Matthew Zakrzewski is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley since 2019 and has prior experience at Bath and Body Works, Old Navy, Molloy College, and Big Chief School and Camp. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and modeling tools but does not include individual security recommendations as part of its standalone planning services.

Thomas Travers IV is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Wendy Gorman is a financial advisor with Ameriprise in Dix Hills, NY, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she also works as a client service coordinator at Larry Joseph and Associates LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized recommendations. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Pauline Schwartz is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2018, previously spending three years at Briden Chase LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jamie Edwards is a financial advisor at Ameriprise with Series 63 and Series 66 credentials. He has been with Ameriprise since 2024 and has prior experience in education, including roles at Fairfield University and Darien Public Schools. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Patrick Lough is a financial advisor with Cetera Wealth Services, LLC, holding the ChFC® designation and Series 63 license, with 31 years of industry experience. His prior work includes long-term roles at Financial Associates LLC, S & S LTC, and First National Administrators, among others. Outside of his advisory work, he serves as a director and coach of a youth boys lacrosse program and is a board member volunteer at the Oyster Bay Railroad Museum. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management, financial planning, and retirement services through a multi-manager platform that supports both discretionary and non-discretionary authority arrangements.

Katelyn Dolan is a CFA® charterholder with 15 years of industry experience. She currently works at Morgan Stanley, having joined in 2023 after a 13-year tenure at Citi. Her professional credentials also include the Series 63 license. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning processes and firm-approved tools.

Francisco Grether is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation. He began his career in the financial industry in 2026 and has experience at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Prior to his current role, he attended Villanova University and worked briefly at the Millbrook Club. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program.

Kevin Clark is a financial advisor with RBC Capital Markets in Jericho, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include tenures at Merrill Lynch, Bank of America, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs providing portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Donald Cross is a Financial Consultant currently with Fidelity Investments, a role he has held since 2022. He has a total of 15 years of experience in the financial services industry, during which he has undertaken various positions including Private Client Advisor at JP Morgan from 2018 to 2022, Financial Advisor at Prudential Advisor's from 2015 to 2018 and earlier from 2010 to 2014, as well as Financial Representative at Fidelity Investments in 2014. Throughout his career, Cross applies a goals-based approach to financial consulting, partnering with clients to uncover their goals, needs, and wants and aligning these with their investments. His experience spans various facets of financial advising, with a focus on simplifying complex investment decisions for his clients. Outside of his professional work, Donald Cross is interested in baseball, boating, outdoor adventures, and snowboarding.

Matthew Roache is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of The Miranda Wealth Management Group. He began his career in investment and financial services in 2007 and joined Merrill Lynch in 2014. His background includes retail investment operations and trading, which supports his service-oriented approach to helping clients achieve their financial objectives. Matthew's areas of focus include education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Management from Farmingdale University and maintains several professional designations and licenses, including FINRA Series 7 and 66 registrations, Life Accident & Health License, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Matthew enjoys golfing, hiking, spending time with his family, surfing, swimming, and playing tennis.

Marissa Dabbraccio is a financial advisor with Morgan Stanley in Melville, NY, holding a Series 66 designation and bringing 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Collin Krieg is a financial advisor with Ameriprise in Stony Brook, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked in various roles related to lacrosse and education. He also manages an advisory business, Certainty of the Uncertainty, LLC, and serves as a part-time consultant supporting advisor transitions to the Ameriprise platform. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Brooke Thalacker is a financial advisor at Morgan Stanley in Greenwich, CT, holding a Series 66 designation. Brooke joined Morgan Stanley in 2025 after prior experience at the University of Oregon and New Canaan Public Schools. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, with an emphasis on advisory services rather than individual security recommendations.

Jennifer Segura is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved in managing a family home rental investment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Spencer Lam is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior work includes roles at Flagstar Bank and First Republic Bank, as well as experience with Good Friends Hawaiian Poke. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research to support diversified investment strategies.

Karen Guthart is a financial advisor at Morgan Stanley with 18 years of industry experience. She previously worked at UBS for 19 years before joining Morgan Stanley Smith Barney. She holds the Series 63 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning arrangements.

Christine Persaud is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with J.P. Morgan Securities since 2015 and also worked at JPMorgan Chase Bank from 2011 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services through a non-discretionary program where clients retain final decision-making authority.

William Bowie is a Series 66-licensed financial advisor with nine years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2019, and previously held positions at Morgan Stanley Private Bank and Morgan Stanley from 2017 to 2019. Outside of advisory work, he has been involved as an independent insurance agent and works in tax services with H&R Block. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Peter Montalvo is a financial advisor at Ameriprise with 27 years of industry experience. He has previously worked at LPL Financial and INVEST Financial Corporation. In addition to his advisory role, he owns Montalvo Tax Inc., a tax preparation business. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports in collaboration with clients' advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.