Roy Isaiah is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Premier Wealth Advisors, LPL Financial, and Christopher Weil & Company. Outside of his advisory work, he serves as an assistant basketball coach mentoring adolescents and is employed in hospitality at Mastro's Ocean Club in San Diego. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Jaclyn Smith is a financial advisor at Wells Fargo Advisors with four years of industry experience. She holds the Series 66 designation and has a background that includes positions at Wells Fargo Clearing Services, Wells Fargo Bank, and law firms Procopio, Cory, Hargreaves & Savitch LLP and Hopkins & Carley. Smith also maintains a California law license and a real estate license, primarily for continuing education purposes. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning, including specialized services for business-owner transition, sports and entertainment, special needs, and divorce planning, using proprietary research and tools to develop tailored recommendations.

Jake Volo is a financial advisor at LPL Financial with one year of industry experience and holds a Series 66 designation. Prior to joining LPL Financial, he was involved with the International Bipolar Foundation and has worked in various roles including at San Diego State University and Mavericks Beach Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Austin Fitzgerald is a financial advisor at LPL Financial in San Diego, CA, holding Series 65 and Series 63 licenses with five years of industry experience. His prior roles include positions at Cantor Fitzgerald Investment Advisors and Ziply Fiber. He has also worked in digital media and accounting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Fredric Bayles III is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. He serves as a trustee of a family trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and models.

Karin Huber is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley and RBC Capital Markets. Huber is based in La Jolla, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Shahryar Kashanchi is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model that leverages third-party programs and offers both advisory and brokerage/insurance services.

Mike Marabeas is a financial advisor with Charles Schwab, holding a Series 66 designation and 18 years of industry experience. He worked at TD Ameritrade from 2006 to 2024 before joining Charles Schwab in 2021. Outside of his advisory work, Marabeas serves on the board of directors for Lake Murray Little League and coaches travel baseball. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized custodial and supervisory arrangements.

Alexander Boswell is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, leveraging proprietary capital market assumptions and research to tailor plans to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers a broad range of financial products and services.

Lance Silva is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise. His prior experience includes roles at LPL Enterprise, DICKERSON, Ca Health Benefit Exchange, and Prudential Insurance Company of America. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Damon Couch is a financial advisor with RBC Capital Markets in La Jolla, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Merrill and U.S. Bancorp Investments, INC. over spans of eight and six years, respectively, before joining RBC and City National Bank. RBC Wealth Management serves a diverse client base, including individual investors, institutions, corporations, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles and investment preferences.

Aaron Bojorquez is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, he worked in real estate and hospitality, including a role as a real estate broker at Golden Empire Realty. He is also involved in mortgage and real estate services on a part-time basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, combining discretionary and non-discretionary management with research and model portfolios from multiple sources.

Andrew Hernandez is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2023 and previously held positions at TD Ameritrade and Aimloan. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside centralized custody and order-routing arrangements.

Robert Celeste is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Cetera. He has been with Cetera Wealth Services, LLC since 2013 and transitioned to Cetera in 2023. In addition to his advisory role, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Linda James is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. She has 25 years of industry experience, including six years at John Aust Real Estate Company. In addition to her advisory role, she is involved in real estate services through Real Broker LLC, assisting clients with residential property transactions in California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and model portfolios.

Nigeena Rahmanzai is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab, TD Ameritrade, and Lexis Nexis. Outside of finance, she was involved with Black and Pink, an organization active during 2020 to 2022. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and financial planning services with a blend of non-discretionary and discretionary investment options.

Roberto Vila is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill, Bank of America, and Morgan Stanley in various roles since 1995. Vila is based in La Jolla, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Jose Ramos is a financial advisor with Ameriprise in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement who meet certain asset thresholds, providing detailed, tax-smart withdrawal and Social Security claiming recommendations. The firm combines research, modeling, and algorithmic tools to generate personalized plans delivered through a centralized consulting team.

Rebecca Eastom is a financial advisor at LPL Financial with 14 years of industry experience and holds the Series 66 designation. She has worked at LPL Financial in two separate periods, totaling 12 years, with additional experience at State Farm VP Management Corp. and Lori Brandner Insurance Agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

John Ellis is a CFP®-credentialed financial advisor with 17 years of industry experience, currently with LPL Financial since 2018. He previously worked at Lucia Securities and RJL Wealth Management. Ellis also operates Ellis Financial Group, a business related to his work with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and various management options.