Tommy Huynh is a Certified Financial Planner (CFP®) with 10 years of industry experience. He is currently affiliated with Morgan Stanley, where he has worked since 2022, following prior roles at Citigroup and JP Morgan. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Anthony Ricardo is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. His previous roles include positions at Citigroup, Wells Fargo, and Bank of America. Outside of advisory work, he owns and operates Kheystone Management Company and Kheystone Training, which provide commercial property management and equine services, and serves as secretary on the board of a nonprofit religious education organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Santiago Manrique Parra is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 credential and has previously worked at Bank of America, Merrill, and several other firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools to assist clients.

Hector Murillo is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2013, also working at JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brandon Cheng is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services since 2019, with prior roles at Patelco Credit Union, CUSO Financial Services, and Gray Matter Elite. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and advises multiple registered investment companies.

Chloe Mc Kenna is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2021. Prior to her finance career, she was affiliated with the University of Colorado Boulder and San Ramon Valley High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that uses firm-approved tools and methodologies to model potential outcomes.

Raymond Jung is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation from 1986 to 2025 before joining OSAIC. He holds the Series 63 designation. Outside of his advisory role, he is involved in managing and owning several rental properties through family trusts. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services. The firm employs various asset-allocation tools and supports multiple advisory platforms, including third-party managed-account solutions.

Ying Zhang is a financial advisor at UBS Financial Services with 34 years of industry experience. She has held her current position since 2012. Zhang holds a Series 63 designation and is based in Danville, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jack Hollmeyer is a financial advisor with Raymond James Financial, holding a Series 66 designation and two years of industry experience. He has worked with Raymond James Financial Services Advisors, Inc. since 2024 and previously with Northwestern Mutual Investment Services. Outside of advisory roles, Hollmeyer has experience in basketball coaching and support roles within community recreation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm employs analytical tools for tailored, non-discretionary advice and supports a broad advisor network with programs that include municipal and public finance services.

Meng Hok is a financial advisor with J.P. Morgan Securities in Redwood City, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with JPMorgan Chase Bank and JP Morgan Securities LLC since 2017. Outside of his financial advisory role, Meng works as part of the production team for Sabaidee Fest, an annual Southeast Asian music and cultural festival in the United States. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Evelyn Huey is a financial advisor with LPL Financial in Fremont, CA, holding Series 63, 65, and 66 licenses and with 26 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith from 2013 to 2017 and has been with LPL Financial and Fremont Bank since 2017. Evelyn is also a commissioned notary in the State of California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services supported by proprietary and third-party research and employs both discretionary and non-discretionary management strategies.

Megan Lee is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. She previously worked at United States Liability Insurance and has a background that includes full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary management options with a focus on multi-asset portfolios and alternative investment due diligence.

Liming Cai is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2015, also maintaining a role at JPMorgan Chase Bank since 2009. Prior to his current position, he worked at In Home Supportive Services from 2017 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Hunter Risbeck is a financial advisor with LPL Financial holding a Series 66 designation and one year of industry experience. His prior work includes roles at Royal Ambulance and teaching positions at Chabot College and San Francisco State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutional clients, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Donna Andrews is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets starting in 1999. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

John Yeager is a financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2006 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital market insights.

Desiree Wodicker is a financial advisor at LPL Financial with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Ameriprise Financial Services. Outside of her advisory role, she has independent contractor positions, including work with Instagram and marketing-related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management, model portfolios, and institutional client solutions.

Nishan Pant is a financial advisor with LPL Financial, holding a Series 66 designation and based in San Lorenzo, CA. He has worked in the financial services industry since 2022, with prior experience at BMO Bank N.A., Bank of the West, and Century Commercial Bank Limited. From 2016 to 2021, he was affiliated with Tribhuvan University, Shanker Dev Campus. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolio management, incorporating both discretionary and non-discretionary strategies supported by internal and third-party research.

Richard Daum Jr. is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Morgan Stanley and its associated entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers a broad range of retail and institutional investment services.

Robert Mclalan Jr. is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and 45 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and also with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.