Ottilia Stura is a financial advisor with Mass Mutual Investors Services and holds Series 65 and Series 66 licenses. She has 24 years of industry experience, including previous roles at Raymond James Financial Services and Lakeland Financial Services. In addition to her advisory work, she is also a licensed insurance agent specializing in individual life/health and property/casualty products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes annual, collaborative planning engagements supported by firm-approved analytical tools and provides event-driven planning services such as divorce and estate settlement.

Thomas Cox is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

F Hahofer is a financial advisor with LPL Financial, holding a Series 66 designation and 28 years of industry experience. He has been with LPL Financial since 2008 and is also affiliated with Webster Bank since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Louis Kim is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and 25 years of industry experience. He has worked at Prudential Insurance Company of America since 2000 and transitioned to LPL Enterprise in 2024. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various asset management and brokerage products through an integrated advisory and brokerage platform.

Amir Asadi is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. He holds a Series 63 designation and has worked at MML Investors Services since 2015 and Mass Mutual Life Insurance Company since 2014. Outside of his advisory role, he volunteers with the Rotary Club and serves as an Area Director for Toastmasters International, supporting public speaking development. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and specialized event-driven planning programs.

Thomas Heinbockel is a CFP® and Series 66-licensed advisor with Edward Jones in Nyack, NY, with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including managed solutions and separately managed accounts, operates under a fiduciary standard, and supports its services with a nationwide network of over 23,000 financial advisors.

Eric Fareri is a financial advisor at MassMutual Investors Services with two years of industry experience. He holds a Series 66 designation and has worked at MassMutual Investors Services and Creative Financial Group since 2023. Prior to his financial advisory roles, he was employed at T-ROC Global and was affiliated with Monmouth University from 2019 to 2023. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and structured planning processes to offer recommendations focused on investment categories and strategies.

Karina Vega Gonzalez is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at TD Private Client Wealth LLC and TD Bank N.A. prior to joining J.P. Morgan. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Brent Jackson is a Financial Consultant currently working at Fidelity Investments since 2024. Prior to this role, he served as a Financial Consultant I at Fidelity Investments from 2021 to 2024. His financial advisory experience also includes positions at MassMutual from 2019 to 2021 and Axa Equitable from 2018 to 2019. Additionally, Brent was a Branch Manager at OneMain Financial from 2006 to 2018. Throughout his career, Brent has focused on understanding clients' priorities to develop personalized financial plans aimed at achieving their current and future goals. He emphasizes building lifelong relationships and fostering trust with those he works with. Outside of his professional work, Brent engages in family activities and enjoys fishing, football, and movies. He is also involved in volunteering.

Ralf Lennon is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera Investment Advisers since 2016. Outside of his financial career, he owns and manages a home improvement business specializing in bathroom remodeling and tile installations. Cetera Investment Advisers serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account management.

Khary Miller is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He is also involved with Lexco Wealth Management, an independent registered investment advisor firm, where he provides financial planning and consulting services. His prior experience includes roles at Voya Financial Advisors, Pinnacle Wealth Management, and National Planning Corporation. Additionally, he serves as a firefighter in White Plains, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and brokerage services supported by research and model portfolios from LPL Research and third-party subadvisors.

Scott Geer is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 63 designation and 29 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. MassMutual’s subsidiary, MML Investors Services, LLC, serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars. Their financial planning process involves collaborative annual engagements using firm-approved software to analyze goals and deliver written recommendations focused on investment categories and strategies.

Avinoam Efraim is a financial advisor at LPL Enterprise with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including The Prudential Insurance Company of America, Pruco Securities, LLC, MML Investors Services, and Mass Mutual Life Insurance Company. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of brokerage and insurance products through an integrated platform.

Derek Collazo is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with firms including Axia Financial Advisors and Raymond James Financial Services. He is also involved in a support company, Derek Collazo, LLC, which is not investment related. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal and public-finance advisory services.

Andre Korogodon is a CFP® with over 41 years of experience in the financial industry. He is currently affiliated with Cambridge Investment Research Advisors and previously spent two decades at Cantella & Co., Inc. He is also the owner of Repertoire Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a range of discretionary and non-discretionary strategies across multiple custody platforms.

Ryan Duffy is a Wealth Management Advisor and a founding member of the Windsor Group at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1994, bringing over 36 years of industry experience to his role. Ryan oversees all aspects of his team's operations, including strategic planning, the wealth management process, investment strategies, and client service, focusing on legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. His approach includes a thorough process that stress tests clients' goals to quantify the probability of achieving their financial objectives. Ryan holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), Chartered Retirement Planning Counselor™ (CRPC™), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Arts degree from Seton Hall University in South Orange, New Jersey. His community involvement includes membership in the Knights of Columbus in Ramsey, New Jersey, where he served as Grand Knight from 2000 to 2002, and participation in the Friendly Sons of St. Patrick in New York City. Ryan also served on the Seton Hall University Alumni Board of Directors from 2008 through 2017, including a term as President from 2015 to 2017, and was a member of the Seton Hall University Board of Regents during the same period. He resides in Basking Ridge, New Jersey, and enjoys basketball, football, and golfing.

Bryan Murray is a financial advisor at OSAIC with 11 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 10 years. Murray holds Series 63 and Series 65 credentials and also serves as an insurance agent offering disability, long-term care, fixed annuities, equity-indexed annuities, and traditional life insurance through a separate business. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, providing integrated brokerage, advisory services, and access to multiple third-party money managers and investment platforms.

Brendan Russo is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and previously worked at Capital Group for five years before joining Equitable Advisors in 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party managers and LPL programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Jonathan Rosen is a CFP® professional with 10 years of industry experience, currently affiliated with Cetera. His background includes roles at MassMutual Life Insurance and LPL Financial, as well as operating his own firm, Rosen CPA LLC. He serves on the NJCPA Society Bergen Chapter Board and has been involved with Rutgers University for over a decade. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform and a nationwide network of independent advisors.

Nour Shurbaji is a CFP® with six years of industry experience, currently serving with LPL Enterprise. Their career includes roles at The Prudential Insurance Company of America and Pruco Securities, LLC. Shurbaji also maintains a long-term involvement with Bashar Hakim & Hakim Consulting LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model wealth portfolios and third-party asset management, combining advisory programs with brokerage and insurance product sales through an integrated platform.