Paul Allen is a financial advisor with UBS Financial Services in Beverly Hills, CA, holding a Series 63 designation and 34 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances while providing access to fiduciary financial planning and a broad platform of capital markets services.

Joseph Ramirez is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at TD Ameritrade, Fidelity Brokerage Services, and J.P. Morgan Chase. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining integrated custody, brokerage, and advisory services.

Anna Lay is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her financial career, she is a licensed esthetician and operates as an independent seller on a resale website. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Jordan Berry is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and has worked previously at Compass and Deasy Penner & Partners. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Lee Dunayer is a financial advisor with Morgan Stanley in Los Angeles, CA, holding the Series 63 designation and bringing 39 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and corporate financial planning agreements.

Sherine Saade is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at First Republic Securities Company LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services and manages fund-of-funds and model portfolios while maintaining oversight of sub-advisers and applying systematic investment methodologies.

Kevin Hanley is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 1983 after graduating from the University of California at San Diego. With over three decades of experience, he specializes in managing assets for high net-worth individuals and families. Kevin holds several professional designations including Certified Investment Management Analyst (CIMA), Chartered Market Technician (CMT), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). He is also a qualified Portfolio Manager capable of developing and managing personalized investment strategies that may include individual stocks and bonds, model portfolios, and third-party investment strategies, and may manage these on a discretionary basis through the firm's Investment Advisory Program. Kevin has completed executive programs at esteemed institutions including the Stanford University Graduate School of Business, the Wharton School of Business, the Yale School of Management, Dartmouth's Tuck School of Business, Harvard University, the Haas School of Business at University of California Berkeley, and the USC School of Gerontology. He formerly served on the Executive Committee Board for the Los Angeles World Affairs Council & Town Hall. Kevin also participates in community activities and is associated with Malibu State Park.

Adarsh Shah is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 17 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014 and also worked at Morgan Stanley Private Bank, N.A. from 2015 to 2017 and again starting in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Yvette Sanchez is a Financial Advisor with Merrill Lynch Wealth Management, where she serves as a Financial Solutions Advisor. Her role involves working closely with clients to understand their financial priorities and help develop short-, mid-, and long-term goals. Her expertise covers a range of areas including retirement planning, education planning, family wealth management strategies, small business strategies, and women and wealth. Yvette provides support for general investing, retirement income, and unexpected financial needs. She also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Yvette holds a Bachelor's Degree from the University of Southern California and is accredited as a Personal Investment Advisor (PIA). She is fluent in English and Spanish. Outside of her professional work, she enjoys dancing, hiking, music, singing, spending time with her family, traveling, and watching movies.

Susan Edwards is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 33 years of experience in guiding clients through financial strategies related to significant life transitions. She and her team manage total assets of approximately $458 million as of May 2023. Susan’s expertise spans equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, and portfolio management services. Throughout her career, Susan has focused on supporting pre-retirees, business sales, career transitions, and wealth transfer planning. She has specialized experience working with tax-sensitive investors and strategies involving restricted stock and executive stock compensation. Susan collaborates closely with clients' trusted advisors to develop comprehensive wealth management approaches tailored to individual needs. Susan earned her Bachelor of Arts degree in History with a minor in Economics from the University of California, Berkeley, and completed post-graduate studies in International Business at Oxford University. She holds professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, Susan is active in her church community and, along with her family, supports initiatives related to homelessness and foster care youth. Her personal interests include skiing, camping, cooking, fishing, hiking, and spending time with her family.

Uriel Orozco serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides personalized wealth management strategies designed to help clients pursue their long-term financial goals. Uriel focuses on client areas such as legacy planning, personal retirement planning, portfolio management services, and tax minimization, developing financial strategies that respond to evolving market conditions. Uriel’s approach involves a comprehensive understanding of each client’s full financial picture and access to the investment insights of Merrill alongside the banking and lending solutions of Bank of America. He follows the Merrill tradition of active community participation, volunteering with organizations in the local community. Outside of his professional responsibilities, Uriel enjoys camping, cooking, gardening, and spending time with his family. His personal philosophy centers on working closely with clients one-on-one to create tailored strategies that align with their individual goals.

Shuru Han is a financial advisor with J.P. Morgan Securities in Arcadia, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining J.P. Morgan Securities in 2020, Han worked at JPMorgan Chase Bank, N.A. and Cathay Bank. Outside of finance, Han owns and operates two charcuterie businesses, Woof and Whisk and Shuruterie, focusing on locally sourced ingredients and supporting local animal shelters. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Adam Bakhash is a financial advisor with Wells Fargo Clearing in Beverly Hills, CA, holding Series 65 and Series 63 designations and five years of industry experience. He has worked previously at Wilmington Trust Company, Boston Private Wealth LLC, and Boston Private Bank & Trust Company. Outside of his advisory role, he has a minor ownership interest in a consulting business related to phycology practice. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Kathleen Dickerson is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been with Merrill since 2016. Outside of her advisory role, she is involved in several nonprofit and community activities, including board positions at LifeWise Academy and Shine in Darkness, and operates organizations focused on women's support, aging well, and spiritual development. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations, integrating its services within the broader Bank of America platform.

Michael Williams is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and Encore Investment Consultants, as well as positions in academia at the University of Southern California and a community college. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, and institutional investors.

Irina Vazquez is a Series 66-licensed financial advisor with UBS Financial Services in Beverly Hills, CA, where she has worked since 2010. She has 17 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary services.

Hovsep Dermenjian is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has previous experience with Universal Capital Financial Center, Purshe Kaplan Sterling Investments, and Voya Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Moustafa Saad is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. His work history includes roles at Bank of America N.A. and JP Morgan Chase Bank, along with operating as a Notary Public since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries.

Tekeisha Wilcox is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding a Series 66 designation and 17 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank. Outside of her advisory work, Wilcox serves as treasurer for the La Canada PTA Council and the La Canada School PTSA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment menus, distinguishing it among large institutional advisers.

Ryan Wong is a CFP®-designated financial advisor with 14 years of industry experience, currently affiliated with Cetera in Rosemead, CA. He has worked at Avantax Advisory Services and co-manages a CPA practice, Thong, Yu, Wong & Lee, LLP. Wong serves as president of Friends of the Chinatown Library, a nonprofit organization supporting the Chinatown Los Angeles library and providing scholarships to high school students. Cetera Investment Advisers LLC is a large SEC-registered advisory firm offering a multi-manager platform with discretionary and non-discretionary portfolio management, serving a broad client base including individuals, retirement plans, corporations, and charities. The firm provides access to model portfolios, third-party managers, and various program structures with ongoing supervision and client reviews.