aims to simplify complex financial concepts and collaborates with clients to develop plans aligned with their goals. He has been with Fidelity Investments since 2009, progressing through various roles including Financial Representative, Investments Representative, Financial Consultant, Regional Planning Consultant, and now Branch Leader. His experience encompasses financial consulting and regional planning. Daniel holds a California Insurance License.

Miles Haug Jones is a financial advisor with Edward Jones in La Jolla, CA, holding a Series 66 registration and 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors, offering a range of advisory programs and investment solutions under a fiduciary standard.

Scott Hagopian is a financial advisor at LPL Financial with 44 years of industry experience. He holds Series 63 and Series 65 designations. His prior career includes long-term roles at The Mutual Life Insurance Company of New York and Cambridge Investment Research, as well as involvement with Bloodstock Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Jamie Meronoff is a CFP® with 16 years of industry experience. He is currently with Wells Fargo Advisors in La Jolla, CA, having previously worked at Edward Jones for ten years and Wells Fargo Clearing for four years. Meronoff also owns and manages JAM WEALTH, LLC, a separate financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations using Wells Fargo’s research and planning tools, with clients choosing how to implement those recommendations through various brokerage or advisory programs.

David Martin is a financial advisor with LPL Financial based in San Diego, CA, holding two years of industry experience. He has a long career history that includes 20 years at The Argen Corporation and ongoing work with Quest Accounting & Financial Services, Inc. since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, with a diverse set of investment options supported by operational and research tools.

Sven Meza is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He worked at Independent Financial Group, LLC for one year before joining LPL Financial in 2015. Outside of his advisory duties, he serves as a non-public FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including third-party asset management and institutional platforms, with a focus on combining scale and breadth of services across advisory and non-advisory financial activities.

Steven Montgomery is a financial advisor with Charles Schwab in San Diego, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Charles Schwab since 2003 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm operates on a large scale with integrated brokerage, advisory, custody, and cash management services.

Wade Steverson is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 21 years of industry experience. He has previously worked at Wells Fargo Investments, LLC, and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Andrew Duhovic is a Series 66-licensed financial advisor at LPL Financial with three years of industry experience. His prior roles include positions at Cetera Advisors, RemoteLink Solutions, and Pruco Securities LLC. He has also held various roles at the University of San Diego. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research and operational tools.

Christopher Kosmo is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Bank prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jason Mubarak is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2009. Outside of his advisory role, he is involved as a winemaker at a family-owned vineyard and winery. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, serving clients through both direct and corporate agreements.