Alice Abdalian is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Gary Miller is a ChFC® credentialed financial advisor at LPL Enterprise with seven years of industry experience. He previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Falls Lake Insurance Company. He is also involved as a non-variable insurance producer with Prudential Advisors and Crump-Life Insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, brokerage products, and insurance through an integrated platform that combines adviser programs with active sales of financial products.

Ryan Hollaender is a financial advisor with UBS Financial Services in Newport Beach, CA. He holds a Series 66 designation and has 16 years of industry experience, including over 17 years with UBS Financial Services. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocations tailored to clients' goals and risk tolerances.

Miguel Melero is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 63 designation and has been with Wells Fargo entities since 2013, including Wells Fargo Advisors and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Russell Cecil is a Senior Financial Advisor at Merrill Lynch Wealth Management located in Irvine, California. He joined the firm in 2019 and serves as a managing member of a family-led team with over 80 years of combined experience. His team focuses on providing customized wealth management strategies that emphasize simplification, tax efficiency, transparency, and results meaningful to clients. Russell graduated from Chapman University's Argyros College of Business and Economics with a Bachelor of Science degree in Finance. He has earned the Accredited Portfolio Management Advisor (APMA™) and Chartered Retirement Planning Counselor (CRPC™) designations, which enhance his capabilities in overseeing client portfolios and aligning financial strategies with client goals. His areas of expertise include education planning, family wealth management, legacy planning, liquidity management, socially responsible and ESG investing, investment strategy, tax minimization, and retirement income planning. Outside his professional work, Russell is actively involved in community and professional organizations such as the Sons of the American Revolution, Orange Elks Lodge 1475, the Boy Scouts of America, and The American Foundation for Suicide Prevention. He holds the rank of Eagle Scout and serves as an Assistant Scout Master for local Orange County troops. Additionally, he mentors students at Chapman University who are pursuing careers in wealth management. He lives in Orange County with his wife, Cambria, and enjoys camping, exploring local cuisine, and gardening.

Mitchel Fortin is a Planning Consultant currently working at FRRM Fidelity since 2023. In his role, he partners with clients to assist with strategy and retirement planning. He holds a California Insurance License, enabling him to provide insurance-related financial guidance. Specific details about his educational background or additional credentials are not provided.

Michael Mills is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2012 and also works with San Diego City Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management and a variety of model portfolios and research resources.

Diane Martinez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Adam Preston is Vice President, Wealth Planner at Fidelity Investments, where he partners with affluent clients and their families to develop comprehensive financial plans. In this role, he focuses on understanding clients' needs to empower them in making meaningful decisions aligned with their life goals. Adam has been with Fidelity Investments since 2015, holding various positions including Financial Consultant, Investment Consultant, Relationship Manager, Trading Execution Representative, and High Net Worth Representative. His experience encompasses wealth planning, client relationship management, and investment consulting. He holds a California Insurance License. Outside of work, Adam's personal interests include baseball, beach, football, golf, music, and traveling.

Phoebe Chao is a CFP® professional with 22 years of experience in financial advising. She is currently with Charles Schwab, where she has worked since 2018, following prior roles at USAA Investment Management Company and USAA Financial Advisors. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by integrated custody, brokerage, and cash-sweep services.

Anthony Meza is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds the Series 66 designation and has previously worked at D.A. Davidson & Co. and UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Alex Waddell is a Financial Consultant at Fidelity Investments, a position held since 2026. In this role, Alex partners with clients to develop financial plans and comprehensive investment strategies aligned with their goals. Prior to this, Alex held several roles at Fidelity Investments, including Investment Consultant (2025-2026), Relationship Manager (2024-2025), Financial Representative (2023-2024), and Financial Services Representative (2023). Before joining Fidelity Investments, Alex worked as a Business Development Officer at California Business Bank from 2022 to 2023. Alex holds a California Insurance License. Outside of professional work, Alex has an interest in football.

Trevor Lanphear is a financial advisor at Morgan Stanley with seven years of industry experience. He has held positions at firms including The Vanguard Group, GTIF Capital, and Mass Mutual. His credentials include Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and utilizes a structured financial planning process supported by firm-approved tools and insights from its Global Investment Committee.

Stephen Ellingsen is a financial advisor with Raymond James & Associates in Newport Beach, CA, holding a Series 66 designation and 10 years of industry experience. Prior to joining Raymond James in 2024, he worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2015 to 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting with a broad range of portfolio management styles and affiliated research.

Kirsten Medina is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 12 years of industry experience. She previously worked at J.P. Morgan Securities for five years before joining Wells Fargo Clearing in 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Jeffery Hamilton is a Series 66-licensed financial advisor with 20 years of industry experience. He has been with UBS Financial Services in Newport Beach, CA since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Michael Hernan is a financial advisor with Edward Jones in Irvine, CA, holding the ChFC® designation and Series 66 license, with nine years of industry experience. He has worked at Edward Jones since 2017, following eight years at State Farm Insurance Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Tenley Hardt is a financial advisor with LPL Financial in San Juan Capistrano, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2023, Hardt worked at Bank of America and Merrill from 2019 to 2023 and has entrepreneurial experience with businesses including Tenley Hardt Design. In addition to advisory work, Hardt is a partner and wealth management advisor at Exclusive Insurance Brokerage. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and accesses various investment research and model portfolios from multiple sources.

Daniel Marks is a financial advisor with Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Morgan Stanley in 2019. Marks also serves as a trustee and co-trustee in a trust-related role outside of his advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis from its Global Investment Committee.

Gregory Virant is a financial advisor with Ameriprise Financial Services in Irvine, CA, holding a Series 66 credential and seven years of industry experience. Prior to joining Ameriprise, he worked at Pepperdine University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income and tax-aware withdrawal strategies through its Ameriprise Premier Retirement Income service.