Ryan Meirose is a Series 66-licensed financial advisor with Morgan Stanley in Palo Alto, CA, and has three years of industry experience. He previously worked at BMO Family Office and held positions across several other companies including California People Service and Simon Property Group. Outside of his advisory role, Meirose is involved with Backlit People LLC, an art and culture-focused business. Morgan Stanley Wealth Management serves individual and institutional clients through a variety of advisory programs, offering tailored financial planning supported by firm-approved tools and extensive resources.

Rachael Martindale is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at InfoIMAGE Inc and Dijeau Poage Construction. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and proprietary planning tools.

Caroline Angelica Lopez Robles is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at LPL Financial, BMO Harris Bank, JPMorgan Securities LLC, and JPMorgan Chase Bank, N.A. Morgan Stanley Wealth Management is a large institution offering a wide range of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning using approved tools and analytic methods, managing approximately $2.74 trillion in client assets.

Jose Casarez is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at First Republic Bank, Bank of America/Merrill Lynch, and Technology Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Alejandra Venezia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 15 years of industry experience. She has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates centralized due diligence with both quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations.

Jeenchen Chen is a financial advisor with Cetera in Palo Alto, CA, holding the ChFC® designation and Series 63 and 65 licenses, with three years of industry experience. Prior to joining Cetera, Chen held roles in healthcare and insurance firms and has contributed as an academic author in biomedical research. Outside of financial advising, Chen is involved in several medical technology advisory roles and business consulting through Humanity Digital LLC. Cetera Investment Advisers LLC provides a multi-manager platform serving individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers, supporting discretionary and non-discretionary account structures.

Jesse Mares is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 63 designation and over 25 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support its investment approach.

Matthew Curtis is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Theresa Rutledge is a CFP® with 25 years of industry experience, currently serving as an advisor at J.P. Morgan Securities in Palo Alto, CA. Her prior roles include positions at Bank of America, Merrill, Wells Fargo Investments, and First Republic Investment Management. Outside of her advisory work, she is an owner and partner of ShopSense, a technology company developing shopping experiences during broadcast and streaming events, and serves on the Endowment Committee for The Boys & Girls Clubs of the Peninsula. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework in its recommendations.

Aileen Li is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing eight years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2018 and has also worked at Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to inform its diversified investment approach.

Rivka Marom Franco is a Series 66-licensed financial advisor with Morgan Stanley, based in Palo Alto, CA, and brings 24 years of industry experience. She has been with Morgan Stanley and its affiliates since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individual and institutional clients. The firm provides tailored financial planning through structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Mitchel Sherman is a CFP® with four years of industry experience, currently advising at LPL Financial. His prior roles include positions at Martin, Wardin & Eissner Financial Group and Commonwealth Financial Network. Outside of investment advising, he spends part of his time providing tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Wing Yin Lee is a CFP® and CFA® credentialed advisor with nine years of industry experience. She has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2019 and previously held roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. She is based in Palo Alto, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research, incorporates ESG considerations, and delivers services supported by affiliated investment-management entities.

Jiyoung Chung is a financial advisor at Fidelity with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including American Investors Company and StarOne Credit Union. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its use of systematic methodologies, AI-driven research, and its advisory roles to registered investment companies and fund-of-funds.

Sylvie Leon is a Wealth Management Senior Relationship Manager at Fidelity Investments. In her current role, she serves as an advocate for families pursuing their retirement or investment goals, focusing on providing personalized experiences by leveraging the firm's resources. She emphasizes deepening client relationships through regular outreach and collaboration with partners and subject matter experts to identify appropriate strategies. Ms. Leon has held various roles within Fidelity Investments since 2024, including Planning Consultant and Relationship Manager. Prior to joining Fidelity, she served as Vice President and Client Relationship Manager at Elevon Wealth Management from 2016 to 2023, and as Assistant Vice President and Senior Registered Client Associate at Hitchcock Rosenfield Investment Group Wells Fargo Advisors from 1998 to 2016. She holds a California Insurance License. Outside of her professional responsibilities, Sylvie enjoys art, family activities, movies, music, parenthood, and traveling.

Nicolas Haussecker is a financial advisor with Morgan Stanley, holding a Series 66 credential and bringing 12 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association, since 2015. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of its standalone planning programs.

Danny Chung is a Financial Consultant currently working at Fidelity Investments since 2018. He focuses on assisting clients in making informed decisions about their financial futures by developing and implementing comprehensive financial plans tailored to their goals. His professional experience includes roles as an Investment Consultant at Fidelity Investments from 2016 to 2018, a Financial Advisor at Bank of America Merrill Lynch from 2012 to 2015, a Financial Advisor at Morgan Stanley from 2009 to 2012, and a Fixed Income Specialist at ML Stern & Co. from 2003 to 2009. Danny holds a California Insurance License.

Janice Kwak is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Equitable Advisors, LLC from 2020 to 2022 and spent 12 years at Nike, Inc. Outside of her advisory role, she is involved with EXP Realty, LLC / MORE Realty, LLC since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery and firm-approved tools but does not include individual security recommendations within standalone plans.

Jeffrey Buk is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he owns a vehicle import business in Montana. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors, offering both brokerage and advisory solutions.

Michael Bernier is a Series 63-licensed financial advisor at LPL Financial in Milpitas, CA, with 34 years of industry experience. He previously worked at Western International Securities, Inc. for 28 years before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of investment adviser representatives using both proprietary and third-party strategies.