Scott Langguth is a financial advisor at Strategic Finance & Management, LLC with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Strategic Finance & Management since 2014. Outside of advising, he performs financial analysis and planning through Sigma Planning Corporation and prepares taxes for family members. Strategic Finance & Management is an independent investment adviser serving individual investors and various institutional clients. The firm offers personalized portfolio management, financial planning, consulting, and estate management, combining fundamental, technical, and cyclical analysis in its investment approach.

Brendan Koors is a financial advisor at Athyra Financial Partners in Cincinnati, OH. He holds a Series 65 designation and has no prior industry experience. Before entering the financial advisory field, he worked at Saint-Gobain and International Paper and was a full-time student for five years. Athyra Financial Partners is an independent, fee-only fiduciary serving individuals, families, and a select range of institutional and nonprofit clients. The firm employs globally diversified, low-cost portfolios primarily using ETFs and mutual funds and follows a buy-and-hold investment approach with periodic rebalancing.

Marc Werres is a financial advisor at Hinde Group LLC in San Francisco, CA, holding a Series 65 designation with 16 years of industry experience. He has been with Hinde Group since 2015. Hinde Group provides discretionary investment management to individual and institutional clients through separately managed accounts, focusing on a value-oriented, concentrated equity strategy with multi-year holding periods. The firm employs primary fundamental research and uses derivatives, leverage, and cash allocations as risk-management tools, serving a small client base with portfolio management for pooled investment vehicles and offering detailed performance reporting.

Elijah has been a fee-only financial planner for over eight years. In 2025, he started Essa Financial to provide transparent and client-centric financial advice to folks in the Louisville community and beyond. As a teacher, Elijah’s favorite part about being a financial planner is communicating complex planning topics to clients in ways that are more easily understood. He enjoys the education aspect of being a planner, especially in a one-on-one environment. He values deep relationships with clients, and is always willing to listen and learn. He also believes exceptional client service (and swift communication) is the cornerstone of financial planning. Elijah is actively involved in the profession. He is an active volunteer with the National Association of Personal Financial Advisors (NAPFA), having previously served on their Genesis board for young advisors for five years and currently serving on the South Region board as the Membership Chair. He also reviews scholarship applications for the CFP Board Center for Financial Planning, which provides assistance to qualified candidates for the CFP® exam. In addition to his role as a planner, Elijah teaches part-time as an adjunct professor at the University of Louisville. Elijah resides in Louisville with his wife, Sarah, and dogs, Landon and Korra. Aside from financial planning and teaching, Elijah spends his time frequenting local coffee shops, running (short distances) around his neighborhood, playing video games, watching the Minnesota Timberwolves, and of course, spending time with friends and family.

Scott McCarthy is a CFP® credentialed advisor with five years of experience at Cambridge Advisors, LLC. He has held roles at Cambridge Consulting, Inc. and Cadaret, Grant & Co., Inc., among others, spanning over a decade. In addition to his advisory work, he serves as a trustee and manages investments for several family and client trusts. Cambridge Advisors, LLC provides fee-based investment advisory and financial planning services to individuals, businesses, trusts, and pension plans. The firm employs a disciplined asset allocation approach, offering discretionary and non-discretionary portfolio management, alternative investment recommendations, and retirement plan consulting, supported by access to model portfolios through Orion and Envestnet.

Robert Bunnen Jr. is the sole advisor at Bunnen Financial Management LLC in Atlanta, GA. He holds a Series 65 designation and has 25 years of industry experience, including long tenures at Victory Capital Advisers, Inc. and Victory Capital Management from 1993 to the present. Bunnen Financial Management LLC offers personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm uses a strategic asset allocation approach with a core-and-satellite structure, emphasizing passive index and ETF strategies complemented by selective active management, serving primarily a small roster of larger, high-asset clients and institutional entities.

Michael Guarracino is the sole advisor at MG Financial Management, LLC, an independent registered investment adviser based in Doylestown, PA. He holds Series 63 and Series 65 designations and has 15 years of industry experience, including six years at Concert Wealth Management, Inc. He serves as a board member of Forest Grove Presbyterian Church. MG Financial Management provides financial planning and discretionary portfolio management to individuals, high-net-worth clients, and charitable organizations. The firm uses a technical-analysis approach to tailor portfolios based on client objectives, time horizons, and risk tolerance, with regular account reviews and a focus on accommodating client-imposed investment restrictions.

Andrew Young is a Series 65-licensed financial advisor with six years of industry experience. He is the founder of Young Financial Planning LLC and previously worked at Whitaker-Myers Wealth Managers, Ltd. and JP Morgan Chase & Co. Young Financial Planning LLC provides wealth management and financial planning services to individuals, high-net-worth clients, employer-sponsored retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, retirement plan consulting, written financial plans, and educational seminars, employing an investment approach that combines passive and active strategies based on modern portfolio theory.

Nilesh Saldanha is a financial advisor at LN Capital Management LLC in New York, NY. He holds a Series 65 designation and has four years of industry experience. Prior to founding LN Capital Management in 2019, he spent 14 years at Van Cleef, Jordan and Wood, Inc. LN Capital Management LLC is an independent registered investment adviser that provides discretionary portfolio management through separately managed accounts. The firm serves individuals, trusts, estates, corporate entities, pension and profit-sharing plans, and other institutional clients, employing a value-oriented investment strategy focused on long-term capital appreciation across global equities, credit, and fixed-income instruments.

