Ashley Altman is a financial advisor with LPL Financial in Iselin, NJ, holding Series 63 and Series 65 credentials and 15 years of industry experience. She previously worked at Foresters Advisory Services LLC and Foresters Financial from 2011 to 2019. Outside of advisory work, she is involved as a partner in a real estate business focused on purchasing, rehabbing, and reselling properties. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and proprietary research.

Kevin Conwell is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within J.P. Morgan entities since 2017. Outside of his advisory work, he is a minority owner in an energy storage device company, Novele Inc. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Mark Ruggiero is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 credential and 15 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in baseball and softball training and instruction as a partner. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Kyle Kuriloff is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation. Outside of his advisory role, he is also engaged in outside insurance sales, focusing on life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning processes that utilize firm-approved software and deliver written recommendations.

Justin Taylor is a CFP® certificant with nine years of experience in the financial services industry. He is currently with Wells Fargo Advisors and has previously worked at UBS Financial Services and Wells Fargo Clearing Services LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, and specialized areas such as business-owner transition and special-needs planning.

Angela Di Martino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. Her career includes roles at JPMorgan Chase Bank, Signature Securities Group Corp., Flagstar Securities, and Chase Investment Services Corp. She is based in Staten Island, NY. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling and centralized due diligence, applying an ESG eligibility framework, while delivering services on a non-discretionary basis.

Lindsay Heller is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 66 and Series 65 licenses and previously worked at Goldman, Sachs & Co. for 13 years and Farther Finance, Inc. for one year. She has been with J.P. Morgan Securities since 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John-Paul Tancona is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management, retirement planning, and complex divorce financial analysis. He brings over 26 years of experience in the financial industry, including 19 years as a fixed income trader. John-Paul combines his institutional market background with personalized planning to assist clients in making informed financial decisions. His practice focuses on helping busy professionals and families align their current financial situation with their future goals, including college education planning, personal retirement planning, portfolio management, tax minimization, and retirement income. John-Paul and his team emphasize honesty, trust, and transparency, providing custom-managed strategies tailored to each client's unique needs. John-Paul holds a Bachelor's Degree from Villanova University and is a Personal Investment Advisor (PIA) and Certified Divorce Financial Analyst® (CDFA®). He is a founding member of the Sparta, NJ chapter for Stand for the Silent and serves on the Sparta Education Foundation board. Additionally, he is involved with the Lake Hopatcong Foundation and Our Lady of the Lake Church. In his personal time, he enjoys hiking, spending time with his family, playing tennis, and traveling.

Denis Walker is a CFP® with 24 years of industry experience, currently with Mass Mutual Investors Services since 2017. He previously worked for MetLife Securities from 2005 to 2017 and has been affiliated with MassMutual Life Insurance Co since 2016. Outside of his advisory role, he serves as a trustee for a family dynasty trust and is an independent insurance agent specializing in health, dental, vision, and fixed annuity products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-driven planning without discretionary investment authority.

Mahi Haider is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he held positions at LPL Enterprise LLC and has experience in retail and information technology roles. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Sidharth Chadha is a Planning Consultant at Fidelity Investments, a position he has held since 2023. He previously worked at Fidelity Investments as a Relationship Manager from 2022 to 2023 and as a Financial Representative from 2020 to 2022. Prior to joining Fidelity, Sidharth was a Client Solutions Consultant at Vanguard from 2018 to 2020. Sidharth focuses on building and deepening strong relationships with clients to understand their unique needs, which allows him to assist clients in pursuing their financial goals. His approach involves gaining a thorough understanding of each client's distinct backgrounds, situations, and motivations to work together towards financial peace of mind and comfort. Outside of his professional role, Sidharth has personal interests that include fitness, spending time at the lake, movies, reading, and theater.

Brian Drake is a financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2010 and holds a Series 66 designation. Based in Warren, NJ, he serves clients through a range of brokerage and advisory services offered by the firm. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings such as fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, providing a broad platform that includes proprietary research and capital markets activities.

Brenda Titus is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at UBS Financial Services for nine years before joining Wells Fargo in 2023. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Enrico Bawar is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 license and possessing 31 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for seven years before joining Cambridge in 2022. Bawar serves as President and Board Member of the Rotary Club in Staten Island and holds board positions with several local organizations, including the Philippine Independence Committee of Staten Island and the Community Agency for Senior Citizens. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, featuring both proprietary and third-party investment strategies implemented across multiple platform arrangements.

Aleksey Olovyannikov is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and has worked at several firms including Primerica Advisors, Guardian Life Insurance Company, and Northeast Financial Network. Outside of finance, Olovyannikov is involved in local politics with the South Bound Brook GOP and has expressed interest in serving as an elected borough council member. He also pursues photography and assists individuals with vehicle purchases through a separate auto-assist business. UBS Financial Services serves individual, corporate, and institutional clients by offering a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Christopher Doll is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to his current role at Fidelity, he worked at Wells Fargo Advisors and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

Daniel Whritenour is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Equitable Financial Life Insurance and Equitable Advisors. Outside of finance, he has experience with small business ventures including ownership of All American Decks LLC and Tavern 5. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through a select group of Wealth Advisors.

Sean Lynch is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank, NA since 2023, following a one-year tenure at The Vanguard Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Robert Kane is a financial advisor at Cetera with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cetera and its affiliates since 2013. Outside of his advisory role, Kane is involved in selling fixed insurance products, including life, annuities, and long-term care insurance, through separate businesses. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Carol Cooperman is a Financial Consultant at Fidelity Investments, a position she has held since 2023. She has been with Fidelity since 2019, previously serving as an Investment Consultant from 2021 to 2023 and as a Financial Representative from 2019 to 2021. Carol focuses on helping individuals and families define and work toward their financial goals. She employs a consultative approach, partnering closely with clients to understand their priorities and deliver personalized financial planning. Her goal is to provide clients with financial peace of mind by guiding them through life changes toward their objectives.