Jessica Sands is a financial advisor with Merrill in Redondo Beach, CA, holding a Series 66 designation and six years of industry experience. Her career includes roles at Bank of America and Ankura Consulting Group, as well as positions in academic resource centers at California Polytechnic University, Pomona and El Camino College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sheryl O'Donnell is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated entities since 1997. O'Donnell is based in Torrance, CA. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including Corporate Financial Planning agreements with employers.

Kevin Yamamoto is a financial advisor with LPL Financial in Hermosa Beach, CA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Peak Capital Management LLC, JFM Planning Services Inc, and Waddell & Reed, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, and access to third-party asset management.

Holly Hancock is a financial advisor at Cetera with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Cetera and its related entities since 2014. In addition to her advisory role, she is a licensed agent involved in fixed life and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of over 10,000 advisors and manages more than $256 billion in assets.

Christopher Fisher is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to joining JPMorgan Chase Bank, N.A. in 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Christina Quezada is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA, as well as seven years at Lowe's Home Centers. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and model portfolio platforms.

Justin Smith is a Series 66-licensed financial advisor with nine years of industry experience, currently with Morgan Stanley in El Segundo, CA. His career includes roles at Morgan Stanley Private Bank and Global Financial Advisors, as well as an early position at Brigham Young University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to assist clients in their financial decision-making.

Brian Marshall is a financial advisor with Morgan Stanley in Torrance, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of advisory work, he is involved in property management as a co-owner and sole proprietor of several real estate holdings in Goleta, California. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process utilizing firm-approved tools and investment models and provides a wide range of advisory programs and services.

Justin Fleming is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC. Fleming operates a retail financial advisory business in Redondo Beach, CA. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with the client’s advisor. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Alexander Najera is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior work experience with firms including Morgan Stanley, Lyft Inc., and Uber Technologies. Outside of his advisory role, he has been involved in private security work. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sebastian Jones is a financial advisor with Thrivent Investment Management in Harbor City, CA, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Thrivent in 2026, he worked at First Command Brokerage Services, Advisory Services, and Insurance Services in 2025, and spent nine years with the Los Angeles Police Department from 2016 to 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across a range of planning topics. The firm’s services are available as one-time or ongoing engagements and are distinct from portfolio management or institutional advisory functions.

Jean Ruimy is a financial advisor with Ameriprise in Redondo Beach, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he owns Abundant Mama, Inc. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Steven Geraghty is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds the Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as at Citigroup Global Markets from 1994 to 2009. Outside of his advisory role, he is president of an S-Corp that owns a warehouse in Commerce, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

James O'Grady is a financial advisor with LPL Financial in Torrance, CA, holding a Series 66 credential and 20 years of industry experience. His prior work includes roles at Merrill and Banc of America Investment Services. He also operates under the DBA Braemar Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment programs, supported by a large network of advisors and advanced research tools.

Patrice Daniels is a financial advisor with Primerica Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. Patrice has worked at Primerica Advisors since 2006 and at Primerica Financial Services since 2000. Outside of financial advising, Patrice is involved in healthcare as a nurse practitioner and nursing instructor at physician and community colleges. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale, offering model-delivery investment strategies supported by third-party managers and custodians.

Anh Tuan Nghiem is a financial advisor with Merrill based in Huntington Beach, CA. He holds a Series 66 designation and has nine years of industry experience. Nghiem has been with Bank of America and Merrill since 2006. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal and third-party teams. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sara Ticas is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo entities since 2007, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Pitcher is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Since 2011, he has worked with Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Hisela Chinchay is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 65 registrations and has worked at Ameriprise and WESCAP Group prior to joining Charles Schwab in 2024. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational infrastructure.

Eugene Lam is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera. His career background includes roles at Wells Fargo Advisors, Wells Fargo Bank, Merrill, Citigroup, and East West Bank. Cetera Investment Advisers LLC is an SEC-registered firm providing a range of investment management and financial planning services through a nationwide network of over 10,000 advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients with various discretionary and non-discretionary portfolio management options across multiple program platforms.