Barclay Kung is Vice President, Financial Consultant at Fidelity Investments, a position he has held since 2022. He has extensive experience in financial consulting, having previously worked at E*TRADE from Morgan Stanley between 2017 and 2022, J.P. Morgan as Vice President, Private Client Advisor from 2016 to 2017, Bank of the West as Financial Advisor from 2014 to 2016, and Merrill Lynch as Financial Advisor from 2012 to 2014. Barclay holds a California Insurance License and focuses on partnering with clients to develop tailored wealth strategies. He emphasizes the importance of understanding clients' financial goals to provide personalized service. Outside of his professional work, Barclay has interests in cars, food, parenthood, pets, reading, and traveling.

Farshid Bahramipour is a financial advisor with Ameriprise in Moraga, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory work, he is a partner in Nash Solutions, LLC, a software development firm specializing in marketing assistance. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Angela Spears is a financial advisor at UBS Financial Services with 21 years of industry experience. She has been with UBS since 2006 and previously worked at Piper Jaffray & Co starting in 2003. Outside of her advisory role, she has served as an assistant referee for the East Diablo Youth Soccer League. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets offerings.

Alistair Savides is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. He has experience working at several firms including Litman Gregory Asset Management, First Republic Bank, and JPMorgan Chase Bank, N.A. He also has a background with First Church of Christ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nicholas Charbonneau is a Planning Consultant at Fidelity Investments, a role he has held since 2026. In this position, he works closely with clients to understand their financial goals and collaborates with them to develop personalized financial plans. Prior to his current role, Nicholas gained experience at Fidelity Investments as a Relationship Manager from 2025 to 2026 and as a Financial Representative from 2024 to 2025. This progression reflects his growing expertise in financial planning and client relationship management. Outside of his professional work, Nicholas has interests that include baseball, beach activities, boating, fitness, golf, and skiing.

Nicole Tom is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Jacquelyn Mulford is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2007 and Bank of America since 2017. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by its Chief Investment Office and its integration within Bank of America’s broader corporate platform.

Brendan Hawes is a financial advisor at OSAIC based in Walnut Creek, CA. He holds Series 63 and Series 65 licenses and has less than one year of industry experience. Prior to joining OSAIC, he worked in various roles including positions at Delicato Family Wines and Columbia Distributing. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Joel Drescher is a financial advisor at J.P. Morgan Securities with six years of industry experience. He has worked at Citi Private Bank, Merrill, Millennium Partners, and Drescher Capital. Outside of his advisory role, he serves as a co-coach for the East Bay Eclipse Soccer Club and lectures at UC Berkeley Haas Business School. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Baird is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and has worked at firms including Bayshore Tax and Consulting and SECURITIES AMERICA, Inc. He is also involved in a sole proprietorship offering life insurance and long-term care coverage as part of his financial advisory services. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of services such as brokerage and investment advisory, financial planning, and access to third-party money managers, utilizing asset allocation tools and automated rebalancing to manage portfolios across multiple asset classes.

David Lawrence II is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning that uses firm-approved tools and modeling techniques, and manages approximately $2.74 trillion in client assets.

Aaron Peabody is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 16 years of industry experience. He has worked at Raymond James since 2023 and previously spent 14 years with Securian Financial Services and Minnesota Life Insurance Co. He is also involved as a broker and agent in fixed insurance and serves as an independent contractor with Summit Financial Group. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Mary Hanson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has been with Cambridge Investment Research Advisors since 2012. Hanson is a board member of the Professional Women's Referral Group and serves as a networking leader for the San Ramon Chamber of Commerce. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using multiple platform arrangements and both proprietary and unaffiliated model strategies.

John Keller is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 63 designation and 30 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Keller participates in a member expense sharing arrangement with other Ameriprise advisors to support shared business infrastructure. Ameriprise offers retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

David Minor is a financial advisor with Ameriprise in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Ameriprise and its related entities since 2010. Minor serves on the board of directors for COTAP, a nonprofit organization. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, with a focus on clients who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Heidi Crocker is a financial advisor at UBS Financial Services with five years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services and Morgan Stanley Smith Barney LLC. Prior to her professional financial career, she spent twelve years engaged in homemaking. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Susan Vidalon Suzuki is a Series 66-licensed financial advisor with Equitable Advisors in Oakland, CA, holding seven years of industry experience. She has worked with Equitable Advisors since 2018 and previously held positions at AXA Advisors, Pandora Media Inc., and Santa Clara University. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and a variety of endorsed third-party managed account platforms.

Barry Williams is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in corporate benefits, personal retirement planning, and retirement income. Barry focuses on education and transparency in wealth management strategies to help clients better understand investment behavior during volatile markets. Barry began his investment career after graduating from the University of California Berkeley. He initially worked with PaineWebber, which was later acquired by UBS, where he remained for three years. In 2003, he joined Citi SmithBarney, navigating complex market conditions in the early 2000s. Since 2010, Barry has been with Merrill Lynch Wealth Management. In 2013, he earned his Chartered Retirement Plan Counselor™ (CRPC) designation, enhancing his expertise in retirement strategies. He also holds the Personal Investment Advisor (PIA) designation. Barry is involved in his community through coaching at Sleepy Hollow School. His personal interests include adventure sports, golfing, scuba diving, and swimming. He works closely with clients to develop personalized financial strategies aimed at achieving long-term goals.

Virginia Price is a financial advisor with Wells Fargo Clearing in Tiburon, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Casey Pena is a financial advisor at Cetera with 23 years of industry experience. He has held positions at Cetera since 2019 and previously worked at Foresters Financial Services from 2011 to 2019. He holds Series 63 and Series 66 designations. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services, utilizing a multi-manager platform that includes both affiliated and third-party managers.