Alexander Papadopoulos Sr. is a financial advisor with Charles Schwab, holding a Series 66 designation and five years of industry experience. His prior work includes roles at UBS Bank USA and Lyons Mortgage Services, Inc. He is based in San Francisco, CA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios, supported by Schwab’s centralized operational structure and alternative investment programs.

Revital Alon is a financial advisor with Ameriprise in Redwood City, CA, holding a Series 66 designation and totaling 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Patrick Quinn is a financial advisor with Mass Mutual Investors Services in Pacifica, CA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Northwestern Mutual and Penske Truck Leasing, along with administrative experience outside the financial sector. He also works part-time as an administrative assistant at a physical therapy business. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements using firm-approved tools and offers specialized programs including estate settlement and employer-sponsored planning.

Junior Castellanos is a financial advisor with J.P. Morgan Securities in Redwood City, CA, holding Series 63 and Series 66 credentials and 15 years of industry experience. His career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2009, as well as brief periods at U.S. Bancorp and Wells Fargo. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization, offering a range of investment strategies with an emphasis on institutional consulting services delivered on a non-discretionary basis.

Brian Hackmeister is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes a decade at Wells Fargo Clearing Services before joining J.P. Morgan in 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm operates within the larger J.P. Morgan organization and offers a distinctive range of products and services, including security-based swap and futures commission merchant activities.

Jeffrey Ting is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing decades of industry experience to his role. He began his financial services career at Merrill Lynch Wealth Management in 1997 and joined his father, the late John Ting, in 1999. He specializes in wealth planning, retirement strategy, investment guidance, college savings, concentrated stock strategy, tax minimization, survivorship, and estate plan analysis, with a focus on providing guidance to small to medium-sized businesses in selecting 401(k) plans and estate planning services. Jeffrey holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree from the University of California, Berkeley. He is a member of professional organizations such as the Investments & Wealth Institute™. In addition to his professional work, Jeffrey is involved in community activities and serves as an annual sponsor of The Guardsmen and the Mills-Peninsula Women's Center. He supports the San Francisco International Asian American Film Festival, the Cal Alumni Club of the Peninsula, and Kristi Yamaguchi's Always Dream. Jeffrey enjoys spending time with his wife and two sons, playing tennis, skiing, and attending Cal football games.

Swati Seth is a financial advisor at J.P. Morgan Securities with one year of experience. She holds Series 66 and Series 63 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as First Republic Bank. Outside of her advisory role, she manages a rental property in Fremont, California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

William Petit is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2022. His background includes various roles outside of finance, including work in logistics and hospitality. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs that include tailored financial planning and access to institutional research and investment resources.

Renata Rodriguez is a Series 66-licensed financial advisor at Charles Schwab with 20 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009, based in San Francisco, CA. Charles Schwab & Co., Inc. serves mainly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Shu Wei Ouyang is a financial advisor with Cetera in San Mateo, CA, holding a Series 66 designation and 17 years of industry experience. Prior to joining Cetera, Shu Wei worked at Merrill, Bank of America, and Charles Schwab. Outside of advising, Shu Wei owns multiple rental properties. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stefan Jelev is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He has progressed through various roles at Fidelity Investments, including Investment Consultant, Workplace Planning Consultant III, II, and I, as well as Workplace Planning Associate, reflecting a continuous commitment to financial advisory services. Prior to joining Fidelity Investments, Stefan gained experience as a Financial Advisor Intern at Northwestern Mutual from 2018 to 2020. Stefan holds a California Insurance License, supporting his role in providing comprehensive financial planning and consulting. He approaches financial planning as a personalized, collaborative process rooted in trust, transparency, and long-term strategy, aiming to help clients achieve their goals with clarity and confidence. Outside of his professional life, Stefan has interests in cars, fitness, golf, hiking, photography, and skiing.

Paula Bai is a financial advisor with UBS Financial Services in Los Angeles, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at Morgan Stanley, RBC Capital Markets, and Wells Fargo. Outside of her advisory work, she owns a rental property in Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services and offers a range of financial planning and capital markets solutions.

Daniel Leder is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Wells Fargo Clearing since 2024. Prior to this, he was employed at JP Morgan Chase Bank, N.A. and JP Morgan Securities, LLC from 2018 to 2024, and at Cowlick, Inc. from 2013 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Michael Pierce is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since 2010, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. With over 15 years of experience at Fidelity, he partners with clients to help them make informed financial decisions. Michael's expertise includes comprehensive wealth planning aimed at guiding clients and their families through prudent and efficient financial strategies. He holds a California Insurance License, supporting his ability to provide a range of financial services. Outside of his professional work, Michael enjoys fitness, golf, outdoor adventures, skiing, and traveling.

John Metallic is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 36 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house financial research.

JJ Fajardo is a Financial Consultant currently working at Fidelity Investments since 2024. He has 15 years of experience in the financial services industry, during which he has focused on assisting clients in building financial plans and investment strategies aimed at achieving their life goals. JJ holds a Bachelor of Arts in Business Administration with a concentration in Finance from California State University, Fullerton, where he graduated magna cum laude. He also completed the university's Financial Planning Certificate program. Prior to his current role, he served as a Financial Advisor Assistant Vice President at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2022 to 2024. He holds a California Insurance License.

Laura Miri is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2009. She holds the Series 66 designation and is based in Menlo Park, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, supported by proprietary research and planning tools.

Daniel Miller is a Series 66-credentialed financial advisor at Charles Schwab in San Francisco, CA, with one year of industry experience. His prior roles include positions at Celigo, Emergence, and Doma, as well as periods dedicated to extended travel. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Edward Van Der Velden is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 designation with seven years of industry experience. His career includes multiple roles at UBS as well as a brief tenure at Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include fee-based financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Queenie Ngo is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and six years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2004 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.