Ryan Ennis is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2020. He has been affiliated with various Vanguard entities since 2016 and has maintained self-employment since 2017. Outside of his advisory role, he has worked as a food delivery driver in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering broad customization and tax-aware strategies.

Przemyslaw Waszczeniuk is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Wells Fargo Advisors and Pinnacle Financial Partners. He is also involved with Pinnacle Asset Management as a Licensed Bank Advisor, referring potential clients to Raymond James advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through unique affiliations.

Brady La Roe is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and one year of industry experience. His work history includes positions at Vanguard Advisers, Vanguard Marketing Corporation, The Vanguard Group, and Michigan State University. Outside of advising, he has worked as a contracted delivery driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm combines digital delivery with a large advisory team, managing hundreds of thousands of client relationships.

Michael Bechard is a CFP® professional with nine years of industry experience, currently serving at Vanguard Advisers. His prior experience includes six years at Fidelity Brokerage Services, LLC. He is based in Charlotte, NC, and holds Series 63 and Series 66 licenses. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm operates at scale with a high client-to-advisor ratio and offers a range of customizable investment solutions including ESG options and tax-aware features.

Robbert Siemers is a Series 66-licensed financial advisor at Vanguard Advisers with four years of industry experience. He has worked at various Vanguard affiliates since 2021 and previously held roles at Carroll Financial Associates and Atlas Financial. Outside of finance, he has experience with Carytown Bicycle Company and has worked in education at Virginia Polytechnic and State University as well as James River High School. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven investment approach. The firm manages portfolios primarily composed of Vanguard funds and ETFs, offering tax-aware features and customization options through a scalable digital platform serving hundreds of thousands of clients.

Antonello Morelli is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. He has been with Vanguard Advisers since 2024 and has prior experience at The Vanguard Group and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to create personalized portfolios largely composed of Vanguard funds and ETFs.

Iris Hayes is a financial advisor with Vanguard Advisers, holding a Series 66 designation. She has one year of industry experience and has worked at various Vanguard entities since 2026. Her background includes roles at the Center for Financial Planning and several educational and hospitality-related organizations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Phillip Farmer is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC. He has worked with Vanguard Advisers since 2016 and has been associated with related Vanguard entities since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and portfolios primarily composed of Vanguard funds and ETFs.

Anish Patel is a CFP® with 23 years of industry experience, currently serving at Vanguard Advisers since 2002. He holds a Series 63 designation and is based in Charlotte, NC. His entire career has been with The Vanguard Group, Inc. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Sebastian Serrano Santos is a Series 66 credentialed financial advisor with Vanguard Advisers. He has been with Vanguard and related entities since 2026. His prior experience includes roles at Randstad, Bella Brava LLC, The Fresh Market, and the University of South Florida. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Connor Braun is a CFP® with three years of industry experience, currently serving as an advisor at Vanguard Advisers. He has worked in various roles at Vanguard entities since 2022 and has prior experience including positions at Infrascale and Business Acquisition and Merger Associates. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, employing a goal-based, algorithm-driven approach that utilizes proprietary models and Vanguard funds and ETFs. The firm is notable for its scale, servicing hundreds of thousands of client relationships through a combination of digital platforms and a large advisor team.

Jason Brooks is a CFP® professional with 19 years of industry experience and has worked at The Vanguard Group, Inc. since 2006. He is based in Charlotte, NC and holds a Series 63 license. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, largely utilizing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and team servicing model.

Charles Moore III is a financial advisor with LPL Financial in Mooresville, NC, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His previous roles include positions at Nationwide Securities and Nationwide Advisory Services, and he has been involved with Charles Moore Jr Insurance Agency since 1991. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning and model portfolios, delivered through a large network of investment adviser representatives.

Hannah Butler is a financial advisor with Mass Mutual Investors Services holding a ChFC® designation and Series 66 license. She has six years of industry experience, including prior work at FedEx Services. Butler is a board member of the Hickory Ridge Athletic Boosters, where she volunteers and participates in fundraising activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and investment management services to individuals, business owners, trusts, and charitable organizations. The firm structures its financial planning as annual, collaborative engagements using firm-approved software to analyze client goals and deliver written recommendations.

Franchester Mcneill is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999, and also has a longstanding association with J.B. Oxford. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and a variety of asset-management programs, utilizing a combination of proprietary and third-party advisory models and platforms.

Brandon Koch is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked with Vanguard Marketing Corporation and The Vanguard Group since 2021 and briefly with United Fire Group in 2020. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Thomas Coakley is a CFP® professional with 21 years of industry experience, all spent at The Vanguard Group since 2005. He is based in Charlotte, NC, and holds the Series 63 designation. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Noah Hjelmeng is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and having two years of industry experience. His background includes roles at Vanguard and Ernst & Young, as well as self-employment. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital delivery with a high client-per-advisor ratio.

Muni Bhambri is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63, 65, and 66 licenses and 17 years of industry experience. His career includes roles at UBS Financial Services, Wells Fargo Clearing, TIAA-CREF, and AXA Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Ben Neill is a CFP® with 24 years of industry experience and is currently with Vanguard Advisers in Charlotte, NC. He has been with The Vanguard Group since 2001, encompassing over two decades of tenure. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.