Kevin Han is a financial advisor with OSAIC, holding a Series 66 license and 18 years of industry experience. His prior roles include positions at Woodbury Financial Services, Questar Asset Management, and Wells Fargo. He is also president of Cornerstone Financial Planning, a corporation focused on marketing and business planning for his advisory practice. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and multiple program options, supported by a complex affiliate network and private-equity ownership.

Shuping Shen is a financial advisor at J.P. Morgan Securities in Irvine, CA, with four years of industry experience. Shen holds a Series 66 designation and has previously worked at JPMC BANK NA, Wells Fargo Clearing, and UNIS. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research with a forward-looking approach, incorporating ESG considerations and a range of investment strategies.

Ryan Ptak is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at Accenture, Google, and the US House of Representatives. Ryan also attended The University of Texas at Austin. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative screening and qualitative research using forward-looking capital market assumptions.

Stephanie Tenborg is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of experience in the industry. Her background includes roles at various firms and businesses such as Wag, Baekjeong, Bru, Brio, and Mimis Cafe. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Izamar Perez is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2022, Perez worked at CUNA Brokerage Services, Inc. and SchoolsFirst Federal Credit Union, where they have been involved since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advisor-facing tools and a broad set of non-advisory financial services.

Richard Boyd is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior experience includes roles at New York Life Securities and Ameriprise Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a systematic investment approach.

Phillip Orr is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He worked at Signator Investors, Inc. for 32 years before joining Osaic in 2018. Outside of his advisory role, he is an author and photographer specializing in World War II archaeological publications, serves as secretary on the board of a nonprofit radio station, coaches track and field in Riverside, and manages a scholarship fund for local high school athletes. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by various tools and strategies including Unified Managed Accounts and third-party manager programs.

Frank Wu is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 39 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets. He serves as a dispute resolution arbitrator with FINRA, dedicating one hour per month to this activity outside of trading hours. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics to support diversified investment solutions and offers a broad range of financial products and services through its bank and insurance affiliates.

Songhee Hong is a financial advisor at J.P. Morgan Securities in Irvine, CA, holding a Series 66 designation with two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Hong worked at Merrill and Bank of America. Hong also participated in the LA Korean Festival in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm's advisory program delivers non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Brandi Evans Padilla is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2015. Outside of her advisory role, she owns Kona Butterflyz, which provides ADHD coaching and tutoring for securities licensing exam preparation. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Richard Ratz is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has worked at LPL Financial since 2021 and previously spent over a decade with Waddell & Reed, Inc. and various insurance carriers. Outside of advising, he has been involved in real estate rental and investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Spoo is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Merrill and Girard Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and incorporates an ESG eligibility framework.

Jon Massey is a financial advisor with OSAIC Wealth, Inc., holding the ChFC® and Series 63 credentials and bringing 29 years of industry experience. He previously worked at Mariner Independent Advisor Network, LPL Financial, and National Planning Corporation. Massey serves as president of Plan With Providence, LLC, which supports his advisory operations, and is a board member of Lamb’s Fellowship Church, a nonprofit organization. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by a broad range of managed account programs and consulting services.

Frank Kuo is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 66 and Series 63 licenses and 12 years of industry experience. His prior work includes roles at JPMorgan Chase Bank, Uber, Lyft, and Royal Black USA Inc. He has a 20% ownership interest in a restaurant business, Chefs Kitchen, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Griffin Kang is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. Before joining Schwab, he held positions at Charles Schwab Bank, Waco Surf and Hotel, and Baylor University Life Center, following eight years focused on full-time education. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Ken Jo is a CFP® credentialed financial advisor at Fidelity with five years of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities LLC, New York Life Insurance Company, and Irvine IHC Inc. He is currently with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Jason Galardy is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds the Series 66 designation and has worked at firms including Goldman Sachs Wealth Services and FSC Securities Corporation. Outside of his advisory role, he is involved with NETTWORTH FINANCIAL GROUP. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals. The firm offers access to multiple platforms, third-party advisers, and proprietary model strategies.

Xiude Chen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting with a non-discretionary approach.

Ara Malazian is a CFP® professional with 31 years of industry experience currently with LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation for 14 years and has owned AGM Enterprises, a technology consulting business, since 1991. He also serves as an instructor at the University of California, Irvine, and works as an independent appraiser. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Zhiwei Jiang is a financial advisor at Edward Jones in Irvine, CA, holding Series 66 and Series 63 licenses with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Raymond James Financial Services, Great Pacific Securities, and New Frontier Group. Jiang also has an academic background at the University of California, Riverside. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.