Jeffrey Limeta is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Before joining Fidelity in 2025, he worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities from 2023 to 2025, and prior to that was employed at Cover Financial. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients. Its investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering diversified model portfolios composed of mutual funds, ETFs, and ETPs.

Tristan Ludwig serves as Vice President and Financial Consultant. He has been with Fidelity Investments since 2015 in this role. Prior to that, he worked as a Financial Consultant at E*TRADE Financial from 2012 to 2015. Tristan focuses on retirement planning and tax-efficient investment strategies. He emphasizes working closely with clients to understand their individual financial goals and collaborates with them to develop personalized financial plans. He also provides regular reviews to keep clients informed about current risks and opportunities in the economic landscape. Tristan holds a California Insurance License.

Jackson Aguilar is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has held roles at institutions including JPMorgan Chase Bank, Creative Arts Charter School, and Zeta Consulting Executive Search. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program emphasizes a non-discretionary advisory process supported by centralized due diligence and incorporates a broad set of investment capabilities including derivatives and commodities.

Bryce McConnell is a financial advisor at Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 credentials with 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs that include tailored financial planning and extensive investment services. The firm uses structured planning tools and models to assist clients and manages approximately $2.74 trillion in client assets.

Juliette Browne is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2025. She has held prior roles at Intellectus Partners, Jefferies, and Fortress Investment Group. Outside of her advisory work, she is involved with Steps Lacrosse and has teaching experience at Stanford University and Sacred Heart Preparatory School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies serving individuals, high-net-worth clients, and institutional accounts.

William Marshall is a financial advisor with RBC Capital Markets based in San Francisco, CA. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. Prior to his current role, he has worked at City National Bank since 2016 and RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with customizable investment strategies and portfolio management services supported by in-house and third-party managers.

Marygrace Elizondo is a CFP® professional with 38 years of industry experience, currently serving as an advisor at LPL Financial since 2001. She operates Whitecap Insurance Services, an insurance agency she co-manages with her husband, who is a commercial insurance broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Elizabeth Garcia is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at firms including First Republic Securities Company and J.P. Morgan Securities. Garcia currently serves clients in the San Francisco, CA area. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery conversations and firm-approved tools to model outcomes, serving primarily in an advisory capacity.

Shawn Travers is a financial advisor at Morgan Stanley with 26 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Investments, and UBS Financial Services. He is based in San Rafael, California. Morgan Stanley Wealth Management is an investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm employs a structured planning process using firm-approved tools and offers a broad array of retail and institutional investment solutions.

Jennifer Tokioka is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2016 to 2021. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and models to assist clients.

Dustin Brown is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets and City National Bank in multiple roles since 2009. Outside of finance, he hosts events for Russian River Brewing Company’s annual release of Pliney the Younger and provides dog care services independently. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies supported by a combination of in-house and third-party managers.

Norman Epstein is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Joe Cline is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and All of Us Securities, LLC. Outside of his advisory work, he serves as a finance council member for St. Hilary Church, a religious school in Tiburon, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized offerings such as business-owner transition planning and special-needs analysis.

Laurel Norris is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 credential and four years of industry experience. Her prior work includes positions at First Republic Securities Company, First Republic Investment Management, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program supported by centralized due diligence and a manager solutions team.

Nicole Lee is a Series 66 licensed financial advisor with Morgan Stanley in San Francisco, CA, and has four years of industry experience. She has been with Morgan Stanley since 2022 and previously attended the University of the Pacific. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides advisory services through its Financial Advisors and Estate Planning Strategies Group.

Ardi Movassaghi is a Financial Consultant at Fidelity Investments, a position held since 2024. He has a professional background spanning 19 years in financial services, with experience at multiple institutions including Fidelity Investments, Stifel, Merrill Lynch, Morgan Stanley, and Bank of America. His roles have encompassed financial consulting, investment consulting, financial advising, portfolio analysis, and financial center management. Throughout his career, Ardi has focused on developing tailored financial plans by understanding clients' objectives and utilizing a broad range of financial strategies and resources. He holds a California Insurance License, supporting his ability to provide comprehensive financial services. His long-term experience positions him to assist clients in aligning their financial decisions with their future goals.

Brooke Cilley is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to her current role, she worked at Five9, FabFitFun, World Cup Soccer Camps & Clinics, Temmerman, Cilley, Kohlmann & Norcia, LLP, and attended the University of Michigan. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment solutions.

Tatiana Bustamante Rodriguez is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on building meaningful client relationships by understanding their financial goals and providing guidance on strategies related to general investing, retirement planning, and saving for unforeseen events. Tatiana's approach includes offering access to Bank of America specialists for banking, credit, home financing, and small business solutions, ensuring comprehensive financial support for her clients. Her areas of expertise include education planning, family wealth management strategies, investment consulting for defined contribution plans, employee financial health, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Tatiana holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. She earned a Master's Degree from the University of Redlands and a Bachelor's Degree from the University of California System. Tatiana is bilingual in English and Spanish and is a member of the professional organization HOLA. She is involved in community activities through Habitat for Humanity. Outside of her professional work, her personal interests include biking, cooking, hiking, music, running, soccer, spending time with family, tennis, watching movies, and yoga.

Tzipora Henig currently serves as Vice President Private Wealth Management Advisor. She has held this position since 2026. Prior to this role, she worked as a Financial Consultant at Fidelity Investments from 2022 to 2026 and as a Planning Consultant at Fidelity Investments from 2021 to 2022. Her professional experience also includes positions as Head of Advisory Team at ForUsAll from 2019 to 2021 and Manager of Account Support at Human Interest from 2018 to 2019. Tzipora holds a California Insurance License. She is committed to understanding the priorities of her clients to partner with them effectively in achieving their financial goals. She works collaboratively with clients to develop and implement comprehensive, individualized financial plans that align with their core values and beliefs.

Damian Hedley is a Private Wealth Manager with Merrill Private Wealth Management. He advises a select group of ultra-high-net-worth individuals and families, providing coordination and leadership across various aspects of their wealth management. Damian’s expertise includes advising business owners, particularly those considering an exit or who have monetized their businesses. He also works with C-suite executives, assisting with compensation optimization, managing concentrated and restricted stock strategies, and planning for intergenerational wealth transfer.