Howard Wess Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. Before joining LPL Financial in 2025, he was affiliated with FAFCU Service Organization and CUSO Financial Services, L.P. for over two decades. Wess is also involved with F&A Investment Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using both proprietary and third-party strategies.

Scott Gilbert is a financial advisor at OSAIC with 17 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for Woodbury Financial Services Inc. for nine years. Gilbert is also president of Scott Gilbert Productions Inc., a photo and film production company. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment platforms and tools, supporting both discretionary and non-discretionary portfolio management.

Angela Liu is a financial advisor at Ameriprise with nine years of industry experience. She holds a Series 66 designation and has previously worked at The Safavi Group, Lusha Liu, Equitable Advisors, and Axa Advisors. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Dwight Beasley Jr. is a financial advisor with Edward Jones in Huntington Beach, CA, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His background includes roles at Bank of America and Merrill prior to joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and a fiduciary standard. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities beyond advisory services.

Michelle Fenske is a Series 66 licensed financial advisor with 19 years of industry experience. She has worked at UBS Financial Services since 2022 and previously spent seven years with Morgan Stanley Smith Barney. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary capital market assumptions and global research to tailor client plans.

Hoang Nguyen is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at Wells Fargo, Bank of America, and Bloomingdales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chikako Kashino is a CFP®-designated financial advisor with Cetera who has 30 years of industry experience. She has been affiliated with Cetera and its related entities since 2015. In addition to her advisory role, she operates a financial services business under the name Advanced Planning Solutions, Inc., and holds a life, health, disability, annuities, and long-term care insurance license. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform, combining affiliated and third-party managers with various program structures.

Thomas Gray is a financial advisor with Wells Fargo Advisors in Redondo Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Advisors since 2015 and concurrently maintains a role with Pension Technology Insurance Services, Inc. since 1984. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad array of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, utilizing proprietary research and tools to develop tailored recommendations.

Darin Mc Leish is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at U.S. Bancorp Investments, Inc. and Comerica Securities, Inc. He is based in Fountain Valley, CA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jesse Mellema is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held positions in various healthcare and physical therapy organizations as well as experience in the restaurant industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a research-driven and quantitative investment process that includes model portfolio construction and oversight of affiliated sub-advisers.

Beth Roach is a financial advisor with J.P. Morgan Securities in Torrance, CA, holding a Series 63 designation and 32 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Outside of her advisory role, she is a partner in DBR Holdings LLC, a real estate investment venture she operates with her husband. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm operates with both broker-dealer and investment adviser registrations and delivers advisory services alongside affiliated brokerage and investment management capabilities.

Johanna Mc Gee is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies designed to align with each client's long-term goals. Johanna works with a range of clients including professionals, business owners actively building their wealth, and individuals approaching or in retirement. Her areas of focus include investments, long-term strategy, pre-retirement analysis and planning, savings and cash flow management, lending access, and specific client needs such as college education planning, divorce transition planning, family wealth management, philanthropic planning, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Johanna holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned an Accredited Certificate Program from American Junior College. Fluent in English and Spanish, Johanna and her team strive to build close and enduring client relationships by offering guidance based on thorough understanding and thoughtful decision-making. Residing in South Bay since 2000, Johanna is actively involved in her community, volunteering with organizations such as Baby2baby and Feed My Starving Children. Outside of her professional work, she enjoys a variety of activities including dancing, hiking, music, painting, soccer, table tennis, traveling, watching movies, yoga, and spending time with her family.

Miguel Lazarte is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and JPMorgan Chase Bank, N.A. He also worked at Grayson Enterprise from 2020 to 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Matthew De Montagnac is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2021. Prior to his advisory role, he worked at Starbucks Coffee Company and Enterprise Holdings, Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Suzanne Widor is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She previously worked at Morgan Stanley for 16 years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026. She holds Series 63 and Series 66 designations. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering non-discretionary asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework when making recommendations.

Lee Hinson IV is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Raymond James since 2004. In addition to his advisory work, he serves as president of Hinson Financial Group, Inc., a support company, and works part-time as a consultant with Elevon Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting supported by analytical tools and maintains specialized services such as municipal advising and SIMPLE IRA Employer Advisory & Consulting Services.

Marco Tolento is a financial advisor with Edward Jones in Los Alamitos, CA, holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes roles at Jtrf Inc, Teherani & Velez LLP, and Matika Inc. Edward Jones is a full-service wealth management firm serving a broad client base, including individuals and institutions, with a wide range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Audrey Stansbury is a CFP® with 22 years of industry experience and has been with Edward Jones since 2004. She holds Series 63 and Series 66 licenses and is based in Manhattan Beach, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a comprehensive range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Christian Elia is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. His professional background includes roles outside finance such as work with Cambrian HomeCare, Uber Black, and academic positions at Cal State Long Beach University and El Camino Community College. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and participation in wrap programs.

Gregory Sander is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sentinel Wealth Advisory Group, Liberty One Investment Management, and Cetera Financial Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.