Paula Nangle is a CFP® and holds a Series 65 license with 19 years of industry experience. She is currently with Creative Planning, LLC, where she has worked since 2025. Prior to that, she spent 16 years at The Marshall Financial Group, Inc. based in Doylestown, PA. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that integrates low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Robert Eberly is a financial advisor at Janney Montgomery Scott with 44 years of industry experience. He holds a Series 63 designation and has been with Janney Montgomery Scott since 2009. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. Janney serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs through both in-house and third-party portfolio management.

Robert Cumming is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has 25 years of industry experience and has been with Private Advisor Group and LPL Financial since 2011. Private Advisor Group is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs, employing a range of investment strategies and supporting held-away account management through various platforms.

Timothy Ohara is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 licenses and has 17 years of industry experience. Prior to joining Citizens Securities in 2024, he worked for ten years at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating also as a broker-dealer and insurance agency.

Lisa Mchugh is a financial advisor at Lincoln Investment with Series 63 and Series 65 licenses and 37 years of industry experience. She has been with Lincoln Investment Planning, Inc. since 1997. Outside of her advisory role, she serves as treasurer and board member of a condominium association. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of model portfolios, employing both strategic and tactical investment approaches through an Investment Management & Research team.

Charles Hillis Jr. is a CFA® charterholder with 48 years of industry experience. He has been with Oppenheimer & Co since 2018 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he manages his own investment partnership through Hillis Partnership and Hillis Management. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and financial planning. The firm emphasizes strategic asset allocation and manager selection, with accounts reviewed periodically and a distinctive approach that includes commission-based programs and non-discretionary management.

Renzo Cerabino is a CFP®-certified financial advisor with Independent Financial Partners, bringing four years of industry experience. Prior to joining Independent Financial Partners, he worked at PNC Private Bank for eight years. He also teaches continuing legal education classes focused on estate planning. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of individual, charitable, corporate, and high-net-worth clients, with notable capabilities in retirement-plan advisory and pension consulting.

Stephen Mc Carthy is a financial advisor with Lincoln Investment, holding a Series 66 credential. He has less than one year of industry experience. Prior to his career in financial advising, he worked for eight years at TransNoble Logistics and spent four years at The Pennsylvania State University. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a mix of advisor-managed and firm-managed investment programs using both strategic and tactical approaches.

Vishal Gaur is a financial advisor with Private Advisor Group, LLC, holding the ChFC® designation and Series 63 license, and has 33 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2014 and operates Gaur Financial Associates, LLC. Private Advisor Group serves a diverse client base including individuals, businesses, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement plan consulting. The firm provides access to third-party asset managers, turnkey asset management platforms, and its own WealthSuite separately managed accounts program.

Evan Hagan is a financial advisor with Lincoln Investment, holding a Series 66 designation and one year of industry experience. Prior to joining Lincoln Investment, he worked at Educational Alliance as Program Director of the Art School, where he designed and executed educational programs focused on pottery. He has additional work experience with GameCo, Inc and Think Coffee. Lincoln Investment serves individual clients, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular emphasis on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services utilizing both strategic and dynamic approaches overseen by its Investment Management & Research team.

Kyle Salvitti is a financial advisor with Lincoln Investment, holding a Series 66 designation and eight years of industry experience. He has held positions at Lincoln Investment since 2018, with additional roles at Encompass Wealth & Legacy Planning, Benchmark Appraisal Group, and JPMorgan Chase & Co. Salvitti’s other business activities include serving as an analyst for Encompass Wealth & Legacy Planning, where he focuses on portfolio and investment analysis and recommendations. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, utilizing both strategic and tactical approaches across in-house and third-party strategies.

Harrison Fosnocht is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds the Series 66 designation and has previously worked at Key Investment Services LLC, TD Private Client Wealth LLC, TD Bank N.A., Mass Mutual Investors Services, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed via proprietary algorithms, alongside a Managed Account program, and operates as a broker-dealer and insurance agency.

Robert Castellani Jr. is a financial advisor with Lincoln Investment, holding the Series 66 designation and having one year of industry experience. His prior work includes roles at BT Partners LLP, RSM US LLP, Ryan LLC, and PricewaterhouseCoopers LLP. He serves as President and board member of the Arabella Homeowner's Association, where he leads meetings and liaises with the community's social committee. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm employs a mix of in-house and third-party strategies overseen by an Investment Management & Research team, offering both discretionary and non-discretionary programs with a reported $22.9 billion in advisory assets as of December 31, 2025.

Avery Stine is a CFP® professional with 11 years of industry experience, currently affiliated with Hornor, Townsend & Kent, LLC since 2021. Prior to this, Avery worked at Equitable Advisors and Axa Advisors, LLC. In addition to his advisory role, he is involved in multiple life insurance brokerages, including acting as a partner at Rock Capital Group and proprietor of Capital Evolution, which he uses for client acquisition and branding. Hornor, Townsend & Kent serves individuals, high-net-worth clients, trusts, businesses, charitable organizations, and retirement plans through a comprehensive advisory platform. The firm combines advisory programs with broker-dealer services and offers both discretionary and non-discretionary account options, supported by third-party asset managers.

Larry Sun is a CFP® with 33 years of experience in the financial industry. He is currently with Hornor, Townsend & Kent, LLC and has held positions at Penn Mutual Life Insurance, Mass Mutual Investors Services, and Metlife Securities. Outside of his advisory work, he serves as a board member and chairman of the deacon board at Faith Hope Love Chinese Church and provides business consulting for startups. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, managing both discretionary and non-discretionary accounts with a network of advisers and third-party asset managers.

Hamza Khan is a Series 66-licensed financial advisor at Citizens Securities, Inc. in Conshohocken, PA, with seven years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, PNC Investments LLC, Bank of America, Merrill, and TD Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides both a digital advisory program and a Managed Account program, and operates as a broker-dealer and insurance agency.

Timothy Joseph is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He has previously worked at Wisdom Planning, LLC, Andrew Garrett, Inc., and Cordasco Financial Network, LLC. In addition to his advisory role, he provides professional tax preparation services on a seasonal basis. Mercer Global Advisors offers investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management strategies.

Lawrence Greenberg is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Pruco Securities, LLC and Northwestern Mutual. Greenberg serves as a board member at large for the Pennsylvania Film Industry Association and is CEO of Cage Free Projects, a filmmaking and creative consulting business. He is also vice chairman of the New Hope Planning Commission, a nonprofit community planning organization. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program featuring ETF-based portfolios managed through proprietary algorithms, alongside commission-based brokerage and other non-discretionary services.

Mauricio Gaitan is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He joined Citizens Securities in 2017 after working at PNC Investments LLC from 2016 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes a digital advisory platform with ETF-based portfolios and proprietary algorithms, in addition to commission-based brokerage and other non-discretionary business.

Keith Tomer is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 21 years of industry experience. He previously worked at Minnesota Life Insurance Company and Securian Financial Services, each for 19 years, and has been affiliated with Foundations Financial Partners since 2014. Outside of advisory work, he serves as an Operations Assistant with signing authority at MCKC, LLC. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, providing a range of advisory programs, wealth management, and retirement plan consulting services. The firm offers operational, trading, technology, and compliance support, enabling advisors to construct client portfolios using diverse securities and insurance products alongside discretionary model portfolios managed by its Investment Management and Research team.