Douglas Brady is a financial advisor with UBS Financial Services in Los Gatos, CA, holding a Series 63 designation and 30 years of industry experience. He has worked at Morgan Stanley in various capacities from 2012 to 2022 before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and access to proprietary research to tailor strategies to client goals and risk tolerances.

Harry Saputra is an Investment Consultant currently working at Fidelity Investment since 2025. In this role, he assists clients in working toward their financial goals through planning and personalized guidance. Prior to his current position, Harry was a Senior Premier Banker at Wells Fargo Bank from 2022 to 2025 and a Senior Banker at PNC Bank from 2020 to 2022. He holds a California Insurance License. Outside of his professional career, Harry has interests in activities such as visiting the beach, family activities, fitness, food, and movies.

Quang Nguyen is a financial advisor with Charles Schwab in Cupertino, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Charles Schwab Bank, Charles Schwab, TD Ameritrade Investment Management, TD Ameritrade, and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions with a multi-asset model portfolio approach and centralized custody and operational capabilities.

Nicole Anzoategui is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley and its affiliates since 2013. Outside of her advisory role, she is a partner in an energy company and owns several rental properties, though she is not actively involved in their management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Catherine Shen is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 65 and Series 63 licenses and having two years of industry experience. She previously worked at Compass for eight years and has been with Morgan Stanley and its Private Bank division since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning that incorporates structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Vincent Sunzeri is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Pourya Naeimi is a financial advisor at J.P. Morgan Securities with 22 years of industry experience and holds a Series 66 designation. His prior roles include positions at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, supported by a centralized manager solutions team and incorporates ESG criteria in its recommendations.

Nan Lee is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2015. Outside of advising, she is an officer of Chang & Lee Services Inc., a corporation providing UPS shipping and mailbox rental services, and is involved as a member in Atomy America, Inc., which operates online network marketing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Aldo Severson is a CFP® with eight years of industry experience, currently affiliated with J.P. Morgan Securities in Palo Alto, CA. His career includes roles at J.P. Morgan Chase Bank, First Republic Investment Management, Northwestern Mutual, and UBS. Outside of financial advising, he is a 50% owner of Happy Pals, LLC, a non-financial business engaged in selling products online. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, offering non-discretionary, written asset allocation advice and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate ESG criteria, with implementation support from affiliated entities.

Hug Manzano Gomez is a Series 66-licensed financial advisor with Morgan Stanley in Menlo Park, CA, bringing 15 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he serves as a business ambassador for ACCIO, promoting Catalonia abroad within the U.S. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools without providing individual security recommendations in standalone plans.

Alexander Clark is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients in the Bay Area to develop tailored financial strategies focused on asset allocation and long-term growth. His approach emphasizes understanding each client's individual goals and priorities to provide personalized advice across a range of areas, including equity compensation services, legacy planning, liquidity management, managing new wealth, tax minimization, and retirement income. Clark holds a Personal Investment Advisor (PIA) designation and earned his High School Diploma from Oceana High School. Through Merrill's platform, he offers clients access to a comprehensive suite of financial resources, including banking, credit, home financing, and small business solutions. Outside of his professional role, Clark enjoys baseball, football, music, reading, singing, spending time with family, and watching movies.

Brandon Francis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to his current role, he held positions at Agero Roadside Assistance, the Nehemiah Community Empowerment Center, and Chick-fil-A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs, and it serves a diverse range of investors through discretionary and non-discretionary advisory services.

Megan Araujo is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Sylvia Rivera is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Dan Flores is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Flores serves on the board of the Mounted Patrol Foundation of San Mateo County, a community organization supporting equestrian initiatives and youth programs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients in financial decision-making.

Ran Zhou is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 14 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017, following prior roles at Bank of America and Merrill. Outside of his advisory work, he is a sole proprietor of rental property management in Alameda and San Mateo, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Daniel Rave is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 65 and Series 66 designations. His prior roles include eight years at Wells Fargo Clearing and seven years at Wells Fargo Investments, LLC. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across multiple asset classes.

Michael Mckay is a Senior Financial Advisor at Merrill Lynch Wealth Management based in San Jose, CA. He has been involved in investing for 20 years across financial markets, real estate, and small businesses. His professional focus includes working with small and medium-sized businesses in the Higher Education industry, providing financial and wealth management strategies, financial education, retirement planning, and portfolio construction and management. Michael holds a Master's Degree in Personal Financial Planning from the College for Financial Planning and a Bachelor's Degree in Business Finance from San Diego State University. He possesses professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his wife have lived in Sunnyvale for more than eighteen years, raising their two sons. Michael has served as a Board member with the American Youth Soccer Association (AYSO) Region 44, acting as Community Program Outreach Director, reflecting his involvement in community activities related to youth soccer.

Ngan Liang is a Vice President and Financial Consultant at Fidelity Investments, where he currently works to provide financial advice tailored to clients' individual goals. He joined Fidelity in 2023, bringing with him extensive experience from his previous role as Vice President and Financial Solutions Advisor at Bank of America Merrill Edge, where he worked from 2012 to 2023. Ngan holds a California Insurance License, supporting his expertise in financial consulting and investment strategies. Outside of his professional work, he engages in personal interests such as cooking and baking, participating in family activities, social events with friends, hiking, caring for pets, and traveling.

Patrick Ho is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has previously worked as a Private Client Advisor at J.P. Morgan Chase Bank, N.A. from 2018 to 2019 and as a Financial Advisor at J.P. Morgan Securities, LLC from 2017 to 2018. Patrick focuses on building strong relationships with clients to develop financial plans tailored to their unique needs. He holds a California Insurance License. Patrick's approach emphasizes understanding what is important to his clients and their families to collaboratively create effective financial strategies.