Ashish Phansopkar is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Cambridge Investment Research since 2017 and prior to that held positions at Larry K. Fox & Associates, Invest Financial Corporation, and LPL Financial. Phansopkar serves as a board member for RealAsset Advisor. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual investors, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and manages a multi-billion dollar asset base.

Rao Anand is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Avantax Advisory Services and related Avantax entities for over two decades before joining Cetera in 2025. Anand serves as Treasurer and Comptroller on the board of the nonprofit TiE Arizona and is president of a local homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm providing a broad range of services to individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers multiple portfolio management solutions, including model portfolios, third-party managers, and custom strategies, operating across various program structures and custodial relationships.

Mary Baron is a financial advisor with Ameriprise in Phoenix, AZ, holding the ChFC® and Series 63 designations and bringing 31 years of industry experience. She has worked with Ameriprise and its affiliate firms since 2005. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides clients with a written Recommendation Report and ongoing advice focused on income stability and tax-aware withdrawal strategies, utilizing proprietary research, third-party data, and algorithmic tools.

Kyle Stewart is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to his advisory career, he worked in the food service industry and held various roles including positions at NiMarcos Pizza and Pita Jungle. He is currently affiliated with Renaissance Financial Corporation as a financial advisor. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services for individual, corporate, charitable, and institutional clients through a multi-manager platform with discretionary and non-discretionary account options.

Caroline Andreen is a Series 66-licensed financial advisor with J.P. Morgan Securities in Phoenix, Arizona, holding two years of industry experience. Her work history includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., along with prior engagements at the University of Oklahoma and Willis Towers Watson. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Kyle Holmes is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2020. Previously, he held various roles at Brigham Young University-Idaho and Sylvan Learning Center of Temecula. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by centralized operational and custody arrangements.

Scout Davis is a Series 66-licensed financial advisor at Morgan Stanley with eight years of industry experience. Their prior roles include positions at Charles Schwab & Co., Inc., Loft, Bank of America, N.A., Merrill Lynch, Pierce, Fenner & Smith Incorporated, SIU Credit Union, and Southern Illinois University. Davis is based in Phoenix, AZ. Morgan Stanley Wealth Management serves individual and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Nicholas Ashjian is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and previously worked at Husch Blackwell LLP and Charles F. Myers, P.A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an adviser to multiple registered investment funds while utilizing systematic methodologies and long-term asset allocation strategies.

Sommer Arekat is a Series 66 licensed financial advisor with UBS Financial Services in Phoenix, AZ, where she has worked since 2015. She has 13 years of industry experience. Outside of her advisory role, she is involved in a design consultation business and owns a florist enterprise. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering tailored financial planning and portfolio management supported by proprietary research and institutional trading capabilities.

Brian Fletcher is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013, following a prior position at Merrill in 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and includes an ESG eligibility framework, with implementation supported by affiliated investment-management entities.

Dannett Gardiner is a financial advisor with Cambridge Investment Research Advisors based in Phoenix, AZ. She holds Series 63 and Series 65 licenses and has 14 years of industry experience. Gardiner's career includes roles at Proxy Wealth Advisors, CETERA Financial Specialists, Avantax Investment Services, and a concurrent role providing tax services as a Certified Public Accountant at Profound Financial PLLC. Cambridge Investment Research Advisors serves a diverse client base comprising individual and institutional investors, including pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and manages a multi-billion dollar asset base across multiple platforms.

Edward Maruggi is a financial advisor at UBS Financial Services in Phoenix, Arizona with four years of industry experience. He previously worked at Merrill and Bank of America, N.A. Edward also spent time involved with Saint Louis Men's Basketball and Saint Louis University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets solutions through a broad platform.

Kristin Chadwick is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 66 designation and having 20 years of industry experience. Her career includes multiple roles within Wells Fargo affiliates since 2006, spanning Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Investments. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through over 14,000 financial advisors, offering both brokerage and advisory solutions with a focus on research-driven portfolio construction and a range of financial products facilitated through affiliated banks and insurance entities.

Kirsten Bray is a financial advisor at Charles Schwab with 11 years of industry experience. She holds a Series 66 designation and has worked previously at firms including First Citizens Investor Services, Hilltop Holdings, and Wells Fargo Bank. Outside of her advisory role, she is a 50% owner of an LLC that owns an inherited rental property managed by a third party. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and a distinctive operational structure.

David Thompson is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 65 and Series 63 licenses and 28 years of industry experience. He has worked at Charles Schwab since 2018 and previously at Financial Engines Advisors L.L.C. from 2014 to 2018. Outside of finance, he is active as a drummer in the performing and fine arts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and due diligence from its Center for Financial Research.

Nicolas Drogaris is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services Inc. and Edward Jones. His background also includes roles at Charles Schwab Bank, Charles Schwab Trust Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides an integrated platform that supports a multi-asset investment approach.

James Wooten is a financial advisor with Charles Schwab in Phoenix, AZ. He holds Series 65 and Series 63 licenses and has eight years of industry experience. His prior work includes roles at TD Ameritrade, USAA, Midway Chevrolet, and T-Mobile Wireless. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset strategic portfolios and a formal alternative investment platform.

Robert Fitchett is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2017, following nine years at LPL Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and alternative investment options.

Craig Fuller is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 17 years of industry experience. He has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by a centralized operational and supervisory structure.

Joseph Huskinson is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has held various roles at Charles Schwab entities since 2020, as well as previous experience at USAA and Wealthguard Advisors. Huskinson is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational capabilities.