Timothy Minneci is the sole advisor at Timothy C. Minneci, an independent firm based in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His prior work includes roles at Paramax Securities, LLC, and Paramax Corporation. Outside of financial advising, he is a partner in Island Estates Home Watch LLC, a property management service for owners with multiple residences. The firm provides financial planning and asset allocation advice to individuals, trusts, estates, corporations, and retirement plans without holding client funds or managing individual securities. Its approach involves goal analysis and written recommendations, often referring clients to outside managers for implementation.

Devang Patel is a financial advisor at Rewbix with a Series 65 credential and two years of industry experience. He has been associated with DJP MD PLLC since 2013. Outside of his advisory role, he serves as a director at Rewbix Real Estate Investments LLC, where he oversees property management issues. Rewbix AI Investments LLC is an independent, internet-based advisory firm that provides AI-driven portfolio management and related services to individual, retail, qualified, and accredited investors. The firm uses machine-learning algorithms to generate buy and sell recommendations and operates on a non-discretionary basis, with plans to introduce discretionary trade execution and token-based fees.

Siva Kumar is the sole advisor at Serene Growth Partners LLC in San Diego, CA. He holds a Series 65 designation and has 10 years of industry experience. Kumar is also the managing member of Zen Trading LLC, an investment-related business where he provides portfolio management services. Serene Growth Partners is an independent investment adviser serving high-net-worth individuals with discretionary asset management and ongoing portfolio supervision. The firm employs a combination of fundamental, technical, and charting analysis across long- and short-term strategies, and offers several alternative fee structures including performance-based fees for qualified clients.

John Bernstein is the sole advisor at Bernstein Financial Advisory in Minneapolis, MN, holding a Series 65 credential with seven years of industry experience. He founded and has operated the firm since 2019, with a prior three-year period away from the industry. Bernstein Financial Advisory provides portfolio management and financial planning services tailored to individuals, high-net-worth clients, entrepreneurs, small business owners, charitable organizations, and other business entities. The firm employs fundamental analysis, long-term purchase strategies, and option writing, offering both discretionary and non-discretionary account management, as well as free public educational seminars and workshops.

Jennifer Logan is a financial advisor at Chisholm Financial Planning & Investments with 16 years of industry experience. She holds the Series 66 designation and has previously worked at firms including Woodbury Financial Services and Securities America Advisors. In addition to her financial advisory work, Logan is a licensed attorney who performs trust and estate planning for family and close friends. Chisholm Financial Planning & Investments serves individual clients with fee-based, non-discretionary asset management and financial planning. The firm offers tailored investment strategies and educational workshops, managing approximately $47 million in client assets.

Patricia Howe is the sole advisor at Howe Financial Advisory, LLC, an independent firm based in Seattle, WA. She holds the CFP® designation and Series 63 and 66 licenses, with 22 years of industry experience. Her prior experience includes roles at Morgan Stanley and her own Registered Investment Advisor office. Howe Financial Advisory provides personal financial consulting, fee-based planning, and discretionary investment management primarily for high-net-worth individuals and related entities. The firm uses an investment approach based on Modern Portfolio Theory, focusing on asset allocation, diversification, and cost-effective implementation with an emphasis on individual bonds, ETFs, and mutual funds.

Vitaly Veksler is a CFA® charterholder and holds a Series 66 license, with 12 years of industry experience. He has been the sole advisor at Beyond Borders Investment Strategies, LLC since 2014. Beyond Borders Investment Strategies, LLC provides discretionary portfolio management to institutional clients and individual investors, including high-net-worth individuals, trusts, and estates. The firm specializes in tax-efficient single-country equity ETFs, employing a country-macro value equity style that focuses on undervalued markets during periods of crisis and aims to support recovery while seeking investment returns.

Douglas Miscoll is a financial advisor at Ravello Partners LLC with 13 years of industry experience. He holds a Series 65 designation and has been with Ravello Partners since 2011. Ravello Partners provides discretionary portfolio management and investment consulting to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm’s investment process is based on fundamental research and typically involves a multi-year holding horizon, with flexibility for tactical adjustments including the use of options and margin.

Bret Rodgers is the sole advisor at Rodgers Capital Management, LLC in Canton, OH, holding a Series 66 designation with 14 years of industry experience. He also works as a disability aide, assisting handicapped individuals with daily activities. Rodgers Capital Management is an independent, state-registered investment adviser serving individual and charitable clients through discretionary portfolio management and limited consulting. The firm uses a statistical investment approach focused on volatility-correlation analysis across various asset classes and implements strategies including ETFs, equities, fixed income, and selective options hedging.

Jubin Keyvan is a CFP® professional with 33 years of experience in the financial services industry. He is the president of Profitable Financial Strategies and has held roles at American Portfolios Financial Services and OSAIC. Keyvan also serves as a board member and treasurer for the South Florida Financial Planning Association chapter. Profitable Financial Strategies provides customized financial planning, quantitative analysis, and investment consulting to a small client base including individuals, corporations, pension plans, trusts, and charitable organizations. The firm offers a range of services focused on tailored financial plans without discretionary portfolio management, and operates as a licensed insurance agency alongside its advisory activities.

John Dibello is a financial advisor with Chambers Capital, LLC in Denville, NJ, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Chambers Capital since 2015 and was previously with Precision Financial Services for one year. Chambers Capital, LLC is an independent registered investment adviser that provides discretionary portfolio management primarily to individual and high-net-worth clients. The firm employs a quantitatively driven “all-weather” investment strategy across equities, fixed income, commodities, and options, incorporating both long- and short-term trading and options strategies.