Andrew Jackson is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He previously worked at Nuveen Asset Management, LLC, Nuveen Securities, LLC, and Transamerica Capital Inc. He holds Series 63 and Series 65 licenses. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Nguyen is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes positions at World Financial Group and First City Realty. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with diverse program structures and investment options.

Lulu Lo is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and seven years of industry experience. She has worked at J.P. Morgan Securities since 2019 and previously spent seven years with KinFine USA, Inc. and time at JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Kevin Han is a financial advisor with OSAIC, holding a Series 66 license and 18 years of industry experience. His prior roles include positions at Woodbury Financial Services, Questar Asset Management, and Wells Fargo. He is also president of Cornerstone Financial Planning, a corporation focused on marketing and business planning for his advisory practice. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and multiple program options, supported by a complex affiliate network and private-equity ownership.

Rhonda Finby is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. She previously worked at UBS Financial Services for 12 years before joining Wells Fargo in 2016. Outside of her advisory work, she is involved in distributing health and wellness products, including independent distributor roles with Life Wave and Bemer Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party databases.

Joshua Anspaugh is a financial advisor with LPL Financial in Anaheim, CA, holding the Series 63 and Series 66 designations and bringing 13 years of industry experience. He has previously worked at D.A. Davidson & Co. and Raymond James & Associates Inc. Outside of his advisory work, he is involved with Anspaugh Oil and Gas LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Steinmetz is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2019. He helps clients develop strategies to address their specific wealth planning goals. Prior to his current role, he held various positions at Fidelity Investments, including Investment Consultant, Relationship Manager, Stock Plan Consultant, and Financial Representative, gaining comprehensive experience in financial services since 2014. David holds a California Insurance License, which supports his work in providing financial consultation and planning. Outside of his professional career, he enjoys activities such as spending time at the beach, playing and watching football and tennis, hiking, and reading.

Daniel Ruddock is a financial advisor with Primerica Advisors in Santa Fe Springs, CA, holding Series 63 and Series 65 designations and two years of industry experience. His work history includes positions at NeoGenomics, PFS Investments Inc., Primerica Financial Services, and Alcon Vision. He is involved in sales of investment-related products and receives compensation for referring home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers and supported by third-party custodians.

Joseph Garza is a Financial Advisor at Merrill Lynch Wealth Management. He holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Joseph has a bachelor's degree from the California State University System. Further details about his experience, specific expertise areas, or personal interests have not been provided.

Songhee Hong is a financial advisor at J.P. Morgan Securities in Irvine, CA, holding a Series 66 designation with two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Hong worked at Merrill and Bank of America. Hong also participated in the LA Korean Festival in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm's advisory program delivers non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Justin Gilia is a financial advisor with Primerica Advisors in Huntington Beach, CA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has been with Primerica Advisors since 2005 and Primerica Financial Services since 2004. Outside of his advisory role, he serves as CEO of The Gilia Team, a legal entity formed for Primerica business purposes, and is involved in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model that includes a tiered wrap fee structure and delegated trading through BNY Mellon Advisors.

Krishna Agnihotri is a financial advisor with LPL Financial, holding the Series 66 designation and bringing 23 years of industry experience. His career includes roles at Crown Capital Securities, Foresters Equity Services, IOF Forsters, and Ameriprise. In addition to advisory work, he devotes time to insurance sales as an independent agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Etsuji Oizumi is a financial advisor at Cetera with 13 years of industry experience. His prior roles include positions at Avantax and MassMutual, and he operates Bentley Tax Company, where he provides tax preparation services. Oizumi also provides retirement planning and financial advice through Advantage Tax & Wealth. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Christine Shepherd is a financial advisor at Ameriprise with five years of industry experience. She holds the Series 66 designation and has worked previously at UCLA and Northwestern Mutual. Outside of her advisory role, she manages an advisory business through Timberline Lane LLC. Ameriprise Financial Services is a large diversified firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Megan Rodriguez is a Series 66-licensed financial advisor with 17 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following prior roles at Morgan Stanley and Citigroup Global Markets. Outside of her advisory work, she serves as treasurer for the Marine View Middle School Parent Teacher Student Association in Huntington Beach, CA, and is a notary public in Orange County, CA. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to a wide range of clients including individuals, corporations, and institutions. The firm offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Ricardo Olvera Jr. is a financial advisor with J.P. Morgan Securities in Whittier, CA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at JP Morgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process and incorporating an ESG eligibility framework.

Phillip Bracey is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Cetera. He has been associated with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of advisory work, he owns and operates tax preparation services and serves as a church elder at Kindred Outreach Ministries Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individual, institutional, and retirement plan clients. The firm offers a multi-manager platform with diverse portfolio management options and financial planning services.

Ara Malazian is a CFP® professional with 31 years of industry experience currently with LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation for 14 years and has owned AGM Enterprises, a technology consulting business, since 1991. He also serves as an instructor at the University of California, Irvine, and works as an independent appraiser. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Cassra Mashkouri is a financial advisor at LPL Financial with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at institutions including JPMorgan Chase Bank, J.P. Morgan Securities, and Wells Fargo. Mashkouri is also a licensed notary and has been affiliated with SchoolsFirst Credit Union since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Anita Dougherty is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She previously worked at Morgan Stanley for nine years before joining Wells Fargo Clearing in 2022. Outside of her advisory role, she serves as a trustee for her parents' trust in Long Beach, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.