Christopher Aoun is a financial advisor at J.P. Morgan Securities with a Series 66 designation and experience beginning in 2024. Prior to his current role, he worked at Fidelity Brokerage Services and Fidelity Investments. Outside of financial services, he is engaged as a data entry clerk for KTLA Medical Management Inc. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside its brokerage and investment management capabilities.

Perry Melnick is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and over 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2011 to 2016. Outside of his advisory role, he is a 14.3% owner of Duffy Life, LLC, involved in boat maintenance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines extensive research and analytics with a broad array of brokerage and advisory solutions, managing roughly $671 billion in assets across more than 14,000 financial advisors.

John Mc Nulty is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he held roles at Allstate Insurance Company, Lyft, California State University, Fullerton, and DoorDash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tara Abrams is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has previously worked at Voorhees Family Office Services and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Andrew Marinos is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from its Schwab Center for Financial Research.

William Griffith is a financial advisor with LPL Financial in Laguna Beach, CA, holding a Series 66 credential and bringing nine years of industry experience. Prior to joining LPL Financial in 2020, he worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he is involved with Sunbrella LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and third-party research.

Brock Mc Neff is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at SchoolsFirst FCU and CUNA Brokerage Services, Inc., where he continues to serve as an advisor. Before entering financial services, he worked at Sierra Analytical for nine years and had a brief tenure at Northwestern Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including model portfolios, retirement plan consulting, and brokerage services, supported by extensive research and technology resources.

Kelly Milligan is a Vice President and Branch Leader at Fidelity Investments, a role she has held since 2024. She is responsible for coaching, inspiring, and motivating her team to maximize their potential and deliver exceptional client experiences. Kelly has been with Fidelity Investments since 2017, progressing through various positions, including Branch Leader, Vice President Financial Consultant, Financial Consultant, Senior Relationship Manager, and Relationship Manager. Her professional experience spans from 2014, starting as a Private Client Associate at Bernstein Private Wealth Management, then moving to Wedbush Securities as a Registered Client Associate before joining Fidelity Investments. Kelly holds a California Insurance License. Outside of her professional career, Kelly enjoys biking, horseback riding, skiing, traveling, and is actively involved in parenthood.

Haidy Eskander is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Wells Fargo, Eskander worked at JP Morgan Securities LLC and JPMorgan Chase Bank, NA for a combined total of seven years. Outside of finance, Eskander is involved in event planning through ownership of an event planning company and provides caregiving services as part of a long-term commitment to In Home Support Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages significant assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Kristopher Rocha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2019 and has also worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lauren Cheung is a financial advisor at Stifel with 13 years of industry experience, including 11 years at Stifel. She holds Series 63 and Series 66 licenses and is based in Irvine, CA. Outside of her advisory role, she serves as Assistant Treasurer for the Northwood Choral Music Boosters, a volunteer organization supporting choral music at Northwood High School. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. Its investment approach relies on proprietary analysis from the Investment Strategy Group, providing asset allocation and planning guidance intended to assist client decision-making.

Nicholas Luce is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Anouchka Balog is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee to model financial outcomes.

David Marquis is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Merrill and AXA Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management options, utilizing research and model portfolios from various sources.

Jesus Cabrera Galindo is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously with Wells Fargo, Charles Schwab, and Bank of America. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through a select group of Wealth Advisors.

Margery Birkedal is a financial advisor at Cetera with 28 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked for Avantax Advisory Services and related entities for 16 years. Outside of her advisory role, she owns and operates a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.

Ellen Jampolsky is a CFP® and Series 65 credentialed financial advisor at Cambridge Investment Research Advisors with two years of industry experience. Her prior roles include positions at GEM and Flexfire LEDs. She is also involved as a contractor with FutureNest. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients with financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions, including proprietary and third-party model strategies, delivered through a network of independent financial professionals.

Michael Colgan is a financial advisor at LPL Enterprise with over 40 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC for nearly four decades. Outside of his advisory role, he operates Michael Colgan Insurance & Financial Services and serves as a Social Security payee for an immediate family member. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charities, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, combining advisory and brokerage services through an integrated platform.

Steve Schenk is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63 and 65 designations and having 30 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, and previously worked at Citigroup Global Markets starting in 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by firm-approved tools and models.

Matthew Fine is a financial advisor with LPL Enterprise, holding a Series 66 license and one year of industry experience. Prior to joining LPL Enterprise, he worked at JIT Logistics and PRUCO Securities, LLC. Outside of financial advisory, he is involved in warehousing and fulfillment management at JIT Logistics. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products.