Benjamin Bradford is a financial advisor with Creative Planning, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at Maxwell Wealth Strategies Inc. and various E*TRADE entities spanning from 2007 to 2023. Outside of advisory work, he manages a rental property in Pleasanton, California. Creative Planning serves a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans, delivering investment advisory and financial planning services. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure.

Oliver Orzal is a financial advisor with Equity Services, Inc. in Oakland, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Ameritas Advisory Services, Ameritas Life Insurance Corp., and David White & Associates. He is involved in the marketing of wealth and insurance services under the names Falcon PG Wealth Management and Insurance Services and Nagomi Wealth Management and Insurance Services. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm uses multiple advisory platforms, including third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading.

Keith Furuya is a financial advisor at Farther with 22 years of industry experience. He holds a Series 66 designation and has worked at Black Walnut Advisors LLC since 2005. Outside of his advisory role, Furuya serves as a board director for Filtrano Tapes, where he oversees strategy, risk, and performance. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds. The firm’s investment approach is based on Modern Portfolio Theory and employs bespoke and algorithmic model portfolios with automatic rebalancing.

Eric Schulkin is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2018. He previously worked at Gerber Kawasaki, Inc. and LPL Financial, both from 2014 to 2018. Outside of his advisory role, Schulkin serves as a trustee on the board of the Drew School, a registered 501(c)(3) nonprofit in San Francisco. Oppenheimer serves individuals—including high-net-worth clients—corporations, pooled vehicles, and retirement plans, offering a range of advisory programs such as portfolio management, consulting, and financial planning. The firm employs various investment approaches depending on the program, ranging from strategic asset allocation to tactical manager selection, and manages approximately $36.7 billion in assets under management as of December 31, 2025.

Cheng Yu Lee is a financial advisor at HSBC Securities (USA) Inc. in San Francisco, holding Series 63 and Series 66 licenses with nine years of industry experience. Lee has worked at HSBC Securities USA Inc. and HSBC Bank USA National Association since 2017 and was involved in personal trading in the financial market from 2015 to 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment process with both strategic and tactical asset allocation, leveraging affiliated and third-party providers for fund selection and portfolio management.

Zachary Schiller is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He previously worked at Sanford C. Bernstein & Co. LLC, Jones, Schiller & Littman, LLP, and Morgan Stanley in various capacities. Outside of his advisory role, he is a co-founding member of a consumer packaged goods company and serves on the board and finance committee of a senior center in San Francisco, in addition to volunteering as a youth soccer referee. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management, using a range of investment vehicles and platforms.

Michael Paganucci is a financial advisor at Oppenheimer with 17 years of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2020. His prior experience includes positions at Ameriprise Financial Services and Morgan Stanley in both private banking and Smith Barney divisions. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement planning. The firm employs strategic and tactical asset allocation along with manager selection and various investment strategies, with a notable role as a qualified custodian and a mix of discretionary and non-discretionary account management.

Laura Ward is a financial advisor at William Blair with Series 63 and Series 65 licenses and 40 years of industry experience. She has worked at First Republic in various capacities from 2005 to 2023 before joining William Blair. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary models, third-party sub-advisers, and access to private funds and co-investment opportunities.

James Marchetti is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He previously worked at First Republic Investment Management, Inc. and First Republic Securities Company, LLC from 2016 to 2023. Outside of advising, he owns High Marks LLC, a real estate business in Orinda, CA. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, combining a Private Advisor model with a consolidated investment platform that includes equities, fixed income, and alternatives.

Eli Sakov is a Series 65-licensed financial advisor with PlanMember Securities Corporation, based in Berkeley, CA. He has no prior industry experience but has been involved in technology and insurance-related consulting and entrepreneurship since 2018. Sakov is the founder and operator of Better Leads, Inc., a software company focused on developing tools for insurance lead identification and data management. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education, personalized retirement planning, and support services to plan sponsors and participants.

Cliff Duester is a financial advisor at Hornor, Townsend & Kent, LLC with 16 years of industry experience. He holds a Series 66 designation and has worked previously at MML Investors Services, Lenox Advisors/Mass Mutual, and Penn Mutual Life Insurance Company. Outside of his advisory role, Duester is the founder of Private Label Wealth Management, an insurance brokerage focused on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight rather than discretionary trading.

Vernon Yu is a financial advisor at Hightower Advisors with a Series 65 designation and two years of industry experience. Prior to joining Hightower Advisors in 2023, he worked for Stoic Partners Consulting Ltd from 2020 to 2023. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, and corporations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers with a focus on customized portfolio construction and proprietary research.

Felix Kwan is a CFP® with 23 years of industry experience, currently serving at Prime Capital Financial. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. In addition to his advisory work, he is an agent involved in the sale and service of fixed insurance products. Prime Capital Financial is an SEC-registered enterprise advisory firm that serves individuals, trusts, corporations, and retirement plans with a range of services including asset management, financial planning, and family office offerings. The firm employs various investment strategies and maintains affiliated tax and family office practices.

Scott Sprague is a CFP® with 37 years of experience in the financial services industry. He is currently with Private Advisor Group, LLC and has held previous roles at LPL Financial, Mariner Independent Advisor Network, and CETERA Advisor Networks. He also manages Sprague Wealth Solutions, an investment-related business focusing on non-variable insurance products. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations by providing discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm offers access to multiple advisory programs and third-party asset managers through a network of investment adviser representatives.

Stacey Quinn is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has held roles at multiple entities, including Phoenix Leadership Development, Inc., where she serves as president, and Quinn Property and Casualty as a partner. Her other business activities include involvement in estate planning education and commercial property insurance. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement advisory strategies through a large advisor network and multiple program platforms.

Shelby Stahr is a CFP® professional with seven years of industry experience, currently serving at Cerity Partners LLC since 2021. Prior to joining Cerity Partners, Shelby worked at B|O|S, Private Ocean, and Mosaic Financial Partners. Cerity Partners provides customized wealth management and related services to a diverse national clientele, including high-net-worth individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs a tailored investment approach combining proprietary quantitative screens with third-party managers and individual securities, and offers a range of services including portfolio management, financial planning, retirement consulting, and access to alternative investments.

Julio Barrientos is a financial advisor with Citigroup Global Markets in San Francisco, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Citigroup Global Markets since 2014. Outside of his advisory role, he works as a merchandising associate at Total Wine and More in Pleasant Hill, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Anna Dearborn is a financial advisor with Principal Financial Services in Danville, CA, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Merrill, Bank of America, and Fidelity Investments. She also serves as a bank officer with Principal Bank and Principal Trust Company, supporting retirement plan account relationships across the firm’s insurance, broker-dealer, and bank/trust services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm’s advisory offerings emphasize direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions.

Matthew Halick is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Ameritas Advisory Services since 2021 and also works with Garaventa Accountancy Corporation as an assistant, supporting tax document preparation. Additionally, he serves as treasurer for the Sacramento Safari Club, a conservation-focused organization. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm utilizes a platform approach combining in-house model portfolios, third-party managers, and integration with Ameritas affiliates to offer comprehensive investment solutions.

Amir Atabaki is a financial advisor at Hightower Advisors with seven years of industry experience. He holds the Series 65 and Series 66 designations and has previously worked at Frontier Investment Management Co, CMY Fiduciary Services, and Upside Options. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes multi-manager solutions and manager selection, utilizing both affiliated and third-party managers, with services spanning portfolio management, financial planning, and retirement plan consulting.