Kyle Lahart is a financial advisor with Morgan Stanley, holding a Series 66 designation and 13 years of industry experience. His career includes roles at Merrill and Bank of America prior to joining Morgan Stanley in 2024. Outside of finance, he is involved as an employee at Paddy’s Old City Pub, a restaurant and bar in Philadelphia. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets using structured planning tools and offers both direct and employer-related financial plans.

Kara Hopkins is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Her prior experience includes roles at Vanguard and various positions in other sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, specializing in discretionary portfolio management, fund advisory, and algorithm-driven model portfolio construction.

William Burger III is a financial advisor with Mass Mutual Investors Services in Philadelphia, PA, holding a Series 66 designation and three years of industry experience. His work history includes roles at MML Investors Services, MassMutual Life Insurance Company, and Cohick & Associates, as well as an academic affiliation with Dickinson College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools and structured planning engagements.

Mary Marett is a CFP® with 19 years of industry experience, currently advising at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Craig Mckinley is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 22 years of industry experience. His career includes roles at METLIFE SECURITIES Inc from 2009 to 2017 and MassMutual Life Insurance Co since 2016. He is currently based in Marlton, NJ. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on annual collaborative planning engagements using firm-approved tools without discretionary authority on investments.

Marco Testaiuti is a financial advisor with Morgan Stanley in Philadelphia, PA, holding Series 63 and Series 65 licenses and having nine years of industry experience. His career includes roles at Morgan Stanley Private Bank and Santander Securities, LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process using firm-approved tools and primarily serves clients in an advisory capacity.

Shawn Gies is a financial advisor at Morgan Stanley in Philadelphia, PA, holding a Series 66 designation with seven years of industry experience. He has been with Morgan Stanley since 2018 and previously worked at Barnes and Noble and Continuum Consulting Group. Outside of advising, he streams video games and chats on Twitch in his personal time. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support clients' financial goals.

Dylan Audi is a financial advisor with MassMutual Investors Services, holding a Series 66 credential and one year of industry experience. Before joining MassMutual, he worked for the U.S. House of Representatives and has roles at Sage Settlement Consulting and MassMutual Life Insurance Company. He also provides consulting services related to structured settlements and works as an insurance broker offering life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved analysis tools and offers specialized programs including estate-settlement and employer-sponsored planning.

Charles Mcafee is a financial advisor with Wells Fargo Clearing in Marlton, NJ. He holds a Series 63 designation and has 49 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Frank Esposto is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He is based in Philadelphia, PA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations to model outcomes.

Daniel Ellert is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 12 years of industry experience. Before joining Morgan Stanley in 2021, he worked at Riskalyze and FS Investment Solutions, LLC. He is currently based in Mount Laurel, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Denise Donahue is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James & Associates and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and offers a broad range of advisory programs supported by structured planning tools and a global investment committee.

Declan Botwinick is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. He has held various roles including positions at Hurley and Associates, CPAs, and community involvement with the Barnegat Light Yacht Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary capital market research and model-based asset allocations to provide tailored financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Mark Mesco is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 35 years of industry experience. He has worked at Metlife Securities Inc. and Metropolitan Life Insurance Company from 1989 to 2017 before joining Mass Mutual in 2017. Outside of his advisory role, he is also a property and casualty insurance agent specializing in health and group health. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software for goal analysis and offers event-driven planning programs, including recent additions like Divorce Planning.

Hunter Coraggio is a financial advisor at Merrill Lynch Wealth Management based in Mt. Laurel, NJ. In his role, he works directly with clients to develop strategies designed to achieve their financial goals, leveraging Merrill's global investment strategies, lending solutions, and banking services through Bank of America. Prior to joining Merrill, Hunter served as an Associate Banker with the Financial Sponsors Group at J.P. Morgan Private Bank in Manhattan, where he advised ultra-high-net-worth individuals, private equity professionals, and institutions. Since entering the industry in 2021, he has gained experience in client relationship management, business development, and complex financial transactions, collaborating with investment, lending, and trust specialists to craft tailored financial strategies. Hunter earned a Bachelor of Science degree in both Finance and Accounting from Rowan University, graduating Cum Laude in three years with multiple academic honors. He holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, Hunter enjoys family time, travel, golfing, baseball, and follows Philadelphia sports.

Grant Garvin is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has prior experience at Janney Montgomery Scott LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Richard Robbins is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Robbins serves as treasurer for Al-Anon Family Groups in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Aaron Nelson is a financial advisor with OSAIC who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He previously worked at Securities Service Network, Inc. for 24 years and Securities America, Inc. for four years. Nelson is a partner at Evesham Capital Management and serves as an executive officer on the board of a nonprofit organization, Oaks Integrated Care Services, as well as a commissioner for the Delaware River Port Authority. He also participates on the leadership council at Rutgers University. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and platforms.

Michele Lugiano is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved with alumni engagement at Gloucester Catholic High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both proprietary and third-party research and model portfolios.

John Madzin Jr. is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 63 designation and bringing 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.