Jorge Pereira is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Triad Advisors, Resources Investment Advisors, OneDigital, Chepenik Financial, and LPL Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services, combining non-discretionary advice with access to discretionary separately managed accounts. The firm is notable for its scale, integrated operational structure, and specialized alternative investment offerings.

Alexander Livingston is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Apex Systems, Amazon, and Hilton Worldwide. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Amit Patel is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held positions at Celine, BNY Mellon, and National Due Diligence Services. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office and global resources to tailor strategies to clients' goals and risk tolerances.

Frank Liccardo is a CFP®-credentialed financial advisor with 12 years of industry experience, currently with Charles Schwab. His prior experience includes roles at TD Ameritrade and Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Conrado Santiago is a CFP®-certified financial advisor with Ameriprise in Orlando, FL, bringing 35 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Santiago serves on the Board of Directors for Prospera, where he is a member of the Finance & Audit Committee. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Derric Hoover is a Financial Consultant currently working at Fidelity Investments since 2021. In this role, he partners with clients to develop customized financial plans tailored to meet their families' unique needs, focusing on strategies to grow, protect, and distribute wealth across generations. Prior to his current position, Derric held the role of Senior Wealth Advisor at TD Ameritrade from 2017 to 2021 and at USAA from 2012 to 2017. His professional experience includes wealth advising and financial consulting, with an emphasis on creating and improving financial plans. Additional details regarding his education, credentials, personal interests, or community involvement have not been provided.

Kristen Bellamy is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She previously worked at UBS Financial Services Inc for 12 years before joining Morgan Stanley Smith Barney LLC. Outside of her advisory role, she serves as Secretary and a board member for the Alaqua Lakes Community Association in Longwood, FL. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and the Global Investment Committee’s return estimates.

Daryl Emerson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies to help clients pursue their long-term goals by gaining a comprehensive understanding of their financial situations. Daryl leverages insights from Merrill and the resources of Bank of America to provide customized wealth management and lending solutions. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor’s Degree from the University of Central Florida. Daryl is engaged in community activities and volunteers with organizations in the areas he serves, reflecting his commitment to the Merrill tradition of community participation.

Melissa Devolve is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on wealth planning. She leverages the resources of Merrill Lynch and her extensive experience to develop customized financial roadmaps for families, emphasizing retirement and education planning, estate planning, and collaboration with clients' tax and legal professionals. Melissa began her career at Merrill Lynch Wealth Management immediately after earning her Bachelor's Degree from Eastern Connecticut State University. After initial years building her practice, she temporarily paused her career to focus on family. She rejoined Merrill Lynch in 2015 with renewed commitment, serving clients across generations including legacy clients and their descendants. Her expertise encompasses education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, women and wealth, and retirement income. Certified as a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), Melissa brings a comprehensive skill set to her advisory role. Outside of work, she is married with two adult sons and is involved with organizations such as Children's Hospital Colorado, Gary Sinise Foundation Snowball Express, and Make-A-Wish Foundation. Her personal interests include biking, gymnastics, music, scrapbooking, skiing, spending time with family, traveling, and watching movies.

Matthew Weston is a financial advisor with Edward Jones in Longwood, FL, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1990. Outside of his advisory work, he is a limited partner in family farming partnerships that oversee agricultural production. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a range of investment advisory programs, discretionary and non-discretionary strategies, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

George Rariden III is a ChFC® credentialed financial advisor with 33 years of industry experience. He is the principal of Rariden Investment Advisors, LLC, an independent firm he has operated since 2010. He also engages in tax preparation and accounting through Rariden & Associates, LLC. Rariden Investment Advisors serves individual clients, focusing on personalized investment management and financial planning.

Jeffrey Moss is the sole advisor at Moss & Company, P.A., an independent firm based in Maitland, FL. He holds a Series 65 designation and has 28 years of industry experience, having been with Moss & Company since 1991. In addition to his advisory work, he provides tax and accounting services to a limited number of clients.

Christopher Grimont Sr. is a financial advisor with CGI Investment Advisers LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with CGI Investment Advisers since 2008. In addition to his advisory role, Mr. Grimont is the principal of CGI Insurance Group LLC, a Florida-licensed insurance agency offering personal and commercial insurance products. CGI Investment Advisers LLC is an independent firm based in Altamonte Springs, FL, with a sole advisor providing personalized investment services.

Richard Reyes is a CFP® professional with 27 years of industry experience. He has been with Wealth & Business Planning Group, LLC since 2008, where he is the sole advisor. Outside of his advisory role, he provides tax preparation, tax planning, and limited insurance sales focused on life, annuity, and long-term care products. Wealth & Business Planning Group, LLC is an independent firm serving clients with comprehensive wealth and business planning services.

Stephen Lee is a financial advisor at Equistar Wealth Management Inc. with 22 years of industry experience. He holds the CFP® and Series 65 designations and has been with Equistar since 2009. Outside of advisory services, he is also an independent insurance agent involved in term life policy sales on a limited basis. Equistar Wealth Management is an independent firm serving individual clients.

Deivanayak Balakrishnan is a CFP® and Series 66 registered advisor with four years of industry experience. He currently works at XYPN Sapphire and WBI Advisory LLC and has prior experience at Certified Insurance Corp, Certified Advisory Corp, Fortune Financial Services, and Siemens Energy Inc. Outside of his advisory roles, he is involved in insurance sales with Certified Insurance Corp. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach utilizing diversified portfolios and offers both discretionary and non-discretionary management, with an emphasis on human oversight and digital asset management initiatives.