Christian Schaeffer is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sofya Ziskina is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch Pierce Fenner and Smith since 2011. Outside of her advisory role, she serves as Treasurer and a board member for a homeowners association in Princeton, NJ, and is an officer involved in bookkeeping for a family-owned S corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cole Mohrman is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked in a variety of roles outside finance, including positions at Spa Hearth and Home and South Jersey Turf Consultants. Mohrman also spent seven years at Rowan College of South Jersey Cumberland. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm combines internal and third-party investment management approaches and supports a range of account types including pension plans, corporations, and charitable organizations.

Robert Kroner Jr. is a financial advisor at Merrill with 31 years of industry experience. He has been with Merrill since 1984 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ayushkumar Patel is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Bank of America, Annpurna LLC, and Equitable Advisors, LLC. Outside of finance, he has experience managing a 7-Eleven franchise and operating Party Perfect Rentals. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, and organizations.

Angie Bowers is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 1999. Outside of her advisory role, she works part-time as a waitress and food runner at a restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Faughnan is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caitlin Tshudy is a financial advisor at Merrill with six years of industry experience and holds the Series 66 designation. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Moody is the Regional Managing Director of the Florida Merrill Private Wealth Management Region, based in Miami, Florida. In this role, he leads the ultra-high-net-worth business across the state, collaborating with Private Wealth Advisors and their clients to develop tailored wealth management strategies for individuals, families, and business owners with significant wealth. Additionally, he serves as the Market Executive of the Miami & Islands Market for Merrill Lynch Wealth Management, overseeing financial advisor teams focused on helping clients pursue their financial goals. Mr. Moody has been with Merrill for 26 years, gaining experience in various leadership roles across the United States. Early in his career, he worked as a mortgage and credit specialist with Merrill Lynch Bank USA in Chicago and Denver. Over time, he took on roles such as Regional Sales Manager for the Southwest Region and contributed to financial advisor training initiatives. Since 2009, he has led the firm's wealth management business for clients in Miami and the Caribbean. He holds a B.A. in economics with a minor in Hispanic language and culture from Wake Forest University and an MBA in finance from Denver University. Mr. Moody also completed The Securities Industry Institute Program at Wharton University. He resides in Coconut Grove, Florida, with his wife and three children. He is actively involved in philanthropic and community activities and currently serves on two boards.

Paul Stappas is a financial advisor at MassMutual Investors Services with 47 years of industry experience. He has been with MML Investors Services, Inc. since 1992 and with MassMutual Life Insurance Company since 1991. He holds a Series 63 designation and owns a bookkeeping services business that provides referrals and general management. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Michael Sheehy is a CFP® with 34 years of industry experience. He is currently with LPL Financial, where he has worked since 2019, and previously spent time at Raymond James Financial Services Advisors and Wealth Advisory Services, Inc. He operates additional businesses related to investment services in Doylestown, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Emma Tilley is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked in various roles including at Short Hills Marble and Tile and Charlie Brown's Steakhouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Mucciacciaro is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, based in the Yardley, Pennsylvania branch office. He guides wealthy families and businesses through a goals-based wealth management process, focusing on understanding clients' goals, dreams, time horizons, and comfort with investments to help them achieve their desired results. Mark’s expertise encompasses areas such as college education planning, family wealth management strategies, retirement income, tax minimization, and services for endowments, foundations, and non-profits. Mark began his career in 1996 with Merrill Lynch in New York City and later joined Morgan Stanley in 2008 before returning to Merrill in 2016. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Plans Specialist™ (CRPS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Mark earned a Bachelor of Science degree from Rutgers University. He has also served as an adjunct professor at Temple University, teaching Financial Planning in the MBA program of the Fox Business School. A native of South Jersey, Mark and his wife, Kathy, along with their children, Matthew and Nicole, have lived in Yardley since 2004. Outside of his professional role, Mark enjoys boxing, cooking, spending time with his family, and coaching his children in sports. He has been involved in the community as a past board member of the Embrace Kids Foundation.

Robert Huesken is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 and Series 63 designations and has worked previously with Bank of America, Wells Fargo, and PNC Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, and institutional clients. The firm employs strategic and tactical asset allocation and supports a variety of client types including pension plans and charitable organizations.

Nicholas Scheurer is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America and Merrill, as well as academic positions at Rowan School of Osteopathic Medicine and Rowan Economics Department. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Kleiman is a financial advisor with LPL Financial in Doylestown, PA, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has been with LPL Financial and its predecessor firm since 2001. Kleiman is also involved in selling fixed annuities and various types of insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Scott Furnish is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kyle Glenn is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked in various roles including positions at Dick's Sporting Goods Inc and Securitas Critical Infrastructure Services Inc. Outside of his advisory role, he works as an independent contractor for Instacart, performing shopping and delivery services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Wendell Pribila is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and has 36 years of industry experience. He has been with LPL Financial since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management along with model portfolios and research support.

Max Fallon is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. Prior to joining Merrill, he co-owns Hot Dress LLC, a business focused on writing, recording, and performing original music. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individual and institutional clients.