Bernd Klawunder is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC since 2009 and the Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm’s process uses structured discovery and advanced planning tools, managing approximately $2.74 trillion in client assets.

Yasmin Soltani is a financial advisor with Equitable Advisors in Irvine, CA, holding the Series 66 designation and bringing 11 years of industry experience. Her prior roles include positions at The BALDWIN GROUP WEALTH ADVISORS, LLC and Burnham Gibson Wealth Advisors, LLC. Outside of her advisory work, she is a fitness instructor and is involved in a business manufacturing and distributing bags related to her fitness activities. Equitable Advisors serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm employs a variety of advisory models and third-party asset managers, offering a broad range of investment options and ERISA fiduciary services.

Angela Yu is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 designations and having eight years of industry experience. Her career includes prior roles at Bank of America and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset‑allocation modeling and a centralized manager‑solutions team. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker‑dealer and banking organization.

Chuck Ives is a Wealth Management Advisor based in Brea, California, leading a close-knit team dedicated to supporting individuals, families, and businesses in making informed decisions about their wealth. He works within Merrill Lynch Wealth Management and offers a client experience that values each person as an individual with unique priorities and aspirations. With over 25 years of experience, Chuck specializes in helping clients navigate significant life transitions such as retirement planning, business sales, home acquisitions, and coping with the death of a loved one. His focus areas include college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. He is persistent and proactive in advancing client priorities, capitalizing on resources enterprise wide. Chuck holds a Master's Degree from Southern Methodist University and a Bachelor's Degree from the University of Florida. He carries several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he enjoys playing tennis and golf and has an interest in traveling and engaging with diverse cultures, experiences shaped by spending much of his upbringing abroad.

John Powell is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has prior experience working at Aflac and teaching positions at Concordia University - Irvine and La Salle University. Additionally, he works as a 1099 employee for an enrolled tax preparer. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs through a network of advisers, utilizing both proprietary and third-party investment solutions.

Eric Frontino is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He has worked with SchoolsFirst FCU and CUNA Brokerage Services since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supporting investment strategies through both discretionary and non-discretionary management.

Mengying Huang is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and seven years of industry experience. Prior to joining Cetera, Huang worked at Charles Schwab and TD Ameritrade. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various program platforms and third-party managers through its multi-manager platform.

Nora Semerjian is a financial advisor at Stifel with 10 years of industry experience. She holds a Series 66 designation and has worked at Stifel Nicolaus & Co., Inc. since 2020, following roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach uses a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Carly Peck is Vice President and Branch Leader at Fidelity Investments, where she leads a team of financial professionals dedicated to helping clients pursue their vision of financial success. She has been with Fidelity Investments since 2019, progressing through roles including Financial Representative, Investment Consultant, Financial Consultant, Branch Leader, and now Vice President, Branch Leader. Prior to joining Fidelity Investments, Carly worked as an Assistant National Account Executive at Celtic Commercial Finance from 2018 to 2019. She holds a California Insurance License, supporting her expertise in financial and insurance services.

Anthony Anguis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of his advisory role, he works part-time as a customer service representative for an online retailer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Sean Loftus is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes over 17 years at various Wells Fargo entities prior to his current role since 2022. Outside of advising, he is involved in managing a financial planning practice and serves as a trustee for a retirement plan. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services supported by proprietary research and tools, serving clients who meet specific net-worth requirements.

Elizabeth Norman is a financial advisor with LPL Financial in Brea, California, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining LPL Financial in 2017, she spent 17 years at National Planning Corporation. She also serves as a trustee for the Norman Family Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives, serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including customized strategies and third-party asset management access.

Gary Miller is a ChFC® and Series 63 licensed advisor at LPL Enterprise with seven years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Miller is also involved as a life insurance producer with Crump and as a financial advisor with Prudential Advisors. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities. The firm utilizes model-driven investment implementation and offers financial planning, third-party asset manager access, and insurance products through affiliated entities.

Christopher Nguyen is a financial advisor with J.P. Morgan Securities and holds the ChFC® designation along with Series 63 and Series 66 licenses. He has nine years of industry experience, including positions at Bank of America and Merrill Lynch prior to his current role. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers a range of investment solutions through a non-discretionary advisory model.

Miguel Melero is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 63 designation and has been with Wells Fargo entities since 2013, including Wells Fargo Advisors and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Khanh Nguyen is a financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2024, Nguyen worked at Bank of America for four years and has experience in the food service industry. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm offers non-discretionary services delivered by Wealth Advisors and incorporates an ESG eligibility framework in its investment recommendations.

Diane Martinez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kenneth Henderson is a financial advisor with Equitable Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at Equitable Advisors since 2003 and previously at Morgan Stanley DW Inc. from 1998 to 2002. Outside of his advisory role, he serves as a commissioner on the Tustin City Community Service Commission and is treasurer and a board member of the Tustin Host Lions Club. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions based on client risk tolerance and goals.

Angela Ngan is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 22 years of industry experience. She previously worked at U.S. Bancorp Investments, Inc. for 12 years before joining Thrivent in 2021. Outside of her advisory role, she owns a single-family rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, taxes, and estate matters. The firm combines goal-based analyses and flexible service options, allowing clients to integrate planning with managed-account programs while keeping these services separate.

Jennifer Kim is a financial advisor with Equitable Advisors in La Palma, CA, holding a Series 66 designation and 14 years of industry experience. Her prior work includes roles at Cetera, Avantax, and Ksga LLP. She is also a partner at Prospera Accountancy Group, where she provides CPA services. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.