Tammy Jau is a financial advisor at Morgan Stanley with 19 years of industry experience. She has held her position at Morgan Stanley since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

John Hollands is a financial advisor with J.P. Morgan Securities in San Clemente, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Timothy Marshall is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Lauren Alexander Vasquez is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2020, and previously held positions at Equitable Advisors, AXA Advisors, Select Quote Insurance Services, and Harden Communications Partners LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative investment program within an integrated operational structure.

Bradley Petty is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He is a CERTIFIED FINANCIAL PLANNER™ practitioner who collaborates with clients and their families to develop financial plans aimed at achieving their goals. Bradley emphasizes creating and executing strategies while regularly monitoring progress to provide clients with confidence in their financial decisions. He brings a wealth of experience from his previous roles, including Senior Financial Consultant at TD Ameritrade from 2014 to 2018, Financial Representative at Fidelity Investments from 2012 to 2014, and Financial Representative at Northwestern Mutual from 2011 to 2012. Bradley holds a California Insurance License. Outside of his professional work, Bradley has interests in cars, fitness, football, golf, music, and outdoor adventures.

Monica Marti is a financial advisor at Stifel with 28 years of industry experience. She holds the Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

Samantha Hodges is a financial advisor at UBS Financial Services with eight years of industry experience. She holds a Series 66 designation and has been with UBS since 2018. Prior to her current role, she spent four years at Wagner College. Outside of financial advising, she is involved as a product ambassador for several consumer brands, promoting products through her personal social media channels. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering tailored financial plans based on proprietary research and market analysis.

Loren Van Tilburg II is a financial advisor at Merrill in Newport Beach, CA, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work includes roles at Bank of America and Primerica Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Brandon Fiely is a Series 66-licensed financial advisor at LPL Financial with 21 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory work, he is involved with Starcare Associates, Inc., a prepaid legal plans business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Ali Saghafi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and is also affiliated with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Mai Nguyen is a Series 66-licensed financial advisor with Morgan Stanley in Newport Beach, California, and has 17 years of industry experience. She previously worked at UBS Financial Services Inc. from 2013 to 2018 before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning approach uses structured discovery and firm-approved tools, including scenario modeling, while acting primarily in an advisory capacity.

David Moore is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. He has previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith, Incorporated. Outside of his advisory role, he is a 50% owner of BIG BOY, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Eugene Okoreeh is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2006. Outside of advisory activities, he also engages in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates implementation to BNY Mellon Advisors.

Frank Amelio is a financial advisor with LPL Financial in Mission Viejo, CA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior work includes positions at Focus Investment Advisors and 1st Global Advisors Inc. Amelio also manages the Amelio Family Trust, a real estate rental entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and technology tools to support client strategies.

Marie Steinman is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 21 years of industry experience. She has been with Stifel since 2020 and previously worked at Bank of America from 2013 to 2020. Outside of her advisory role, she is a co-owner of a rental property in Cannes, France. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Robert Burns is a CFP® with 39 years of industry experience and has been with Stifel Nicolaus & Co. Inc. since 2008. He serves as a board member for the Rotary Club of San Clemente and works as an actor and theater coach. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and planning methodologies.

June Bahr is a financial advisor at UBS Financial Services with 52 years of industry experience. She has been with UBS since 1988. Bahr holds a Series 63 designation and is based in Newport Beach, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals.

Kevin Rutten is a financial advisor with Stifel, holding a Series 66 designation and 18 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2021, following five years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking methodologies developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

Timothy Mosley is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2005, including a role at Charles Schwab Bank beginning in 2010. Based in Newport Beach, CA, his career has been focused within the Schwab organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Carina Bagboudarian is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds the Series 66 designation and has been with UBS since 2013. Outside of her advisory role, she owns and manages a short-term vacation rental property in Big Bear City, California. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and expanded service offerings through its platform.