Kelley Grimes is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Zachary Gomez is a financial advisor at Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses. He has one year of industry experience and previously worked at Safe Credit Union, Best Buy, O'Reillys Auto Parts, Intech Mechanical, and Kids Camp. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Kevin Cueva is a financial advisor at Morgan Stanley with 10 years of industry experience. He has held positions at Morgan Stanley Private Bank, J.P. Morgan Securities, and J.P. Morgan Chase. He holds Series 63 and Series 66 licenses and is based in Sacramento, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and various investment strategies.

Annette Holt is a financial advisor with Raymond James Financial Services Advisors, Inc. in Roseville, CA, holding a Series 66 designation and bringing 19 years of industry experience. She has worked with Tri Counties Bank since 2016, where she serves as Operations Supervisor and Branch Manager Delegate, assisting advisors and providing client services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and encourages implementation through various advisory programs while supporting municipal and public finance work through a unique affiliated municipal advisor.

Joshua Rienks is a financial advisor at Edward Jones with 20 years of industry experience. He holds a Series 66 designation and previously worked at Franklin Distributors, LLC / Franklin Templeton Financial Services and Advisors Asset Management, Inc. Outside of his advisory work, Rienks is the owner and artist of JDR Artworks, a business focused on commissioned art and art shows. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment options through a nationwide network of financial advisors.

James Biasotti is a financial advisor with OSAIC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. Biasotti operates The Sportsman's Financial Advisor, where he also teaches Social Security and Medicare planning classes at a local community college. Additionally, he serves as co-trustee on a family trust and is a volunteer manager and part owner of a local hunting club. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to multiple third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across a wide variety of asset classes.

Darrell Cleland is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team, delivering tailored, algorithm-supported advice primarily for clients with Ameriprise-managed accounts.

Margaret Lunsford is a financial advisor at Robert W. Baird & Co. with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Robert W. Baird since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. The DDK Group at Robert W. Baird & Co. serves individual, corporate, pension, and charitable clients through comprehensive wealth management services, including financial planning, portfolio management, and separately managed account programs. The firm uses a combination of manager-traded and model-traded strategies supported by internal research and technology, managing approximately $394 billion in regulatory assets.

Aryan Manchanda is a financial advisor at OSAIC with three years of industry experience and holds a Series 66 designation. He previously worked at Lincoln Financial Advisors and has supported financial planning efforts through a role as a financial paraplanner at Retirement Security Centers. Manchanda has also been employed at Sierra College for nine years alongside his advisory career. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through a large network of advisers and employs a range of asset-allocation tools, third-party money managers, and unified managed accounts to construct portfolios across various asset classes.

Claudia Seelbach is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill and Bank of America N.A. since 2022 and previously worked at Bank of America N.A. from 2011 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Caraveo Jr. is a financial advisor at Wells Fargo Clearing with four years of industry experience and holds a Series 66 designation. His prior work includes roles at U.S. Bancorp Investments, Bank of America, Merrill, and Wells Fargo Bank. He serves as a volunteer board member for the Rancho Cordova Little League, assisting with volunteer recruitment and business sponsorships. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Ross Johnson is a financial advisor at Thrivent Investment Management with 16 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial and its predecessor entities since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based planning across various financial topics and allows clients to integrate planning with managed-account services while keeping them separate.

Jeanne Lease is a financial advisor with Edward Jones in Sacramento, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, she worked at Northern Arizona University and has experience in event coordination and the hospitality industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a nationwide network of financial advisors and branch offices.

Ryan Fisher is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 66 licenses and 22 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jace Koehn is a financial advisor with OSAIC Wealth, Inc. in Sacramento, CA. He holds a Series 66 designation and has been with OSAIC Wealth and Retirement Security Centers since 2025. His prior experience includes roles in several restaurant groups and educational institutions. OSAIC Wealth, Inc. serves a diverse range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that may include various investment types on both discretionary and non-discretionary bases.

Lisa Haygood is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm‑approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services including wrap programs and access to affiliated investment vehicles.

Hyong Leung is a financial advisor with LPL Enterprise holding a Series 66 designation and four years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC, as well as self-employment and work at Ivoclar Vivadent. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, and third-party asset management, utilizing an integrated platform that combines adviser programs with the sale of other financial products.

Pamela Rosse is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses, and has 31 years of industry experience. She has been with Cetera and its affiliated entities since 2016 and also serves as a client services manager at Gba Wealth Group. Outside of her advisory roles, she acts as co-trustee and holds durable power of attorney for financial management and personal care decisions for her mother. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm provides a range of portfolio management, financial planning, and retirement services, with over 10,000 advisors and more than $256 billion in assets under management.

Randi O'Neill is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo in various capacities since 2009, with a brief tenure at Merrill in 2015-2016. Outside of her advisory role, she serves as treasurer for the Bella Vista High School Boys Basketball Program in Fair Oaks, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu tailored to clients who meet a net-worth threshold, using proprietary research and tools to develop customized recommendations.

Devon Robb is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise in Roseville, CA since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. from 2011 to 2020. He also works as an online instructor for OLL Services LLC, teaching a financial management class affiliated with BYU-Idaho. Ameriprise is an institutional firm that provides retirement-income planning services primarily for clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement recommendations supported by a centralized consulting team.