Zupei Yu is a financial advisor with Schwab Wealth Advisory in Irvine, CA, holding the CFA® designation along with Series 63 and 66 licenses. Yu has four years of industry experience, including prior roles at Edward Jones and Transpacific Financial Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and employs a client-directed approach to asset management supported by Schwab’s research tools and standard asset allocation models.

Laura Mai is a financial advisor with Citizens Securities, Inc. based in Lake Forest, CA. She holds a Series 66 designation and has 15 years of industry experience. Prior to joining Citizens Securities in 2025, she worked at Morgan Stanley and E*TRADE Capital Management LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Xianli Zhou is a CFP®-certified financial advisor with Transamerica Financial Advisors, bringing nine years of industry experience. Zhou has held roles at Transamerica Financial Advisors since 2016 and has additional experience in semiconductor manufacturing with ASML and Cymer LLC. Outside of advising, Zhou is involved in tax preparation services. Transamerica Financial Advisors serves a diverse client base that includes individual investors, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, combining proprietary and third-party investment models with both discretionary and non-discretionary program options.

Analiese Lauro is a Series 66–licensed financial advisor with eight years of industry experience. She has worked at Goldman Sachs Wealth Services since 2021 and previously held roles at The Ayco Company, L.P./Mercer Allied and Financial Partners Credit Union. Goldman Sachs Wealth Services advises a diverse client base including individual investors, executives, plan sponsors, and institutional clients. The firm provides financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs, leveraging strategic models and proprietary analytics within the broader Goldman Sachs ecosystem.

Gordon Wang is a financial advisor at Transamerica Financial Advisors with five years of industry experience. He holds the Series 65 and Series 63 licenses. His background includes roles at USA GSD Aesthetics Corporation and World Financial Group, among others. Transamerica Financial Advisors serves a broad client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with a range of proprietary and third-party investment programs, managing over $2 billion in assets as of the end of 2025.

Jordan Freund is a financial advisor at Mariner with six years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Beacon Pointe Advisors, RBC Wealth Management, UBS Financial Services, and Bank of New York Mellon. Freund is based in Newport Beach, CA. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm utilizes discretionary, customized portfolios supported by an internal investment committee and combines in-house research with third-party managers, offering a broad range of strategies alongside integrated tax and accounting services.

Mohammad Rahimi is a financial advisor at TIAA-CREF with seven years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2024. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through various managed account programs, operating within a vertically integrated structure that includes affiliated funds.

Kevin Klein is a CFP® with five years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA. His prior experience includes roles at Morton Capital Management, LLC, The Prudential Insurance Company of America, and Uber Eats. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, pension plans, and other institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers, utilizing both active and passive strategies across public and private asset classes.

Britton Hammock is a financial advisor at Equity Services, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at National Life Group, Northwestern Mutual, and VS Associates. Outside of his advisory role, he is involved as an insurance agent with True Path Financial and Insurance Services. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently employs third-party asset managers and model portfolios, balancing long-term strategies with options for shorter-term trading and specialized instruments.

Kara Duckworth is a CFP® with 14 years of industry experience and is currently with Mercer Global Advisors Inc. She previously led Duckworth Wealth Advisors, Inc. from 2013 to 2017 before joining Mercer Global Advisors. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, while offering a range of portfolio management and planning services.

Henry Terrell is a ChFC® and Series 66-licensed advisor with Guardian Life in Irvine, CA, bringing 53 years of industry experience. He has been with Guardian Life and its related entities since 1991 and has maintained a self-employed insurance services business since 1987. He is also involved in insurance sales specializing in LTC, group, individual, and disability insurance. Guardian Life operates Park Avenue Securities LLC, a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a mix of proprietary and third-party investment advisory programs.

Saunders Carlson is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and two years of industry experience. Prior to joining Goldman Sachs, Saunders held positions at Cresset Capital, CoreWeave, and worked in the foodservice sector with Woodgrain Bagel and Deli, SALT Bistro, Shine, and Lucky Pie Pizza. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored investment strategies supported by proprietary research, integrating resources across the Goldman Sachs network to deliver comprehensive wealth management solutions.

Brian Payne is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He currently serves as Treasurer on the board of the Educational Freedom Foundation and is involved in teaching homeschool classes through the Pacific Coast Learning Center. Brian’s background also includes roles in health and dental insurance agencies and residential real estate. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm provides advisory and broker-dealer services with a range of investment programs, combining proprietary and third-party model portfolios, and manages both discretionary and non-discretionary assets.

Christopher Vaccaro is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been affiliated with Ameritas entities since 2006 and has operated Capstone Financial Group since 1989, where he also serves as president of Capstone Financial Resources, Inc. In addition to advisory work, he is a licensed independent insurance agent specializing in fixed insurance products, life and disability insurance, and medical and dental insurance for business clients. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a focus on plan sponsors and participants.

William Thompson III is a financial advisor at Beacon Pointe Advisors, LLC with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Litman Gregory Asset Management and Cambridge Associates. Thompson also serves as a consultant for the William and Nancy Thompson Foundation, overseeing the foundation’s investment portfolio. Beacon Pointe Advisors offers wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Scot Shier is a CFP® with 31 years of industry experience, currently affiliated with Money Concepts Capital Corp since 2019. He previously worked at Next Financial Group for 13 years. Outside of his advisory work, Shier serves as a board member for Crowdrank, Inc. and the Scripture Therapy Center, Inc., and holds director and consulting roles in community and health-related organizations. Money Concepts Advisory Service is an enterprise firm with approximately 431 advisors managing around $3.33 billion for nearly 14,700 clients. The firm offers portfolio management, financial planning, and consulting services using a combination of model portfolios, adviser-designed portfolios, and third-party sub-advisers, serving individuals, retirement plans, trusts, and institutional clients.

Audrey Day is a CFP® professional with experience at Beacon Pointe Advisors, LLC since 2023 and prior roles at Carlson Capital Management and Marquette Wealth Management, among others. She has a diverse background including positions in education and retail. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, and outsourced CIO services to a wide range of clients, including individuals, corporations, and institutions. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

Grant Prescott is a CFP® professional with six years of industry experience, currently affiliated with Independent Financial Group, LLC. His prior experience includes roles at Wedbush Securities, Inc. and Ernst & Young. Outside of his advisory work, he is involved in real estate through Prescott Real Estate Services Inc. and holds an insurance license, advising clients on insurance needs. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement services, utilizing multiple advisory programs and third-party asset managers to accommodate diverse client investment profiles.

Patrick Dailey is a financial advisor at Transamerica Financial Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles including ownership of PK's Quotes, a self-help quotes interpretation business, and a notary signing agent. His previous experience includes positions at firms such as World Financial Group and Chelsea Financial Services. Transamerica Financial Advisors serves a wide client base including individuals, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Ryan Molesworth is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at NIM Wealth Solutions, BrightHouse Financial, Fan Insider LLC, and Fire Island Concessions. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, institutional clients, and plan sponsors, offering financial planning, portfolio management, and specialized wealth programs. The firm employs strategic and tactical allocation models, along with proprietary analytics, to tailor investment solutions within the broader Goldman Sachs ecosystem.