Peter Havenstein Sr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He previously worked at Merrill for 43 years and Bank of America for 10 years before joining Wells Fargo Clearing in 2019. He serves as treasurer for the NW Washington DC Kiwanis club. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Nhan Nguyen is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Charles Schwab in Bethesda, MD. He has worked at Charles Schwab and Charles Schwab Bank since 2016 and previously spent ten years at Fidelity. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers both non-discretionary and discretionary investment options with a multi-asset model portfolio approach supported by in-house research and due diligence.

Magdalena Alcan is a financial advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent seven years at Wells Fargo Advisors LLC and one year at Wells Fargo Clearing. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Aaron Feldman is a Vice President and Financial Consultant at Fidelity Investments, where he has served since 2018, advancing from Financial Consultant to his current leadership role in 2022. He also worked as an Investment Consultant at Fidelity from 2017 to 2018. Prior to Fidelity, Feldman held positions such as Vice President at First Trust Portfolios from 2014 to 2017 and Regional Wealth Consultant at Invesco from 2011 to 2014. Feldman specializes in assisting clients through a value-driven process focused on creating and implementing financial plans that align disciplined investment strategies with both current and future spending needs. His approach centers on helping people work towards amassing wealth and optimizing its use once achieved. Outside of his professional work, Aaron Feldman is engaged in family activities, fitness, social events with friends, golf, parenthood, and volunteering.

Shawn Barnes is a CFA® charterholder and holds a Series 63 license, with 27 years of experience in the financial industry. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Susan Tooker is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her career includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients, offering a broad range of financial planning services and investment solutions tailored to clients who meet a net-worth threshold.

Max Molina is a financial advisor at Osaic Wealth, Inc. with Series 66 credentials and one year of industry experience. His prior work includes roles at Carmax and Montgomery Financial, among other positions. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services supported by various asset-allocation tools and third-party platforms, operating through a large network of affiliated advisers.

Yapheth Norris is a financial advisor with Raymond James & Associates in Rockville, MD, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, PNC Bank, and Impaq International. He was also involved with Norris Sports & Recreation in 2021. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alexander Mcgee is a Series 66-licensed financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank N.A. He also worked at Towson University before entering the financial sector. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that encompass broad investment and planning capabilities.

Nompilo Nyathi is a Financial Consultant at Fidelity Investments, a position held since 2023. Prior to this role, Nyathi worked as a Financial Advisor at Merrill from 2017 to 2023. Nyathi's approach to financial consulting centers on understanding the deeper aspirations and desires that drive clients, recognizing that wealth encompasses more than just numerical values but also its potential impact on clients' lives and future generations. By tailoring strategies to each client's unique situation, Nyathi aims to deliver personalized financial planning and investment guidance. In addition to professional work, Nyathi speaks Ndebele, Shona, and Zulu. Personal interests include cooking and baking, fitness, hiking, Pilates, and traveling.

Jason Richards is a financial advisor at LPL Financial with 28 years of industry experience. He has held roles at Mutual Service Corporation, FSC Securities Corporation, and Capitol Wealth Management, Inc. He holds the CFP® designation and securities licenses Series 63 and Series 66. Outside of his advisory work, Richards is involved in insurance brokerage activities focusing on term and fixed life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic, tactical, and alternative investment strategies.

Andrew Rothenberg is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been affiliated with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and advanced modeling techniques in its financial planning process.

Craig Martin is a CFP® with 14 years of industry experience. He is currently a financial advisor at Wells Fargo Advisors, having joined the firm in 2024. Prior to this, he worked at KAWG&F Financial Planning Group LLC and Harbor Investment Advisory, LLC. He serves as a trustee for a 401(k) plan and provides part-time support in tax and business operations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

William Erskine is a financial advisor at Edward Jones in Olney, MD, holding CFP® and ChFC® designations with seven years of industry experience. His prior roles include positions at Preferred Home Loans, Inc., T. Rowe Price, Atlantic Financial, Inc., and NewDay USA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets. The firm is notable for its extensive network of advisors and branches and offers both discretionary and non-discretionary strategies under a fiduciary standard.

Ernest Massenberg III is a CFP® with 25 years of industry experience, currently serving at OSAIC since 2024. He previously worked at Woodbury Financial Services Inc. for four years and Lincoln Financial Advisors Corporation for eleven years. Outside of his advisory work, he is a keyboardist in the Deja Gruv band. OSAIC Wealth, Inc. serves a wide range of clients, including individual investors, pension plans, corporations, and nonprofits, through a large network of financial advisers and multiple advisory platforms. The firm employs firm-provided asset-allocation tools and offers integrated brokerage and advisory services, unified managed accounts, and access to third-party money managers.

Jonas De Bem is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America and entrepreneurial ventures such as Wizard De Bem Idiomas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Benjamin is a CFP®-certified financial advisor with 11 years of industry experience. He has worked at Wells Fargo Advisors since 2017 and previously held positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he serves as the head coach for boys ice hockey at St. Johns College High School and works as a part-time teaching assistant there. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions using research-based tools and tailored client recommendations. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports and entertainment planning.

Kyle Hublitz is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He previously worked at UBS Financial Services from 2009 to 2023. Outside of his advisory role, he has majority ownership in HUBLITZ GP, LLC, a company formed to sell a minority stake to 72 Growth Partners. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers comprehensive financial planning services tailored to net-worth qualified clients, covering a range of areas including retirement, education, business-owner transition, and special-needs planning.

Max Freelander II is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Advisors and related entities since 2015. Outside of his advisory role, he owns and manages investment-related businesses, including PROSPER LLC and FREELANDER GP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with banking and other financial products.

Carla Lindblad is a financial advisor at Raymond James Financial with eight years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Advisors for seven years. Outside of her advisory role, she is involved in operational and client service support at two local organizations in Rockville, MD. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and uses analytical tools to help clients understand potential outcomes, supporting implementation through advisory programs or other providers.